Compare Richfield, NC Car Insurance Rates (2021)

Car insurance in Richfield, NC averages $263 a month. Richfield, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Richfield car insurance rates, compare quotes from the top car insurance companies in Richfield, NC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Richfield for teen drivers is Liberty Mutual
  • Average car insurance rates in Richfield, NC are $3,151/year
  • Average car insurance rates in Richfield, NC after a DUI are $5,926/year

If you need to buy Richfield, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Richfield, NC is right here.

You’ll find Richfield car insurance rates, the cheapest Richfield, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Richfield, North Carolina car insurance rates to Cary car insurance rates, Raleigh car insurance rates, and Wilmington car insurance rates.

Ready to find affordable Richfield, NC car insurance today? Enter your ZIP code for fast, free Richfield car insurance quotes.

Cheapest Richfield, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Richfield, NC car insurance rates? Every Richfield, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Richfield, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,157 $5,157 $4,236 $4,236 $12,304 $12,304 $5,258 $5,258
GEICO $2,493 $2,443 $2,449 $2,401 $4,640 $4,599 $2,167 $2,153
Liberty Mutual $1,683 $1,683 $1,742 $1,742 $2,926 $2,926 $1,683 $1,683
Nationwide $2,241 $2,241 $2,241 $2,241 $3,744 $3,744 $2,241 $2,241
Progressive $1,614 $1,614 $1,459 $1,459 $3,802 $3,802 $1,816 $1,816
State Farm $2,356 $2,356 $2,037 $2,037 $3,466 $3,466 $2,912 $2,912
Travelers $2,478 $2,478 $2,458 $2,458 $4,143 $4,143 $2,544 $2,544

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Minimum Car Insurance in Richfield, NC

Every driver must carry the minimum car insurance in Richfield, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Richfield, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Richfield, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Richfield, NC. Compare credit history car insurance rates in Richfield from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Richfield, North Carolina

Insurance Company Poor Fair Good
Allstate $9,129 $5,917 $5,171
GEICO $3,172 $2,903 $2,680
Liberty Mutual $2,008 $2,008 $2,008
Nationwide $2,617 $2,617 $2,617
Progressive $2,472 $2,118 $1,928
State Farm $3,784 $2,418 $1,877
Travelers $3,102 $2,823 $2,792

Cheapest Richfield, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Richfield, NC to rates for a clean record with top companies.

Annual Richfield, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,643 $6,419 $11,961 $4,933
GEICO $1,646 $2,372 $5,459 $2,196
Liberty Mutual $1,193 $1,535 $3,771 $1,535
Nationwide $1,534 $1,988 $4,958 $1,988
Progressive $1,014 $1,482 $4,762 $1,433
State Farm $1,449 $2,076 $5,171 $2,076
Travelers $1,727 $2,264 $5,402 $2,231

Cheapest Richfield, NC Car Insurance for Teen Drivers

Teen car insurance in Richfield, NC can be expensive. Take a look at rates from the top car insurance companies in Richfield for teenagers.

Annual Car Insurance Rates for Teen Drivers in Richfield, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,304 $12,304
GEICO $4,640 $4,599
Liberty Mutual $2,926 $2,926
Nationwide $3,744 $3,744
Progressive $3,802 $3,802
State Farm $3,466 $3,466
Travelers $4,143 $4,143

Cheapest Richfield, NC Car Insurance for Seniors

Take a look at Richfield, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Richfield, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,236 $4,236
GEICO $2,449 $2,401
Liberty Mutual $1,742 $1,742
Nationwide $2,241 $2,241
Progressive $1,459 $1,459
State Farm $2,037 $2,037
Travelers $2,458 $2,458

Cheapest Richfield, NC Car Insurance Rates After a DUI

A DUI in Richfield, NC increases car insurance rates. Compare Richfield, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Richfield, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $11,961
GEICO $5,459
Liberty Mutual $3,771
Nationwide $4,958
Progressive $4,762
State Farm $5,171
Travelers $5,402

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Cheapest Richfield, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Richfield, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Richfield, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,739 $6,739
GEICO $2,918 $2,918
Liberty Mutual $2,008 $2,008
Nationwide $2,617 $2,617
Progressive $2,173 $2,173
State Farm $2,677 $2,709
Travelers $2,906 $2,906

The Best Cheap Car Insurance Companies in Richfield, NC

Take a look at a side-by-side comparison of the top car insurance companies in Richfield, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Richfield, North Carolina

Insurance Company Average Annual Rates
Allstate $6,739
GEICO $2,918
Liberty Mutual $2,008
Nationwide $2,617
Progressive $2,173
State Farm $2,693
Travelers $2,906

Category Winners: Cheapest Car Insurance in Richfield, North Carolina

Find the cheapest car insurance companies in Richfield, NC for each category right here.

Best Annual Car Insurance Rates by Company in Richfield, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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Cheapest Richfield, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Richfield car insurance rates. Find the cheapest Richfield, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Richfield, North Carolina

Insurance Company Low Medium High
Allstate $6,517 $6,716 $6,983
GEICO $2,785 $2,908 $3,061
Liberty Mutual $1,916 $1,996 $2,113
Nationwide $2,515 $2,604 $2,732
Progressive $2,067 $2,160 $2,291
State Farm $2,595 $2,680 $2,804
Travelers $2,790 $2,891 $3,037

What affects car insurance rates in Richfield, North Carolina?

What factors can have an impact on Richfield, NC car insurance? There are several reasons why Richfield car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Richfield, North Carolina.

Commute Time in Richfield

The more time you spend in your car the higher the risk of an accident. The average commute length in Richfield, NC is 23.6 minutes according to City-Data.

Compare Car Insurance Quotes in Richfield, NC

Ready to find affordable Richfield, North Carolina car insurance today? Enter your ZIP code for fast, free Richfield, NC car insurance quotes.

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