Compare Rensselaer, IN Car Insurance Rates (2021)

Car insurance in Rensselaer, IN averages $284 a month. Rensselaer, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Rensselaer car insurance rates, compare quotes from the top car insurance companies in Rensselaer, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Rensselaer for teen drivers is USAA
  • Average car insurance rates in Rensselaer, IN after a DUI are $4,049/year
  • The cheapest car insurance company in Rensselaer is USAA

If you need to buy Rensselaer, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Rensselaer, IN is right here.

You’ll find Rensselaer car insurance rates, the cheapest Rensselaer, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Rensselaer, Indiana car insurance rates to Gary car insurance rates, Fort Wayne car insurance rates, and Hammond car insurance rates.

Ready to find affordable Rensselaer, IN car insurance today? Enter your ZIP code for fast, free Rensselaer car insurance quotes.

Cheapest Rensselaer, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rensselaer, IN car insurance rates? Every Rensselaer, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rensselaer, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,599 $2,669 $2,273 $2,486 $7,865 $9,879 $2,658 $2,894
American Family $2,637 $2,637 $2,368 $2,368 $7,297 $10,568 $2,637 $3,239
Farmers $1,742 $1,718 $1,488 $1,673 $9,456 $10,081 $2,302 $2,489
GEICO $1,534 $1,521 $1,431 $1,480 $4,461 $4,147 $1,750 $1,547
Liberty Mutual $3,986 $3,986 $3,662 $3,662 $8,754 $13,230 $3,986 $5,473
Nationwide $1,813 $1,859 $1,583 $1,698 $5,292 $6,902 $2,126 $2,333
Progressive $1,733 $1,644 $1,568 $1,581 $10,094 $11,351 $2,173 $2,216
State Farm $1,366 $1,366 $1,209 $1,209 $4,022 $5,163 $1,506 $1,677
Travelers $1,113 $1,133 $1,041 $1,043 $6,868 $10,925 $1,175 $1,359
USAA $985 $972 $914 $925 $2,708 $3,035 $1,333 $1,432

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Minimum Car Insurance in Rensselaer, IN

Every driver must carry the minimum car insurance in Rensselaer, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Rensselaer, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Rensselaer, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rensselaer, IN. Compare credit history car insurance rates in Rensselaer from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rensselaer, Indiana

Insurance Company Poor Fair Good
Allstate $5,176 $3,838 $3,483
American Family $5,778 $3,746 $3,133
Farmers $4,513 $3,681 $3,412
GEICO $2,688 $2,234 $1,780
Liberty Mutual $7,780 $5,064 $4,683
Nationwide $3,363 $2,839 $2,651
Progressive $4,464 $3,949 $3,722
State Farm $3,190 $1,903 $1,476
Travelers $3,431 $2,909 $2,907
USAA $2,075 $1,367 $1,171

Cheapest Rensselaer, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rensselaer, IN to rates for a clean record with top companies.

Annual Rensselaer, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,328 $4,875 $4,500 $3,960
American Family $2,909 $4,621 $5,879 $3,467
Farmers $3,462 $4,032 $4,158 $3,822
GEICO $1,471 $2,307 $3,115 $2,043
Liberty Mutual $4,572 $5,380 $8,386 $5,033
Nationwide $2,531 $3,276 $3,139 $2,857
Progressive $3,029 $5,318 $3,615 $4,217
State Farm $2,140 $2,338 $2,140 $2,140
Travelers $2,622 $3,233 $3,662 $2,813
USAA $1,164 $1,651 $1,894 $1,443

Cheapest Rensselaer, IN Car Insurance for Teen Drivers

Teen car insurance in Rensselaer, IN can be expensive. Take a look at rates from the top car insurance companies in Rensselaer for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rensselaer, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,865 $9,879
American Family $7,297 $10,568
Farmers $9,456 $10,081
GEICO $4,461 $4,147
Liberty Mutual $8,754 $13,230
Nationwide $5,292 $6,902
Progressive $10,094 $11,351
State Farm $4,022 $5,163
Travelers $6,868 $10,925
USAA $2,708 $3,035

Cheapest Rensselaer, IN Car Insurance for Seniors

Take a look at Rensselaer, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rensselaer, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,273 $2,486
American Family $2,368 $2,368
Farmers $1,488 $1,673
GEICO $1,431 $1,480
Liberty Mutual $3,662 $3,662
Nationwide $1,583 $1,698
Progressive $1,568 $1,581
State Farm $1,209 $1,209
Travelers $1,041 $1,043
USAA $914 $925

Cheapest Rensselaer, IN Car Insurance Rates After a DUI

A DUI in Rensselaer, IN increases car insurance rates. Compare Rensselaer, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rensselaer, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,500
American Family $5,879
Farmers $4,158
GEICO $3,115
Liberty Mutual $8,386
Nationwide $3,139
Progressive $3,615
State Farm $2,140
Travelers $3,662
USAA $1,894

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Cheapest Rensselaer, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rensselaer, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rensselaer, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,166 $4,166
American Family $4,168 $4,270
Farmers $3,869 $3,869
GEICO $2,193 $2,275
Liberty Mutual $5,687 $5,998
Nationwide $2,951 $2,951
Progressive $4,045 $4,045
State Farm $2,128 $2,252
Travelers $3,082 $3,082
USAA $1,517 $1,558

The Best Cheap Car Insurance Companies in Rensselaer, IN

Take a look at a side-by-side comparison of the top car insurance companies in Rensselaer, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rensselaer, Indiana

Insurance Company Average Annual Rates
Allstate $4,166
American Family $4,219
Farmers $3,869
GEICO $2,234
Liberty Mutual $5,842
Nationwide $2,951
Progressive $4,045
State Farm $2,190
Travelers $3,082
USAA $1,538

Category Winners: Cheapest Car Insurance in Rensselaer, Indiana

Find the cheapest car insurance companies in Rensselaer, IN for each category right here.

Best Annual Car Insurance Rates by Company in Rensselaer, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Rensselaer, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rensselaer car insurance rates. Find the cheapest Rensselaer, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rensselaer, Indiana

Insurance Company Low Medium High
Allstate $3,985 $4,150 $4,361
American Family $4,175 $4,358 $4,124
Farmers $3,726 $3,861 $4,019
GEICO $2,089 $2,228 $2,385
Liberty Mutual $5,656 $5,828 $6,043
Nationwide $3,007 $2,927 $2,919
Progressive $3,810 $3,979 $4,347
State Farm $2,096 $2,188 $2,285
Travelers $3,008 $3,111 $3,127
USAA $1,486 $1,534 $1,594

What affects car insurance rates in Rensselaer, Indiana?

What factors can have an impact on Rensselaer, IN car insurance? There are several reasons why Rensselaer car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Rensselaer, Indiana.

Car Theft in Rensselaer

High levels of vehicle theft can make car insurance more expensive. Rensselaer, IN car theft statistics from the FBI indicate 1 vehicle thefts a year.

Commute Time in Rensselaer

The more time you spend in your car the higher the risk of an accident. The average commute length in Rensselaer, IN is 16.7 minutes according to City-Data.

Compare Car Insurance Quotes in Rensselaer, IN

Ready to find affordable Rensselaer, Indiana car insurance today? Enter your ZIP code for fast, free Rensselaer, IN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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Average Monthly Car Insurance Rates by State