Compare Rhame, ND Car Insurance Rates (2021)

Car insurance in Rhame, ND averages $362 a month. Rhame, North Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Rhame car insurance rates, compare quotes from the top car insurance companies in Rhame, ND.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Rhame is USAA
  • The cheapest car insurance company in Rhame for teen drivers is USAA
  • Average car insurance rates in Rhame, ND after a DUI are $5,185/year

If you need to buy Rhame, North Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Rhame, ND is right here.

You’ll find Rhame car insurance rates, the cheapest Rhame, ND car insurance companies, and information on North Dakota car insurance laws. You can also compare Rhame, North Dakota car insurance rates to Minot car insurance rates, Bismarck car insurance rates, and Grand Forks car insurance rates.

Ready to find affordable Rhame, ND car insurance today? Enter your ZIP code for fast, free Rhame car insurance quotes.

Cheapest Rhame, ND Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rhame, ND car insurance rates? Every Rhame, North Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rhame, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,476 $2,490 $2,192 $2,326 $9,578 $11,323 $2,737 $2,968
American Family $2,833 $2,833 $2,553 $2,553 $5,947 $8,573 $2,833 $3,318
Farmers $2,056 $2,034 $1,843 $1,910 $6,990 $7,197 $2,320 $2,460
GEICO $2,163 $2,147 $1,863 $1,884 $4,150 $5,218 $1,953 $2,172
Liberty Mutual $7,137 $7,715 $5,728 $6,937 $28,385 $31,663 $7,481 $8,215
Nationwide $1,975 $2,027 $1,767 $1,890 $4,413 $5,467 $2,249 $2,393
Progressive $2,523 $2,427 $2,041 $2,108 $8,778 $9,852 $3,104 $3,136
State Farm $1,793 $1,793 $1,575 $1,575 $4,879 $6,182 $2,000 $2,257
USAA $1,105 $1,097 $900 $903 $3,802 $4,593 $1,590 $1,730

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Minimum Car Insurance in Rhame, ND

Every driver must carry the minimum car insurance in Rhame, ND. Take a look at the North Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Rhame, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Rhame, ND Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rhame, ND. Compare credit history car insurance rates in Rhame from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rhame, North Dakota

Insurance Company Poor Fair Good
Allstate $5,693 $4,327 $3,514
American Family $5,170 $3,587 $3,033
Farmers $3,887 $3,160 $3,007
GEICO $3,222 $2,595 $2,265
Liberty Mutual $18,768 $11,197 $8,759
Nationwide $3,381 $2,628 $2,309
Progressive $4,933 $4,089 $3,716
State Farm $3,857 $2,452 $1,962
USAA $2,713 $1,718 $1,464

Cheapest Rhame, ND Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rhame, ND to rates for a clean record with top companies.

Annual Rhame, North Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,646 $4,013 $6,139 $4,247
American Family $2,875 $4,096 $5,457 $3,292
Farmers $2,841 $3,596 $3,545 $3,422
GEICO $1,556 $2,605 $4,084 $2,529
Liberty Mutual $11,451 $12,919 $14,042 $13,218
Nationwide $2,037 $2,823 $3,909 $2,321
Progressive $3,931 $4,789 $3,970 $4,295
State Farm $2,559 $2,955 $2,757 $2,757
USAA $1,397 $1,976 $2,763 $1,724

Cheapest Rhame, ND Car Insurance for Teen Drivers

Teen car insurance in Rhame, ND can be expensive. Take a look at rates from the top car insurance companies in Rhame for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rhame, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,578 $11,323
American Family $5,947 $8,573
Farmers $6,990 $7,197
GEICO $4,150 $5,218
Liberty Mutual $28,385 $31,663
Nationwide $4,413 $5,467
Progressive $8,778 $9,852
State Farm $4,879 $6,182
USAA $3,802 $4,593

Cheapest Rhame, ND Car Insurance for Seniors

Take a look at Rhame, ND senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rhame, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,192 $2,326
American Family $2,553 $2,553
Farmers $1,843 $1,910
GEICO $1,863 $1,884
Liberty Mutual $5,728 $6,937
Nationwide $1,767 $1,890
Progressive $2,041 $2,108
State Farm $1,575 $1,575
USAA $900 $903

Cheapest Rhame, ND Car Insurance Rates After a DUI

A DUI in Rhame, ND increases car insurance rates. Compare Rhame, North Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rhame, North Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,139
American Family $5,457
Farmers $3,545
GEICO $4,084
Liberty Mutual $14,042
Nationwide $3,909
Progressive $3,970
State Farm $2,757
USAA $2,763

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Cheapest Rhame, ND Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rhame, ND by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rhame, North Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,401 $4,622
American Family $3,881 $3,979
Farmers $3,351 $3,351
GEICO $2,663 $2,724
Liberty Mutual $12,908 $12,908
Nationwide $2,773 $2,773
Progressive $4,246 $4,246
State Farm $2,683 $2,831
USAA $1,945 $1,985

The Best Cheap Car Insurance Companies in Rhame, ND

Take a look at a side-by-side comparison of the top car insurance companies in Rhame, ND to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rhame, North Dakota

Insurance Company Average Annual Rates
Allstate $4,511
American Family $3,930
Farmers $3,351
GEICO $2,694
Liberty Mutual $12,908
Nationwide $2,773
Progressive $4,246
State Farm $2,757
USAA $1,965

Category Winners: Cheapest Car Insurance in Rhame, North Dakota

Find the cheapest car insurance companies in Rhame, ND for each category right here.

Best Annual Car Insurance Rates by Company in Rhame, North Dakota

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Rhame, ND Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rhame car insurance rates. Find the cheapest Rhame, ND car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rhame, North Dakota

Insurance Company Low Medium High
Allstate $4,422 $4,509 $4,603
American Family $4,061 $4,126 $3,604
Farmers $3,280 $3,337 $3,436
GEICO $2,647 $2,689 $2,745
Liberty Mutual $12,638 $12,855 $13,230
Nationwide $2,708 $2,759 $2,851
Progressive $4,136 $4,232 $4,370
State Farm $2,691 $2,764 $2,816
USAA $1,915 $1,966 $2,014

What affects car insurance rates in Rhame, North Dakota?

What factors can have an impact on Rhame, ND car insurance? There are several reasons why Rhame car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Rhame, North Dakota.

Commute Time in Rhame

The more time you spend in your car the higher the risk of an accident. The average commute length in Rhame, ND is 23.5 minutes according to City-Data.

Compare Car Insurance Quotes in Rhame, ND

Ready to find affordable Rhame, North Dakota car insurance today? Enter your ZIP code for fast, free Rhame, ND car insurance quotes.

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