Compare Reubens, ID Car Insurance Rates (2021)

Car insurance in Reubens, ID averages $247 a month. Reubens, Idaho car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Reubens car insurance rates, compare quotes from the top car insurance companies in Reubens, ID.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Reubens is USAA
  • Average car insurance rates in Reubens, ID after a DUI are $3,662/year
  • The cheapest car insurance company in Reubens for teen drivers is USAA

If you need to buy Reubens, Idaho car insurance, the options can be confusing. Everything you need to know about car insurance in Reubens, ID is right here.

You’ll find Reubens car insurance rates, the cheapest Reubens, ID car insurance companies, and information on Idaho car insurance laws. You can also compare Reubens, Idaho car insurance rates to Coeur d’Alene car insurance rates, Post Falls car insurance rates, and Meridian car insurance rates.

Ready to find affordable Reubens, ID car insurance today? Enter your ZIP code for fast, free Reubens car insurance quotes.

Cheapest Reubens, ID Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Reubens, ID car insurance rates? Every Reubens, Idaho car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Reubens, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,689 $2,677 $2,327 $2,412 $9,827 $11,368 $3,021 $3,212
American Family $2,088 $2,088 $1,859 $1,859 $7,355 $9,596 $2,088 $2,629
Farmers $1,664 $1,651 $1,470 $1,552 $7,947 $8,215 $1,922 $2,035
GEICO $2,016 $1,991 $1,919 $1,863 $4,278 $5,328 $2,718 $2,106
Liberty Mutual $1,551 $1,674 $1,257 $1,401 $4,951 $5,501 $1,650 $1,750
Nationwide $1,889 $1,933 $1,704 $1,807 $4,697 $5,796 $2,218 $2,389
State Farm $1,181 $1,181 $1,065 $1,065 $3,544 $4,465 $1,333 $1,540
Travelers $1,342 $1,364 $1,345 $1,339 $6,528 $10,313 $1,423 $1,639
USAA $1,083 $1,081 $1,056 $1,040 $3,584 $4,008 $1,436 $1,546

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Reubens, ID

Every driver must carry the minimum car insurance in Reubens, ID. Take a look at the Idaho car insurance requirements.

Minimum Required Car Insurance Coverage in Reubens, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Reubens, ID Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Reubens, ID. Compare credit history car insurance rates in Reubens from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Reubens, Idaho

Insurance Company Poor Fair Good
Allstate $6,200 $4,207 $3,668
American Family $4,776 $3,404 $2,905
Farmers $3,735 $3,163 $3,023
GEICO $3,377 $2,696 $2,260
Liberty Mutual $3,528 $2,162 $1,711
Nationwide $3,348 $2,701 $2,363
State Farm $2,700 $1,706 $1,359
Travelers $3,623 $3,044 $2,817
USAA $2,708 $1,581 $1,274

Cheapest Reubens, ID Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Reubens, ID to rates for a clean record with top companies.

Annual Reubens, Idaho Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,869 $4,859 $5,446 $4,594
American Family $2,917 $4,122 $4,444 $3,299
Farmers $2,891 $3,656 $3,416 $3,264
GEICO $1,704 $2,720 $3,808 $2,879
Liberty Mutual $2,048 $2,564 $2,650 $2,606
Nationwide $2,144 $2,781 $3,884 $2,408
State Farm $1,752 $2,092 $1,922 $1,922
Travelers $1,957 $2,776 $4,809 $3,104
USAA $1,329 $1,898 $2,578 $1,612

Cheapest Reubens, ID Car Insurance for Teen Drivers

Teen car insurance in Reubens, ID can be expensive. Take a look at rates from the top car insurance companies in Reubens for teenagers.

Annual Car Insurance Rates for Teen Drivers in Reubens, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,827 $11,368
American Family $7,355 $9,596
Farmers $7,947 $8,215
GEICO $4,278 $5,328
Liberty Mutual $4,951 $5,501
Nationwide $4,697 $5,796
State Farm $3,544 $4,465
Travelers $6,528 $10,313
USAA $3,584 $4,008

Cheapest Reubens, ID Car Insurance for Seniors

Take a look at Reubens, ID senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Reubens, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,327 $2,412
American Family $1,859 $1,859
Farmers $1,470 $1,552
GEICO $1,919 $1,863
Liberty Mutual $1,257 $1,401
Nationwide $1,704 $1,807
State Farm $1,065 $1,065
Travelers $1,345 $1,339
USAA $1,056 $1,040

Cheapest Reubens, ID Car Insurance Rates After a DUI

A DUI in Reubens, ID increases car insurance rates. Compare Reubens, Idaho DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Reubens, Idaho

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,446
American Family $4,444
Farmers $3,416
GEICO $3,808
Liberty Mutual $2,650
Nationwide $3,884
State Farm $1,922
Travelers $4,809
USAA $2,578

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Reubens, ID Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Reubens, ID by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Reubens, Idaho

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,692 $4,692
American Family $3,619 $3,771
Farmers $3,307 $3,307
GEICO $2,730 $2,825
Liberty Mutual $2,467 $2,467
Nationwide $2,804 $2,804
State Farm $1,876 $1,968
Travelers $3,162 $3,162
USAA $1,832 $1,876

The Best Cheap Car Insurance Companies in Reubens, ID

Take a look at a side-by-side comparison of the top car insurance companies in Reubens, ID to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Reubens, Idaho

Insurance Company Average Annual Rates
Allstate $4,692
American Family $3,695
Farmers $3,307
GEICO $2,778
Liberty Mutual $2,467
Nationwide $2,804
State Farm $1,922
Travelers $3,162
USAA $1,854

Category Winners: Cheapest Car Insurance in Reubens, Idaho

Find the cheapest car insurance companies in Reubens, ID for each category right here.

Best Annual Car Insurance Rates by Company in Reubens, Idaho

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Reubens, ID Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Reubens car insurance rates. Find the cheapest Reubens, ID car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Reubens, Idaho

Insurance Company Low Medium High
Allstate $4,552 $4,685 $4,838
American Family $3,705 $3,879 $3,502
Farmers $3,161 $3,274 $3,486
GEICO $2,640 $2,773 $2,920
Liberty Mutual $2,345 $2,463 $2,593
Nationwide $2,770 $2,945 $2,697
State Farm $1,814 $1,926 $2,026
Travelers $3,110 $3,208 $3,167
USAA $1,801 $1,851 $1,910

What affects car insurance rates in Reubens, Idaho?

What factors can have an impact on Reubens, ID car insurance? There are several reasons why Reubens car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Reubens, Idaho.

Commute Time in Reubens

The more time you spend in your car the higher the risk of an accident. The average commute length in Reubens, ID is 28.3 minutes according to City-Data.

Compare Car Insurance Quotes in Reubens, ID

Ready to find affordable Reubens, Idaho car insurance today? Enter your ZIP code for fast, free Reubens, ID car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption