Compare Richland Center, WI Car Insurance Rates (2021)

Car insurance in Richland Center, WI averages $245 a month. Richland Center, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Richland Center car insurance rates, compare quotes from the top car insurance companies in Richland Center, WI.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Richland Center, WI after a DUI are $3,256/year
  • Average car insurance rates in Richland Center, WI are $2,937/year
  • The cheapest car insurance company in Richland Center for teen drivers is American Family

If you need to buy Richland Center, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Richland Center, WI is right here.

You’ll find Richland Center car insurance rates, the cheapest Richland Center, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Richland Center, Wisconsin car insurance rates to Eau Claire car insurance rates, Appleton car insurance rates, and Madison car insurance rates.

Ready to find affordable Richland Center, WI car insurance today? Enter your ZIP code for fast, free Richland Center car insurance quotes.

Cheapest Richland Center, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Richland Center, WI car insurance rates? Every Richland Center, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Richland Center, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,213 $2,338 $2,038 $2,257 $6,937 $8,913 $2,255 $2,448
American Family $935 $978 $880 $887 $2,659 $2,933 $1,102 $1,173
Farmers $1,864 $1,861 $1,658 $1,754 $8,575 $8,853 $2,111 $2,210
GEICO $1,252 $1,375 $1,279 $1,450 $4,087 $4,410 $1,160 $1,204
Liberty Mutual $1,729 $1,888 $1,398 $1,587 $5,815 $6,520 $1,841 $1,999
Nationwide $3,811 $4,009 $3,147 $3,317 $7,730 $11,827 $4,628 $5,506
Progressive $1,801 $1,726 $1,474 $1,531 $6,663 $7,534 $2,167 $2,354
State Farm $1,360 $1,360 $1,199 $1,199 $3,752 $4,750 $1,531 $1,748
USAA $1,368 $1,365 $1,238 $1,259 $3,492 $4,054 $1,776 $1,949

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Richland Center, WI

Every driver must carry the minimum car insurance in Richland Center, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Richland Center, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Richland Center, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Richland Center, WI. Compare credit history car insurance rates in Richland Center from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Richland Center, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,828 $3,319 $2,878
American Family $1,932 $1,273 $1,125
Farmers $4,091 $3,446 $3,295
GEICO $2,659 $1,898 $1,525
Liberty Mutual $4,113 $2,478 $1,951
Nationwide $6,180 $5,155 $5,155
Progressive $3,605 $3,042 $2,821
State Farm $3,151 $1,809 $1,377
USAA $3,181 $1,673 $1,334

Cheapest Richland Center, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Richland Center, WI to rates for a clean record with top companies.

Annual Richland Center, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,022 $4,126 $3,841 $3,710
American Family $1,382 $1,464 $1,464 $1,464
Farmers $3,148 $3,969 $3,761 $3,565
GEICO $1,416 $2,274 $2,570 $1,849
Liberty Mutual $2,176 $3,092 $3,212 $2,908
Nationwide $4,647 $5,376 $6,589 $5,376
Progressive $2,894 $3,491 $2,999 $3,241
State Farm $1,951 $2,274 $2,112 $2,112
USAA $1,616 $2,036 $2,756 $1,843

Cheapest Richland Center, WI Car Insurance for Teen Drivers

Teen car insurance in Richland Center, WI can be expensive. Take a look at rates from the top car insurance companies in Richland Center for teenagers.

Annual Car Insurance Rates for Teen Drivers in Richland Center, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,937 $8,913
American Family $2,659 $2,933
Farmers $8,575 $8,853
GEICO $4,087 $4,410
Liberty Mutual $5,815 $6,520
Nationwide $7,730 $11,827
Progressive $6,663 $7,534
State Farm $3,752 $4,750
USAA $3,492 $4,054

Cheapest Richland Center, WI Car Insurance for Seniors

Take a look at Richland Center, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Richland Center, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,038 $2,257
American Family $880 $887
Farmers $1,658 $1,754
GEICO $1,279 $1,450
Liberty Mutual $1,398 $1,587
Nationwide $3,147 $3,317
Progressive $1,474 $1,531
State Farm $1,199 $1,199
USAA $1,238 $1,259

Cheapest Richland Center, WI Car Insurance Rates After a DUI

A DUI in Richland Center, WI increases car insurance rates. Compare Richland Center, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Richland Center, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,841
American Family $1,464
Farmers $3,761
GEICO $2,570
Liberty Mutual $3,212
Nationwide $6,589
Progressive $2,999
State Farm $2,112
USAA $2,756

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Richland Center, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Richland Center, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Richland Center, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,587 $3,763
American Family $1,419 $1,467
Farmers $3,611 $3,611
GEICO $1,985 $2,070
Liberty Mutual $2,847 $2,847
Nationwide $5,497 $5,497
Progressive $3,156 $3,156
State Farm $2,061 $2,163
USAA $2,036 $2,089

The Best Cheap Car Insurance Companies in Richland Center, WI

Take a look at a side-by-side comparison of the top car insurance companies in Richland Center, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Richland Center, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,675
American Family $1,443
Farmers $3,611
GEICO $2,027
Liberty Mutual $2,847
Nationwide $5,497
Progressive $3,156
State Farm $2,112
USAA $2,063

Category Winners: Cheapest Car Insurance in Richland Center, Wisconsin

Find the cheapest car insurance companies in Richland Center, WI for each category right here.

Best Annual Car Insurance Rates by Company in Richland Center, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Richland Center, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Richland Center car insurance rates. Find the cheapest Richland Center, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Richland Center, Wisconsin

Insurance Company Low Medium High
Allstate $3,511 $3,666 $3,848
American Family $1,428 $1,457 $1,445
Farmers $3,348 $3,586 $3,898
GEICO $1,915 $2,026 $2,140
Liberty Mutual $2,631 $2,870 $3,039
Nationwide $5,349 $5,493 $5,648
Progressive $2,993 $3,178 $3,298
State Farm $2,012 $2,117 $2,207
USAA $1,991 $2,064 $2,133

What affects car insurance rates in Richland Center, Wisconsin?

What factors can have an impact on Richland Center, WI car insurance? There are several reasons why Richland Center car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Richland Center, Wisconsin.

Car Theft in Richland Center

High levels of vehicle theft can make car insurance more expensive. Richland Center, WI car theft statistics from the FBI indicate 2 vehicle thefts a year.

Commute Time in Richland Center

The more time you spend in your car the higher the risk of an accident. The average commute length in Richland Center, WI is 19.1 minutes according to City-Data.

Compare Car Insurance Quotes in Richland Center, WI

Ready to find affordable Richland Center, Wisconsin car insurance today? Enter your ZIP code for fast, free Richland Center, WI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State