Compare Richland, PA Car Insurance Rates (2021)

Car insurance in Richland, PA averages $292 a month. Richland, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Richland car insurance rates, compare quotes from the top car insurance companies in Richland, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Richland for teen drivers is USAA
  • Average car insurance rates in Richland, PA after a DUI are $3,826/year
  • Average car insurance rates in Richland, PA are $3,503/year

If you need to buy Richland, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Richland, PA is right here.

You’ll find Richland car insurance rates, the cheapest Richland, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Richland, Pennsylvania car insurance rates to Scranton car insurance rates, Altoona car insurance rates, and Lancaster car insurance rates.

Ready to find affordable Richland, PA car insurance today? Enter your ZIP code for fast, free Richland car insurance quotes.

Cheapest Richland, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Richland, PA car insurance rates? Every Richland, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Richland, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,141 $2,141 $1,987 $1,987 $7,202 $7,202 $2,337 $2,337
GEICO $1,801 $1,560 $1,703 $1,476 $4,591 $3,982 $1,809 $1,567
Liberty Mutual $3,176 $3,176 $2,912 $2,912 $9,227 $9,227 $4,026 $4,026
Nationwide $1,650 $1,650 $1,566 $1,566 $4,700 $4,700 $1,855 $1,855
Progressive $2,590 $2,590 $2,314 $2,314 $8,530 $8,530 $3,321 $3,321
State Farm $1,509 $1,509 $1,341 $1,341 $5,537 $5,537 $1,671 $1,671
Travelers $1,488 $1,488 $1,615 $1,615 $21,803 $21,803 $1,781 $1,781
USAA $1,050 $1,050 $950 $950 $3,179 $3,179 $1,387 $1,387

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Minimum Car Insurance in Richland, PA

Every driver must carry the minimum car insurance in Richland, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Richland, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Richland, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Richland, PA. Compare credit history car insurance rates in Richland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Richland, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,374 $3,254 $2,623
GEICO $3,463 $1,956 $1,514
Liberty Mutual $6,169 $4,426 $3,910
Nationwide $2,862 $2,360 $2,106
Progressive $5,539 $3,896 $3,131
State Farm $3,578 $2,216 $1,749
Travelers $7,241 $6,562 $6,212
USAA $2,042 $1,527 $1,356

Cheapest Richland, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Richland, PA to rates for a clean record with top companies.

Annual Richland, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,271 $3,854 $3,271 $3,271
GEICO $1,706 $2,922 $2,268 $2,349
Liberty Mutual $4,400 $5,065 $4,938 $4,938
Nationwide $1,767 $2,365 $3,283 $2,356
Progressive $3,792 $5,271 $3,899 $3,792
State Farm $2,287 $2,742 $2,515 $2,515
Travelers $4,716 $6,738 $8,495 $6,738
USAA $1,322 $1,825 $1,942 $1,476

Cheapest Richland, PA Car Insurance for Teen Drivers

Teen car insurance in Richland, PA can be expensive. Take a look at rates from the top car insurance companies in Richland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Richland, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,202 $7,202
GEICO $4,591 $3,982
Liberty Mutual $9,227 $9,227
Nationwide $4,700 $4,700
Progressive $8,530 $8,530
State Farm $5,537 $5,537
Travelers $21,803 $21,803
USAA $3,179 $3,179

Cheapest Richland, PA Car Insurance for Seniors

Take a look at Richland, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Richland, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,987 $1,987
GEICO $1,703 $1,476
Liberty Mutual $2,912 $2,912
Nationwide $1,566 $1,566
Progressive $2,314 $2,314
State Farm $1,341 $1,341
Travelers $1,615 $1,615
USAA $950 $950

Cheapest Richland, PA Car Insurance Rates After a DUI

A DUI in Richland, PA increases car insurance rates. Compare Richland, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Richland, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,271
GEICO $2,268
Liberty Mutual $4,938
Nationwide $3,283
Progressive $3,899
State Farm $2,515
Travelers $8,495
USAA $1,942

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Cheapest Richland, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Richland, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Richland, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,348 $3,486
GEICO $2,276 $2,346
Liberty Mutual $4,712 $4,958
Nationwide $2,443 $2,443
Progressive $4,189 $4,189
State Farm $2,441 $2,588
Travelers $6,672 $6,672
USAA $1,595 $1,688

The Best Cheap Car Insurance Companies in Richland, PA

Take a look at a side-by-side comparison of the top car insurance companies in Richland, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Richland, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,417
GEICO $2,311
Liberty Mutual $4,835
Nationwide $2,443
Progressive $4,189
State Farm $2,515
Travelers $6,672
USAA $1,641

Category Winners: Cheapest Car Insurance in Richland, Pennsylvania

Find the cheapest car insurance companies in Richland, PA for each category right here.

Best Annual Car Insurance Rates by Company in Richland, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Richland, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Richland car insurance rates. Find the cheapest Richland, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Richland, Pennsylvania

Insurance Company Low Medium High
Allstate $3,266 $3,438 $3,546
GEICO $2,124 $2,334 $2,475
Liberty Mutual $4,588 $4,871 $5,046
Nationwide $2,447 $2,478 $2,404
Progressive $3,853 $4,224 $4,488
State Farm $2,335 $2,552 $2,657
Travelers $6,748 $6,686 $6,581
USAA $1,525 $1,656 $1,743

What affects car insurance rates in Richland, Pennsylvania?

What factors can have an impact on Richland, PA car insurance? There are several reasons why Richland car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Richland, Pennsylvania.

Commute Time in Richland

The more time you spend in your car the higher the risk of an accident. The average commute length in Richland, PA is 22.0 minutes according to City-Data.

Traffic in Richland

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Richland, PA traffic data from INRIX ranks Richland as the 985th-most congested in the world.

Compare Car Insurance Quotes in Richland, PA

Ready to find affordable Richland, Pennsylvania car insurance today? Enter your ZIP code for fast, free Richland, PA car insurance quotes.

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