Compare Richland, MS Car Insurance Rates (2021)

Car insurance in Richland, MS averages $309 a month. Richland, Mississippi car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Richland car insurance rates, compare quotes from the top car insurance companies in Richland, MS.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Richland, MS are $3,703/year
  • The cheapest car insurance company in Richland is USAA
  • The cheapest car insurance company in Richland for teen drivers is USAA

If you need to buy Richland, Mississippi car insurance, the options can be confusing. Everything you need to know about car insurance in Richland, MS is right here.

You’ll find Richland car insurance rates, the cheapest Richland, MS car insurance companies, and information on Mississippi car insurance laws. You can also compare Richland, Mississippi car insurance rates to Hattiesburg car insurance rates, Olive Branch car insurance rates, and Meridian car insurance rates.

Ready to find affordable Richland, MS car insurance today? Enter your ZIP code for fast, free Richland car insurance quotes.

Cheapest Richland, MS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Richland, MS car insurance rates? Every Richland, Mississippi car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Richland, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,713 $2,589 $2,426 $2,483 $11,044 $11,833 $3,074 $3,146
GEICO $3,108 $2,938 $2,815 $2,615 $7,836 $7,378 $5,244 $2,515
Liberty Mutual $2,634 $2,852 $2,112 $2,374 $9,648 $10,739 $2,796 $2,936
Nationwide $1,967 $2,012 $1,770 $1,867 $4,003 $5,064 $2,238 $2,415
Progressive $2,567 $2,393 $2,118 $2,059 $9,542 $10,681 $2,640 $2,759
State Farm $1,961 $1,961 $1,769 $1,769 $5,877 $7,391 $2,190 $2,497
Travelers $1,599 $1,628 $1,522 $1,527 $7,302 $11,636 $1,680 $1,934
USAA $1,408 $1,393 $1,321 $1,333 $3,548 $4,192 $1,715 $1,890

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Richland, MS

Every driver must carry the minimum car insurance in Richland, MS. Take a look at the Mississippi car insurance requirements.

Minimum Required Car Insurance Coverage in Richland, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Richland, MS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Richland, MS. Compare credit history car insurance rates in Richland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Richland, Mississippi

Insurance Company Poor Fair Good
Allstate $5,698 $5,034 $4,008
GEICO $6,493 $3,679 $2,747
Liberty Mutual $6,457 $3,962 $3,115
Nationwide $3,120 $2,549 $2,332
Progressive $4,911 $4,207 $3,918
State Farm $4,580 $2,777 $2,173
Travelers $4,082 $3,338 $3,390
USAA $2,862 $1,872 $1,565

Cheapest Richland, MS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Richland, MS to rates for a clean record with top companies.

Annual Richland, Mississippi Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,145 $4,893 $5,913 $4,702
GEICO $2,685 $4,066 $6,177 $4,297
Liberty Mutual $3,194 $5,124 $5,239 $4,489
Nationwide $2,142 $2,718 $3,443 $2,365
Progressive $3,710 $5,001 $4,313 $4,355
State Farm $2,870 $3,552 $3,143 $3,143
Travelers $3,152 $3,298 $4,535 $3,431
USAA $1,636 $2,096 $2,844 $1,823

Cheapest Richland, MS Car Insurance for Teen Drivers

Teen car insurance in Richland, MS can be expensive. Take a look at rates from the top car insurance companies in Richland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Richland, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,044 $11,833
GEICO $7,836 $7,378
Liberty Mutual $9,648 $10,739
Nationwide $4,003 $5,064
Progressive $9,542 $10,681
State Farm $5,877 $7,391
Travelers $7,302 $11,636
USAA $3,548 $4,192

Cheapest Richland, MS Car Insurance for Seniors

Take a look at Richland, MS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Richland, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,426 $2,483
GEICO $2,815 $2,615
Liberty Mutual $2,112 $2,374
Nationwide $1,770 $1,867
Progressive $2,118 $2,059
State Farm $1,769 $1,769
Travelers $1,522 $1,527
USAA $1,321 $1,333

Cheapest Richland, MS Car Insurance Rates After a DUI

A DUI in Richland, MS increases car insurance rates. Compare Richland, Mississippi DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Richland, Mississippi

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,913
GEICO $6,177
Liberty Mutual $5,239
Nationwide $3,443
Progressive $4,313
State Farm $3,143
Travelers $4,535
USAA $2,844

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Richland, MS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Richland, MS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Richland, Mississippi

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,914 $4,914
GEICO $4,292 $4,320
Liberty Mutual $4,511 $4,511
Nationwide $2,667 $2,667
Progressive $4,345 $4,345
State Farm $3,099 $3,255
Travelers $3,604 $3,604
USAA $2,036 $2,164

The Best Cheap Car Insurance Companies in Richland, MS

Take a look at a side-by-side comparison of the top car insurance companies in Richland, MS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Richland, Mississippi

Insurance Company Average Annual Rates
Allstate $4,914
GEICO $4,306
Liberty Mutual $4,511
Nationwide $2,667
Progressive $4,345
State Farm $3,177
Travelers $3,604
USAA $2,100

Category Winners: Cheapest Car Insurance in Richland, Mississippi

Find the cheapest car insurance companies in Richland, MS for each category right here.

Best Annual Car Insurance Rates by Company in Richland, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Richland, MS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Richland car insurance rates. Find the cheapest Richland, MS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Richland, Mississippi

Insurance Company Low Medium High
Allstate $4,705 $4,910 $5,126
GEICO $4,051 $4,338 $4,529
Liberty Mutual $4,219 $4,491 $4,824
Nationwide $2,508 $2,659 $2,834
Progressive $3,875 $4,412 $4,747
State Farm $2,971 $3,164 $3,396
Travelers $3,412 $3,625 $3,774
USAA $1,954 $2,088 $2,257

What affects car insurance rates in Richland, Mississippi?

What factors can have an impact on Richland, MS car insurance? There are several reasons why Richland car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Richland, Mississippi.

Car Theft in Richland

High levels of vehicle theft can make car insurance more expensive. Richland, MS car theft statistics from the FBI indicate 6 vehicle thefts a year.

Commute Time in Richland

The more time you spend in your car the higher the risk of an accident. The average commute length in Richland, MS is 22.6 minutes according to City-Data.

Traffic in Richland

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Richland, MS traffic data from INRIX ranks Richland as the 985th-most congested in the world.

Compare Car Insurance Quotes in Richland, MS

Ready to find affordable Richland, Mississippi car insurance today? Enter your ZIP code for fast, free Richland, MS car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption