Compare Rice Lake, WI Car Insurance Rates (2021)

Car insurance in Rice Lake, WI averages $266 a month. Rice Lake, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Rice Lake car insurance rates, compare quotes from the top car insurance companies in Rice Lake, WI.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Rice Lake for teen drivers is American Family
  • Average car insurance rates in Rice Lake, WI after a DUI are $3,529/year
  • Average car insurance rates in Rice Lake, WI are $3,186/year

If you need to buy Rice Lake, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Rice Lake, WI is right here.

You’ll find Rice Lake car insurance rates, the cheapest Rice Lake, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Rice Lake, Wisconsin car insurance rates to Waukesha car insurance rates, Eau Claire car insurance rates, and Janesville car insurance rates.

Ready to find affordable Rice Lake, WI car insurance today? Enter your ZIP code for fast, free Rice Lake car insurance quotes.

Cheapest Rice Lake, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rice Lake, WI car insurance rates? Every Rice Lake, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rice Lake, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,404 $2,549 $2,203 $2,446 $7,367 $9,477 $2,461 $2,678
American Family $989 $1,036 $928 $938 $2,818 $3,114 $1,166 $1,243
Farmers $2,124 $2,133 $1,890 $1,989 $9,564 $9,938 $2,401 $2,528
GEICO $1,445 $1,583 $1,472 $1,670 $4,697 $5,064 $1,339 $1,389
Liberty Mutual $2,256 $2,483 $1,830 $2,094 $6,610 $7,444 $2,404 $2,628
Nationwide $3,966 $4,190 $3,266 $3,453 $7,874 $12,014 $4,810 $5,768
Progressive $2,000 $1,933 $1,638 $1,691 $7,013 $7,954 $2,403 $2,592
State Farm $1,419 $1,419 $1,243 $1,243 $3,791 $4,817 $1,594 $1,811
USAA $1,399 $1,402 $1,259 $1,291 $3,476 $4,053 $1,825 $2,015

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Rice Lake, WI

Every driver must carry the minimum car insurance in Rice Lake, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Rice Lake, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Rice Lake, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rice Lake, WI. Compare credit history car insurance rates in Rice Lake from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rice Lake, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,194 $3,565 $3,086
American Family $2,048 $1,348 $1,191
Farmers $4,613 $3,883 $3,717
GEICO $3,065 $2,183 $1,750
Liberty Mutual $5,043 $2,993 $2,370
Nationwide $6,372 $5,315 $5,315
Progressive $3,912 $3,272 $3,024
State Farm $3,233 $1,856 $1,413
USAA $3,234 $1,690 $1,345

Cheapest Rice Lake, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rice Lake, WI to rates for a clean record with top companies.

Annual Rice Lake, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,258 $4,438 $4,117 $3,980
American Family $1,463 $1,551 $1,551 $1,551
Farmers $3,550 $4,460 $4,245 $4,029
GEICO $1,630 $2,616 $2,949 $2,136
Liberty Mutual $2,679 $3,726 $3,918 $3,552
Nationwide $4,791 $5,543 $6,794 $5,543
Progressive $3,127 $3,747 $3,236 $3,502
State Farm $2,010 $2,325 $2,167 $2,167
USAA $1,642 $2,059 $2,788 $1,870

Cheapest Rice Lake, WI Car Insurance for Teen Drivers

Teen car insurance in Rice Lake, WI can be expensive. Take a look at rates from the top car insurance companies in Rice Lake for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rice Lake, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,367 $9,477
American Family $2,818 $3,114
Farmers $9,564 $9,938
GEICO $4,697 $5,064
Liberty Mutual $6,610 $7,444
Nationwide $7,874 $12,014
Progressive $7,013 $7,954
State Farm $3,791 $4,817
USAA $3,476 $4,053

Cheapest Rice Lake, WI Car Insurance for Seniors

Take a look at Rice Lake, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rice Lake, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,203 $2,446
American Family $928 $938
Farmers $1,890 $1,989
GEICO $1,472 $1,670
Liberty Mutual $1,830 $2,094
Nationwide $3,266 $3,453
Progressive $1,638 $1,691
State Farm $1,243 $1,243
USAA $1,259 $1,291

Cheapest Rice Lake, WI Car Insurance Rates After a DUI

A DUI in Rice Lake, WI increases car insurance rates. Compare Rice Lake, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rice Lake, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,117
American Family $1,551
Farmers $4,245
GEICO $2,949
Liberty Mutual $3,918
Nationwide $6,794
Progressive $3,236
State Farm $2,167
USAA $2,788

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Rice Lake, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rice Lake, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rice Lake, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,853 $4,043
American Family $1,503 $1,555
Farmers $4,071 $4,071
GEICO $2,281 $2,384
Liberty Mutual $3,469 $3,469
Nationwide $5,667 $5,667
Progressive $3,403 $3,403
State Farm $2,115 $2,220
USAA $2,063 $2,118

The Best Cheap Car Insurance Companies in Rice Lake, WI

Take a look at a side-by-side comparison of the top car insurance companies in Rice Lake, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rice Lake, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,948
American Family $1,529
Farmers $4,071
GEICO $2,333
Liberty Mutual $3,469
Nationwide $5,667
Progressive $3,403
State Farm $2,167
USAA $2,090

Category Winners: Cheapest Car Insurance in Rice Lake, Wisconsin

Find the cheapest car insurance companies in Rice Lake, WI for each category right here.

Best Annual Car Insurance Rates by Company in Rice Lake, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Rice Lake, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rice Lake car insurance rates. Find the cheapest Rice Lake, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rice Lake, Wisconsin

Insurance Company Low Medium High
Allstate $3,779 $3,939 $4,127
American Family $1,511 $1,542 $1,534
Farmers $3,783 $4,042 $4,388
GEICO $2,196 $2,331 $2,470
Liberty Mutual $3,234 $3,494 $3,678
Nationwide $5,517 $5,666 $5,820
Progressive $3,226 $3,426 $3,557
State Farm $2,068 $2,172 $2,261
USAA $2,020 $2,091 $2,158

What affects car insurance rates in Rice Lake, Wisconsin?

What factors can have an impact on Rice Lake, WI car insurance? There are several reasons why Rice Lake car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Rice Lake, Wisconsin.

Car Theft in Rice Lake

High levels of vehicle theft can make car insurance more expensive. Rice Lake, WI car theft statistics from the FBI indicate 7 vehicle thefts a year.

Commute Time in Rice Lake

The more time you spend in your car the higher the risk of an accident. The average commute length in Rice Lake, WI is 14.7 minutes according to City-Data.

Compare Car Insurance Quotes in Rice Lake, WI

Ready to find affordable Rice Lake, Wisconsin car insurance today? Enter your ZIP code for fast, free Rice Lake, WI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State