Compare Richfield, OH Car Insurance Rates (2021)

Car insurance in Richfield, OH averages $228 a month. Richfield, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Richfield car insurance rates, compare quotes from the top car insurance companies in Richfield, OH.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Richfield, OH are $2,731/year
  • Average car insurance rates in Richfield, OH after a DUI are $3,180/year
  • The cheapest car insurance company in Richfield for teen drivers is USAA

If you need to buy Richfield, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Richfield, OH is right here.

You’ll find Richfield car insurance rates, the cheapest Richfield, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Richfield, Ohio car insurance rates to Columbus car insurance rates, Cleveland car insurance rates, and Hamilton car insurance rates.

Ready to find affordable Richfield, OH car insurance today? Enter your ZIP code for fast, free Richfield car insurance quotes.

Cheapest Richfield, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Richfield, OH car insurance rates? Every Richfield, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Richfield, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,197 $2,191 $1,978 $2,116 $6,089 $6,984 $2,312 $2,471
American Family $927 $962 $853 $856 $2,995 $3,246 $1,152 $1,213
Farmers $1,747 $1,742 $1,538 $1,625 $7,795 $8,097 $1,952 $2,031
GEICO $1,286 $1,254 $1,216 $1,236 $3,500 $3,255 $1,427 $1,204
Liberty Mutual $1,926 $2,102 $1,480 $1,805 $10,206 $11,516 $2,040 $2,222
Nationwide $2,217 $2,225 $2,004 $2,014 $5,782 $7,433 $2,373 $2,755
Progressive $1,616 $1,516 $1,350 $1,390 $7,333 $8,239 $1,941 $2,003
State Farm $1,392 $1,392 $1,253 $1,253 $4,455 $5,588 $1,620 $1,861
Travelers $1,340 $1,359 $1,337 $1,328 $5,816 $9,180 $1,398 $1,587
USAA $866 $874 $824 $824 $2,647 $2,946 $1,156 $1,240

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Richfield, OH

Every driver must carry the minimum car insurance in Richfield, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Richfield, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Richfield, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Richfield, OH. Compare credit history car insurance rates in Richfield from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Richfield, Ohio

Insurance Company Poor Fair Good
Allstate $4,226 $3,078 $2,573
American Family $2,031 $1,379 $1,166
Farmers $3,750 $3,175 $3,023
GEICO $2,154 $1,797 $1,440
Liberty Mutual $5,952 $3,662 $2,873
Nationwide $4,045 $3,257 $2,749
Progressive $3,554 $3,082 $2,885
State Farm $3,351 $2,071 $1,633
Travelers $3,261 $2,840 $2,653
USAA $1,842 $1,308 $1,116

Cheapest Richfield, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Richfield, OH to rates for a clean record with top companies.

Annual Richfield, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,770 $3,347 $3,921 $3,131
American Family $1,461 $1,547 $1,547 $1,547
Farmers $2,736 $3,525 $3,437 $3,566
GEICO $1,214 $1,761 $2,573 $1,642
Liberty Mutual $3,494 $4,494 $4,583 $4,078
Nationwide $2,690 $3,415 $4,325 $2,972
Progressive $2,734 $3,730 $2,911 $3,319
State Farm $2,136 $2,567 $2,352 $2,352
Travelers $2,146 $2,801 $4,227 $2,498
USAA $1,091 $1,461 $1,928 $1,209

Cheapest Richfield, OH Car Insurance for Teen Drivers

Teen car insurance in Richfield, OH can be expensive. Take a look at rates from the top car insurance companies in Richfield for teenagers.

Annual Car Insurance Rates for Teen Drivers in Richfield, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,089 $6,984
American Family $2,995 $3,246
Farmers $7,795 $8,097
GEICO $3,500 $3,255
Liberty Mutual $10,206 $11,516
Nationwide $5,782 $7,433
Progressive $7,333 $8,239
State Farm $4,455 $5,588
Travelers $5,816 $9,180
USAA $2,647 $2,946

Cheapest Richfield, OH Car Insurance for Seniors

Take a look at Richfield, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Richfield, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,978 $2,116
American Family $853 $856
Farmers $1,538 $1,625
GEICO $1,216 $1,236
Liberty Mutual $1,480 $1,805
Nationwide $2,004 $2,014
Progressive $1,350 $1,390
State Farm $1,253 $1,253
Travelers $1,337 $1,328
USAA $824 $824

Cheapest Richfield, OH Car Insurance Rates After a DUI

A DUI in Richfield, OH increases car insurance rates. Compare Richfield, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Richfield, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,921
American Family $1,547
Farmers $3,437
GEICO $2,573
Liberty Mutual $4,583
Nationwide $4,325
Progressive $2,911
State Farm $2,352
Travelers $4,227
USAA $1,928

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Richfield, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Richfield, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Richfield, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,292 $3,292
American Family $1,507 $1,544
Farmers $3,316 $3,316
GEICO $1,768 $1,827
Liberty Mutual $4,162 $4,162
Nationwide $3,351 $3,351
Progressive $3,174 $3,174
State Farm $2,293 $2,410
Travelers $2,918 $2,918
USAA $1,367 $1,477

The Best Cheap Car Insurance Companies in Richfield, OH

Take a look at a side-by-side comparison of the top car insurance companies in Richfield, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Richfield, Ohio

Insurance Company Average Annual Rates
Allstate $3,292
American Family $1,526
Farmers $3,316
GEICO $1,797
Liberty Mutual $4,162
Nationwide $3,351
Progressive $3,174
State Farm $2,352
Travelers $2,918
USAA $1,422

Category Winners: Cheapest Car Insurance in Richfield, Ohio

Find the cheapest car insurance companies in Richfield, OH for each category right here.

Best Annual Car Insurance Rates by Company in Richfield, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Richfield, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Richfield car insurance rates. Find the cheapest Richfield, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Richfield, Ohio

Insurance Company Low Medium High
Allstate $3,199 $3,287 $3,391
American Family $1,497 $1,538 $1,542
Farmers $3,132 $3,264 $3,552
GEICO $1,738 $1,790 $1,865
Liberty Mutual $3,997 $4,186 $4,304
Nationwide $3,691 $3,248 $3,113
Progressive $3,076 $3,152 $3,293
State Farm $2,229 $2,359 $2,466
Travelers $2,835 $2,957 $2,962
USAA $1,353 $1,421 $1,493

What affects car insurance rates in Richfield, Ohio?

What factors can have an impact on Richfield, OH car insurance? There are several reasons why Richfield car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Richfield, Ohio.

Commute Time in Richfield

The more time you spend in your car the higher the risk of an accident. The average commute length in Richfield, OH is 25.5 minutes according to City-Data.

Compare Car Insurance Quotes in Richfield, OH

Ready to find affordable Richfield, Ohio car insurance today? Enter your ZIP code for fast, free Richfield, OH car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption