Compare Riceville, IA Car Insurance Rates (2021)

Car insurance in Riceville, IA averages $244 a month. Riceville, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Riceville car insurance rates, compare quotes from the top car insurance companies in Riceville, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Riceville, IA after a DUI are $3,535/year
  • The cheapest car insurance company in Riceville for teen drivers is USAA
  • Average car insurance rates in Riceville, IA are $2,924/year

If you need to buy Riceville, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Riceville, IA is right here.

You’ll find Riceville car insurance rates, the cheapest Riceville, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Riceville, Iowa car insurance rates to Des Moines car insurance rates, Davenport car insurance rates, and West Des Moines car insurance rates.

Ready to find affordable Riceville, IA car insurance today? Enter your ZIP code for fast, free Riceville car insurance quotes.

Cheapest Riceville, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Riceville, IA car insurance rates? Every Riceville, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Riceville, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,863 $1,798 $1,648 $1,680 $5,209 $5,839 $2,041 $2,105
American Family $2,012 $2,012 $1,799 $1,799 $5,354 $7,522 $2,012 $2,427
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,045 $2,218 $1,800 $2,185 $10,036 $11,288 $2,318 $2,556
Nationwide $1,895 $1,952 $1,684 $1,806 $4,262 $5,552 $2,134 $2,330
Progressive $1,624 $1,581 $1,339 $1,383 $3,674 $4,159 $1,954 $2,102
State Farm $1,448 $1,448 $1,262 $1,262 $3,769 $4,799 $1,624 $1,841
Travelers $2,485 $2,539 $2,392 $2,402 $10,653 $16,904 $2,578 $3,088
USAA $1,234 $1,249 $1,130 $1,155 $3,305 $3,514 $1,482 $1,638

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Minimum Car Insurance in Riceville, IA

Every driver must carry the minimum car insurance in Riceville, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Riceville, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Riceville, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Riceville, IA. Compare credit history car insurance rates in Riceville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Riceville, Iowa

Insurance Company Poor Fair Good
Allstate $3,313 $2,637 $2,369
American Family $3,976 $2,922 $2,454
Farmers $2,752 $2,286 $2,166
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,137 $3,795 $2,985
Nationwide $3,294 $2,563 $2,249
Progressive $2,657 $2,118 $1,906
State Farm $3,107 $1,922 $1,516
Travelers $6,063 $5,163 $4,914
USAA $2,419 $1,660 $1,437

Cheapest Riceville, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Riceville, IA to rates for a clean record with top companies.

Annual Riceville, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,373 $2,856 $3,223 $2,640
American Family $2,251 $3,292 $4,279 $2,647
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,719 $4,603 $4,690 $4,212
Nationwide $1,941 $2,811 $3,852 $2,204
Progressive $1,802 $2,902 $1,950 $2,255
State Farm $2,029 $2,334 $2,181 $2,181
Travelers $3,937 $5,223 $6,979 $5,381
USAA $1,405 $1,885 $2,451 $1,613

Cheapest Riceville, IA Car Insurance for Teen Drivers

Teen car insurance in Riceville, IA can be expensive. Take a look at rates from the top car insurance companies in Riceville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Riceville, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,209 $5,839
American Family $5,354 $7,522
Farmers $4,490 $4,788
GEICO $4,278 $3,972
Liberty Mutual $10,036 $11,288
Nationwide $4,262 $5,552
Progressive $3,674 $4,159
State Farm $3,769 $4,799
Travelers $10,653 $16,904
USAA $3,305 $3,514

Cheapest Riceville, IA Car Insurance for Seniors

Take a look at Riceville, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Riceville, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,648 $1,680
American Family $1,799 $1,799
Farmers $1,327 $1,449
GEICO $1,696 $1,552
Liberty Mutual $1,800 $2,185
Nationwide $1,684 $1,806
Progressive $1,339 $1,383
State Farm $1,262 $1,262
Travelers $2,392 $2,402
USAA $1,130 $1,155

Cheapest Riceville, IA Car Insurance Rates After a DUI

A DUI in Riceville, IA increases car insurance rates. Compare Riceville, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Riceville, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,223
American Family $4,279
Farmers $2,573
GEICO $3,170
Liberty Mutual $4,690
Nationwide $3,852
Progressive $1,950
State Farm $2,181
Travelers $6,979
USAA $2,451

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Cheapest Riceville, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Riceville, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Riceville, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,707 $2,838
American Family $3,081 $3,154
Farmers $2,401 $2,401
GEICO $2,269 $2,362
Liberty Mutual $4,306 $4,306
Nationwide $2,702 $2,702
Progressive $2,227 $2,227
State Farm $2,129 $2,234
Travelers $5,380 $5,380
USAA $1,771 $1,905

The Best Cheap Car Insurance Companies in Riceville, IA

Take a look at a side-by-side comparison of the top car insurance companies in Riceville, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Riceville, Iowa

Insurance Company Average Annual Rates
Allstate $2,773
American Family $3,117
Farmers $2,401
GEICO $2,315
Liberty Mutual $4,306
Nationwide $2,702
Progressive $2,227
State Farm $2,181
Travelers $5,380
USAA $1,838

Category Winners: Cheapest Car Insurance in Riceville, Iowa

Find the cheapest car insurance companies in Riceville, IA for each category right here.

Best Annual Car Insurance Rates by Company in Riceville, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Riceville, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Riceville car insurance rates. Find the cheapest Riceville, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Riceville, Iowa

Insurance Company Low Medium High
Allstate $2,679 $2,776 $2,864
American Family $3,140 $3,290 $2,922
Farmers $2,304 $2,409 $2,490
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,139 $4,299 $4,480
Nationwide $2,834 $2,682 $2,590
Progressive $2,114 $2,234 $2,334
State Farm $2,084 $2,193 $2,268
Travelers $5,102 $5,459 $5,579
USAA $1,745 $1,844 $1,926

What affects car insurance rates in Riceville, Iowa?

What factors can have an impact on Riceville, IA car insurance? There are several reasons why Riceville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Riceville, Iowa.

Commute Time in Riceville

The more time you spend in your car the higher the risk of an accident. The average commute length in Riceville, IA is 23.0 minutes according to City-Data.

Compare Car Insurance Quotes in Riceville, IA

Ready to find affordable Riceville, Iowa car insurance today? Enter your ZIP code for fast, free Riceville, IA car insurance quotes.

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