Compare Richford, VT Car Insurance Rates (2021)

Car insurance in Richford, VT averages $269 a month. Richford, Vermont car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Richford car insurance rates, compare quotes from the top car insurance companies in Richford, VT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Richford, VT after a DUI are $3,666/year
  • The cheapest car insurance company in Richford is USAA
  • The cheapest car insurance company in Richford for teen drivers is USAA

If you need to buy Richford, Vermont car insurance, the options can be confusing. Everything you need to know about car insurance in Richford, VT is right here.

You’ll find Richford car insurance rates, the cheapest Richford, VT car insurance companies, and information on Vermont car insurance laws. You can also compare Richford, Vermont car insurance rates to Bellows Falls car insurance rates, Essex Junction car insurance rates, and Barre car insurance rates.

Ready to find affordable Richford, VT car insurance today? Enter your ZIP code for fast, free Richford car insurance quotes.

Cheapest Richford, VT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Richford, VT car insurance rates? Every Richford, Vermont car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Richford, Vermont

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,164 $2,164 $2,062 $2,062 $5,110 $6,743 $2,455 $2,696
GEICO $1,677 $1,559 $1,648 $1,501 $3,861 $4,498 $1,415 $1,385
Liberty Mutual $1,971 $2,133 $1,740 $1,954 $8,417 $9,363 $2,259 $2,394
Nationwide $1,414 $1,440 $1,272 $1,343 $3,435 $4,368 $1,621 $1,745
Progressive $3,473 $3,448 $3,107 $3,121 $10,714 $11,728 $3,550 $3,779
State Farm $2,559 $2,559 $2,282 $2,282 $7,517 $9,647 $2,850 $3,172
USAA $1,152 $1,158 $1,074 $1,071 $3,696 $3,873 $1,575 $1,648

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Minimum Car Insurance in Richford, VT

Every driver must carry the minimum car insurance in Richford, VT. Take a look at the Vermont car insurance requirements.

Minimum Required Car Insurance Coverage in Richford, Vermont

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Richford, VT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Richford, VT. Compare credit history car insurance rates in Richford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Richford, Vermont

Insurance Company Poor Fair Good
Allstate $3,915 $2,974 $2,658
GEICO $3,548 $1,868 $1,163
Liberty Mutual $5,663 $3,233 $2,440
Nationwide $2,399 $1,992 $1,849
Progressive $6,170 $5,166 $4,758
State Farm $7,226 $3,082 $2,017
USAA $2,756 $1,643 $1,318

Cheapest Richford, VT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Richford, VT to rates for a clean record with top companies.

Annual Richford, Vermont Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,654 $3,488 $3,572 $3,015
GEICO $1,412 $2,350 $3,269 $1,741
Liberty Mutual $3,324 $3,976 $4,223 $3,592
Nationwide $1,667 $2,137 $2,684 $1,831
Progressive $4,523 $6,542 $5,080 $5,315
State Farm $3,742 $4,475 $4,109 $4,109
USAA $1,453 $1,832 $2,723 $1,616

Cheapest Richford, VT Car Insurance for Teen Drivers

Teen car insurance in Richford, VT can be expensive. Take a look at rates from the top car insurance companies in Richford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Richford, Vermont

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,110 $6,743
GEICO $3,861 $4,498
Liberty Mutual $8,417 $9,363
Nationwide $3,435 $4,368
Progressive $10,714 $11,728
State Farm $7,517 $9,647
USAA $3,696 $3,873

Cheapest Richford, VT Car Insurance for Seniors

Take a look at Richford, VT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Richford, Vermont

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,062 $2,062
GEICO $1,648 $1,501
Liberty Mutual $1,740 $1,954
Nationwide $1,272 $1,343
Progressive $3,107 $3,121
State Farm $2,282 $2,282
USAA $1,074 $1,071

Cheapest Richford, VT Car Insurance Rates After a DUI

A DUI in Richford, VT increases car insurance rates. Compare Richford, Vermont DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Richford, Vermont

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,572
GEICO $3,269
Liberty Mutual $4,223
Nationwide $2,684
Progressive $5,080
State Farm $4,109
USAA $2,723

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Cheapest Richford, VT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Richford, VT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Richford, Vermont

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,121 $3,244
GEICO $2,162 $2,224
Liberty Mutual $3,779 $3,779
Nationwide $2,080 $2,080
Progressive $5,365 $5,365
State Farm $3,979 $4,238
USAA $1,883 $1,929

The Best Cheap Car Insurance Companies in Richford, VT

Take a look at a side-by-side comparison of the top car insurance companies in Richford, VT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Richford, Vermont

Insurance Company Average Annual Rates
Allstate $3,182
GEICO $2,193
Liberty Mutual $3,779
Nationwide $2,080
Progressive $5,365
State Farm $4,109
USAA $1,906

Category Winners: Cheapest Car Insurance in Richford, Vermont

Find the cheapest car insurance companies in Richford, VT for each category right here.

Best Annual Car Insurance Rates by Company in Richford, Vermont

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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Cheapest Richford, VT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Richford car insurance rates. Find the cheapest Richford, VT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Richford, Vermont

Insurance Company Low Medium High
Allstate $3,109 $3,178 $3,260
GEICO $2,114 $2,194 $2,271
Liberty Mutual $3,557 $3,767 $4,012
Nationwide $2,131 $2,087 $2,022
Progressive $5,105 $5,295 $5,694
State Farm $3,902 $4,126 $4,297
USAA $1,846 $1,903 $1,968

What affects car insurance rates in Richford, Vermont?

What factors can have an impact on Richford, VT car insurance? There are several reasons why Richford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Richford, Vermont.

Commute Time in Richford

The more time you spend in your car the higher the risk of an accident. The average commute length in Richford, VT is 27.1 minutes according to City-Data.

Compare Car Insurance Quotes in Richford, VT

Ready to find affordable Richford, Vermont car insurance today? Enter your ZIP code for fast, free Richford, VT car insurance quotes.

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