Compare Rich Hill, MO Car Insurance Rates (2021)

Car insurance in Rich Hill, MO averages $259 a month. Rich Hill, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Rich Hill car insurance rates, compare quotes from the top car insurance companies in Rich Hill, MO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Rich Hill for teen drivers is Nationwide
  • Average car insurance rates in Rich Hill, MO are $3,113/year
  • The cheapest car insurance company in Rich Hill is Nationwide

If you need to buy Rich Hill, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Rich Hill, MO is right here.

You’ll find Rich Hill car insurance rates, the cheapest Rich Hill, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Rich Hill, Missouri car insurance rates to St. Joseph car insurance rates, St. Charles car insurance rates, and Columbia car insurance rates.

Ready to find affordable Rich Hill, MO car insurance today? Enter your ZIP code for fast, free Rich Hill car insurance quotes.

Cheapest Rich Hill, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rich Hill, MO car insurance rates? Every Rich Hill, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rich Hill, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,788 $2,689 $2,520 $2,598 $7,953 $8,625 $2,649 $2,726
American Family $2,170 $2,170 $1,927 $1,927 $5,764 $7,532 $2,170 $2,553
Farmers $2,170 $2,163 $1,940 $2,054 $8,840 $9,141 $2,472 $2,587
GEICO $1,863 $2,067 $1,456 $1,831 $5,627 $5,943 $1,735 $1,747
Liberty Mutual $2,579 $2,802 $2,126 $2,387 $8,298 $9,222 $2,725 $2,918
Nationwide $1,322 $1,353 $1,182 $1,255 $3,302 $4,240 $1,504 $1,630
Progressive $1,803 $1,683 $1,472 $1,515 $5,709 $6,415 $2,195 $2,252
State Farm $1,649 $1,649 $1,467 $1,467 $4,669 $5,906 $1,853 $2,107
USAA $1,463 $1,450 $1,323 $1,344 $4,358 $5,323 $1,819 $2,023

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Minimum Car Insurance in Rich Hill, MO

Every driver must carry the minimum car insurance in Rich Hill, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Rich Hill, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Rich Hill, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rich Hill, MO. Compare credit history car insurance rates in Rich Hill from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rich Hill, Missouri

Insurance Company Poor Fair Good
Allstate $5,610 $3,614 $2,981
American Family $4,289 $3,008 $2,533
Farmers $4,484 $3,731 $3,549
GEICO $3,843 $2,504 $2,004
Liberty Mutual $5,944 $3,605 $2,847
Nationwide $2,330 $1,919 $1,672
Progressive $3,344 $2,758 $2,540
State Farm $3,529 $2,330 $1,928
USAA $3,967 $1,859 $1,337

Cheapest Rich Hill, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rich Hill, MO to rates for a clean record with top companies.

Annual Rich Hill, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,473 $3,933 $4,922 $3,947
American Family $2,502 $3,534 $4,244 $2,827
Farmers $3,403 $4,210 $4,119 $3,951
GEICO $2,205 $2,817 $3,735 $2,377
Liberty Mutual $3,023 $4,293 $4,450 $4,763
Nationwide $1,567 $1,989 $2,630 $1,708
Progressive $2,512 $3,320 $2,769 $2,921
State Farm $2,392 $2,799 $2,596 $2,596
USAA $1,911 $2,325 $3,225 $2,091

Cheapest Rich Hill, MO Car Insurance for Teen Drivers

Teen car insurance in Rich Hill, MO can be expensive. Take a look at rates from the top car insurance companies in Rich Hill for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rich Hill, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,953 $8,625
American Family $5,764 $7,532
Farmers $8,840 $9,141
GEICO $5,627 $5,943
Liberty Mutual $8,298 $9,222
Nationwide $3,302 $4,240
Progressive $5,709 $6,415
State Farm $4,669 $5,906
USAA $4,358 $5,323

Cheapest Rich Hill, MO Car Insurance for Seniors

Take a look at Rich Hill, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rich Hill, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,520 $2,598
American Family $1,927 $1,927
Farmers $1,940 $2,054
GEICO $1,456 $1,831
Liberty Mutual $2,126 $2,387
Nationwide $1,182 $1,255
Progressive $1,472 $1,515
State Farm $1,467 $1,467
USAA $1,323 $1,344

Cheapest Rich Hill, MO Car Insurance Rates After a DUI

A DUI in Rich Hill, MO increases car insurance rates. Compare Rich Hill, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rich Hill, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,922
American Family $4,244
Farmers $4,119
GEICO $3,735
Liberty Mutual $4,450
Nationwide $2,630
Progressive $2,769
State Farm $2,596
USAA $3,225

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Cheapest Rich Hill, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rich Hill, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rich Hill, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,069 $4,069
American Family $3,243 $3,310
Farmers $3,921 $3,921
GEICO $2,729 $2,838
Liberty Mutual $4,132 $4,132
Nationwide $1,974 $1,974
Progressive $2,880 $2,880
State Farm $2,532 $2,660
USAA $2,302 $2,474

The Best Cheap Car Insurance Companies in Rich Hill, MO

Take a look at a side-by-side comparison of the top car insurance companies in Rich Hill, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rich Hill, Missouri

Insurance Company Average Annual Rates
Allstate $4,069
American Family $3,277
Farmers $3,921
GEICO $2,783
Liberty Mutual $4,132
Nationwide $1,974
Progressive $2,880
State Farm $2,596
USAA $2,388

Category Winners: Cheapest Car Insurance in Rich Hill, Missouri

Find the cheapest car insurance companies in Rich Hill, MO for each category right here.

Best Annual Car Insurance Rates by Company in Rich Hill, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Rich Hill, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rich Hill car insurance rates. Find the cheapest Rich Hill, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rich Hill, Missouri

Insurance Company Low Medium High
Allstate $3,909 $4,060 $4,237
American Family $3,191 $3,381 $3,258
Farmers $3,675 $3,884 $4,204
GEICO $2,608 $2,803 $2,939
Liberty Mutual $3,909 $4,151 $4,337
Nationwide $1,859 $1,990 $2,071
Progressive $2,608 $2,888 $3,145
State Farm $2,439 $2,606 $2,742
USAA $2,281 $2,380 $2,503

What affects car insurance rates in Rich Hill, Missouri?

What factors can have an impact on Rich Hill, MO car insurance? There are several reasons why Rich Hill car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Rich Hill, Missouri.

Commute Time in Rich Hill

The more time you spend in your car the higher the risk of an accident. The average commute length in Rich Hill, MO is 33.8 minutes according to City-Data.

Compare Car Insurance Quotes in Rich Hill, MO

Ready to find affordable Rich Hill, Missouri car insurance today? Enter your ZIP code for fast, free Rich Hill, MO car insurance quotes.

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