Compare Reliance, SD Car Insurance Rates (2021)

Car insurance in Reliance, SD averages $346 a month. Reliance, South Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Reliance car insurance rates, compare quotes from the top car insurance companies in Reliance, SD.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Reliance, SD are $4,154/year
  • Average car insurance rates in Reliance, SD after a DUI are $5,014/year
  • The cheapest car insurance company in Reliance for teen drivers is Nationwide

If you need to buy Reliance, South Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Reliance, SD is right here.

You’ll find Reliance car insurance rates, the cheapest Reliance, SD car insurance companies, and information on South Dakota car insurance laws. You can also compare Reliance, South Dakota car insurance rates to Sioux Falls car insurance rates, Spearfish car insurance rates, and Yankton car insurance rates.

Ready to find affordable Reliance, SD car insurance today? Enter your ZIP code for fast, free Reliance car insurance quotes.

Cheapest Reliance, SD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Reliance, SD car insurance rates? Every Reliance, South Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Reliance, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,508 $2,560 $2,214 $2,369 $10,421 $12,451 $2,835 $3,096
American Family $2,939 $2,939 $2,598 $2,598 $6,026 $8,854 $2,939 $3,613
Farmers $1,997 $2,008 $1,761 $1,826 $8,647 $9,003 $2,223 $2,376
GEICO $2,551 $2,406 $2,446 $2,254 $5,030 $5,958 $2,239 $2,163
Liberty Mutual $4,662 $5,082 $3,678 $4,471 $17,102 $19,205 $4,927 $5,496
Nationwide $2,001 $2,068 $1,781 $1,918 $4,202 $5,494 $2,225 $2,436
Progressive $2,282 $2,259 $1,877 $1,931 $8,023 $9,145 $2,858 $2,981
State Farm $1,950 $1,950 $1,655 $1,655 $4,409 $5,722 $2,173 $2,410

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Minimum Car Insurance in Reliance, SD

Every driver must carry the minimum car insurance in Reliance, SD. Take a look at the South Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Reliance, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Reliance, SD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Reliance, SD. Compare credit history car insurance rates in Reliance from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Reliance, South Dakota

Insurance Company Poor Fair Good
Allstate $5,860 $4,583 $3,977
American Family $5,228 $3,769 $3,193
Farmers $4,224 $3,555 $3,411
GEICO $5,073 $2,574 $1,745
Liberty Mutual $11,735 $6,997 $5,501
Nationwide $3,363 $2,623 $2,311
Progressive $4,540 $3,757 $3,461
State Farm $3,990 $2,384 $1,847

Cheapest Reliance, SD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Reliance, SD to rates for a clean record with top companies.

Annual Reliance, South Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,979 $4,630 $6,159 $4,459
American Family $2,949 $4,337 $5,591 $3,376
Farmers $3,187 $4,012 $3,914 $3,807
GEICO $1,966 $3,339 $5,254 $1,966
Liberty Mutual $6,826 $8,421 $8,802 $8,262
Nationwide $1,980 $2,773 $4,000 $2,309
Progressive $3,384 $4,562 $3,651 $4,081
State Farm $2,595 $2,886 $2,740 $2,740

Cheapest Reliance, SD Car Insurance for Teen Drivers

Teen car insurance in Reliance, SD can be expensive. Take a look at rates from the top car insurance companies in Reliance for teenagers.

Annual Car Insurance Rates for Teen Drivers in Reliance, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,421 $12,451
American Family $6,026 $8,854
Farmers $8,647 $9,003
GEICO $5,030 $5,958
Liberty Mutual $17,102 $19,205
Nationwide $4,202 $5,494
Progressive $8,023 $9,145
State Farm $4,409 $5,722

Cheapest Reliance, SD Car Insurance for Seniors

Take a look at Reliance, SD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Reliance, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,214 $2,369
American Family $2,598 $2,598
Farmers $1,761 $1,826
GEICO $2,446 $2,254
Liberty Mutual $3,678 $4,471
Nationwide $1,781 $1,918
Progressive $1,877 $1,931
State Farm $1,655 $1,655

Cheapest Reliance, SD Car Insurance Rates After a DUI

A DUI in Reliance, SD increases car insurance rates. Compare Reliance, South Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Reliance, South Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,159
American Family $5,591
Farmers $3,914
GEICO $5,254
Liberty Mutual $8,802
Nationwide $4,000
Progressive $3,651
State Farm $2,740

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Cheapest Reliance, SD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Reliance, SD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Reliance, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,689 $4,924
American Family $4,013 $4,113
Farmers $3,730 $3,730
GEICO $3,094 $3,168
Liberty Mutual $8,078 $8,078
Nationwide $2,766 $2,766
Progressive $3,920 $3,920
State Farm $2,673 $2,808

The Best Cheap Car Insurance Companies in Reliance, SD

Take a look at a side-by-side comparison of the top car insurance companies in Reliance, SD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Reliance, South Dakota

Insurance Company Average Annual Rates
Allstate $4,807
American Family $4,063
Farmers $3,730
GEICO $3,131
Liberty Mutual $8,078
Nationwide $2,766
Progressive $3,920
State Farm $2,740

Category Winners: Cheapest Car Insurance in Reliance, South Dakota

Find the cheapest car insurance companies in Reliance, SD for each category right here.

Best Annual Car Insurance Rates by Company in Reliance, South Dakota

Category Insurance Company
Teenagers Nationwide
Seniors State Farm
Clean Record GEICO
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Reliance, SD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Reliance car insurance rates. Find the cheapest Reliance, SD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Reliance, South Dakota

Insurance Company Low Medium High
Allstate $4,654 $4,798 $4,968
American Family $4,106 $4,185 $3,899
Farmers $3,586 $3,694 $3,911
GEICO $3,047 $3,128 $3,219
Liberty Mutual $7,947 $8,066 $8,221
Nationwide $2,628 $2,755 $2,914
Progressive $3,827 $3,887 $4,044
State Farm $2,665 $2,742 $2,814

What affects car insurance rates in Reliance, South Dakota?

What factors can have an impact on Reliance, SD car insurance? There are several reasons why Reliance car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Reliance, South Dakota.

Commute Time in Reliance

The more time you spend in your car the higher the risk of an accident. The average commute length in Reliance, SD is 16.6 minutes according to City-Data.

Compare Car Insurance Quotes in Reliance, SD

Ready to find affordable Reliance, South Dakota car insurance today? Enter your ZIP code for fast, free Reliance, SD car insurance quotes.

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