Compare Richfield, UT Car Insurance Rates (2021)

Car insurance in Richfield, UT averages $281 a month. Richfield, Utah car insurance requirements are 25/65/15, but you might need full coverage insurance if your car is financed. To find cheap Richfield car insurance rates, compare quotes from the top car insurance companies in Richfield, UT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Richfield for teen drivers is USAA
  • Average car insurance rates in Richfield, UT after a DUI are $3,839/year
  • Average car insurance rates in Richfield, UT are $3,367/year

If you need to buy Richfield, Utah car insurance, the options can be confusing. Everything you need to know about car insurance in Richfield, UT is right here.

You’ll find Richfield car insurance rates, the cheapest Richfield, UT car insurance companies, and information on Utah car insurance laws. You can also compare Richfield, Utah car insurance rates to Layton car insurance rates, St. George car insurance rates, and West Jordan car insurance rates.

Ready to find affordable Richfield, UT car insurance today? Enter your ZIP code for fast, free Richfield car insurance quotes.

Cheapest Richfield, UT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Richfield, UT car insurance rates? Every Richfield, Utah car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Richfield, Utah

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,036 $1,898 $1,844 $1,846 $6,135 $6,835 $2,174 $2,169
American Family $1,979 $1,979 $1,815 $1,815 $7,096 $9,328 $1,979 $2,345
Farmers $2,071 $2,044 $1,828 $1,945 $8,811 $9,077 $2,354 $2,439
GEICO $1,896 $2,112 $2,068 $2,389 $5,626 $6,011 $1,647 $1,664
Liberty Mutual $2,381 $2,564 $1,976 $2,201 $8,950 $9,941 $2,516 $2,680
Nationwide $1,819 $1,845 $1,625 $1,716 $4,808 $6,139 $2,088 $2,242
Progressive $1,904 $1,776 $1,551 $1,658 $7,602 $8,448 $2,195 $2,300
State Farm $2,564 $2,564 $2,320 $2,320 $7,731 $9,614 $2,904 $3,334
USAA $1,361 $1,338 $1,220 $1,221 $4,736 $5,538 $1,656 $1,809

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Minimum Car Insurance in Richfield, UT

Every driver must carry the minimum car insurance in Richfield, UT. Take a look at the Utah car insurance requirements.

Minimum Required Car Insurance Coverage in Richfield, Utah

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$65,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Richfield, UT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Richfield, UT. Compare credit history car insurance rates in Richfield from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Richfield, Utah

Insurance Company Poor Fair Good
Allstate $4,170 $2,794 $2,387
American Family $4,451 $3,337 $2,838
Farmers $4,368 $3,639 $3,456
GEICO $4,460 $2,470 $1,850
Liberty Mutual $5,930 $3,643 $2,880
Nationwide $3,460 $2,600 $2,296
Progressive $3,892 $3,318 $3,078
State Farm $6,781 $3,416 $2,310
USAA $3,387 $2,156 $1,538

Cheapest Richfield, UT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Richfield, UT to rates for a clean record with top companies.

Annual Richfield, Utah Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,646 $3,176 $3,676 $2,969
American Family $2,928 $3,646 $4,307 $3,286
Farmers $3,251 $4,231 $4,108 $3,694
GEICO $2,131 $3,301 $3,801 $2,473
Liberty Mutual $3,262 $4,450 $4,803 $4,090
Nationwide $2,207 $2,977 $3,493 $2,465
Progressive $2,908 $4,363 $3,040 $3,405
State Farm $3,797 $4,540 $4,169 $4,169
USAA $1,857 $2,345 $3,158 $2,080

Cheapest Richfield, UT Car Insurance for Teen Drivers

Teen car insurance in Richfield, UT can be expensive. Take a look at rates from the top car insurance companies in Richfield for teenagers.

Annual Car Insurance Rates for Teen Drivers in Richfield, Utah

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,135 $6,835
American Family $7,096 $9,328
Farmers $8,811 $9,077
GEICO $5,626 $6,011
Liberty Mutual $8,950 $9,941
Nationwide $4,808 $6,139
Progressive $7,602 $8,448
State Farm $7,731 $9,614
USAA $4,736 $5,538

Cheapest Richfield, UT Car Insurance for Seniors

Take a look at Richfield, UT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Richfield, Utah

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,844 $1,846
American Family $1,815 $1,815
Farmers $1,828 $1,945
GEICO $2,068 $2,389
Liberty Mutual $1,976 $2,201
Nationwide $1,625 $1,716
Progressive $1,551 $1,658
State Farm $2,320 $2,320
USAA $1,220 $1,221

Cheapest Richfield, UT Car Insurance Rates After a DUI

A DUI in Richfield, UT increases car insurance rates. Compare Richfield, Utah DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Richfield, Utah

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,676
American Family $4,307
Farmers $4,108
GEICO $3,801
Liberty Mutual $4,803
Nationwide $3,493
Progressive $3,040
State Farm $4,169
USAA $3,158

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Cheapest Richfield, UT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Richfield, UT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Richfield, Utah

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,117 $3,117
American Family $3,539 $3,544
Farmers $3,821 $3,821
GEICO $2,875 $2,978
Liberty Mutual $4,082 $4,220
Nationwide $2,785 $2,785
Progressive $3,429 $3,429
State Farm $4,065 $4,272
USAA $2,334 $2,386

The Best Cheap Car Insurance Companies in Richfield, UT

Take a look at a side-by-side comparison of the top car insurance companies in Richfield, UT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Richfield, Utah

Insurance Company Average Annual Rates
Allstate $3,117
American Family $3,542
Farmers $3,821
GEICO $2,927
Liberty Mutual $4,151
Nationwide $2,785
Progressive $3,429
State Farm $4,169
USAA $2,360

Category Winners: Cheapest Car Insurance in Richfield, Utah

Find the cheapest car insurance companies in Richfield, UT for each category right here.

Best Annual Car Insurance Rates by Company in Richfield, Utah

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Richfield, UT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Richfield car insurance rates. Find the cheapest Richfield, UT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Richfield, Utah

Insurance Company Low Medium High
Allstate $2,976 $3,110 $3,264
American Family $3,455 $3,588 $3,582
Farmers $3,510 $3,770 $4,183
GEICO $2,730 $2,914 $3,135
Liberty Mutual $3,956 $4,135 $4,363
Nationwide $3,058 $2,646 $2,653
Progressive $3,162 $3,319 $3,808
State Farm $3,930 $4,178 $4,398
USAA $2,260 $2,361 $2,459

What affects car insurance rates in Richfield, Utah?

What factors can have an impact on Richfield, UT car insurance? There are several reasons why Richfield car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Richfield, Utah.

Commute Time in Richfield

The more time you spend in your car the higher the risk of an accident. The average commute length in Richfield, UT is 11.8 minutes according to City-Data.

Compare Car Insurance Quotes in Richfield, UT

Ready to find affordable Richfield, Utah car insurance today? Enter your ZIP code for fast, free Richfield, UT car insurance quotes.

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