Compare Richmond, ME Car Insurance Rates (2021)

Car insurance in Richmond, ME averages $214 a month. Richmond, Maine car insurance requirements are 50/100/25, but you might need full coverage insurance if your car is financed. To find cheap Richmond car insurance rates, compare quotes from the top car insurance companies in Richmond, ME.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Richmond is GEICO
  • The cheapest car insurance company in Richmond for teen drivers is GEICO
  • Average car insurance rates in Richmond, ME after a DUI are $3,036/year

If you need to buy Richmond, Maine car insurance, the options can be confusing. Everything you need to know about car insurance in Richmond, ME is right here.

You’ll find Richmond car insurance rates, the cheapest Richmond, ME car insurance companies, and information on Maine car insurance laws. You can also compare Richmond, Maine car insurance rates to Sanford car insurance rates, Portland car insurance rates, and Bangor car insurance rates.

Ready to find affordable Richmond, ME car insurance today? Enter your ZIP code for fast, free Richmond car insurance quotes.

Cheapest Richmond, ME Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Richmond, ME car insurance rates? Every Richmond, Maine car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Richmond, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,816 $1,866 $1,635 $1,772 $4,628 $6,196 $1,970 $2,201
Farmers $1,686 $1,702 $1,584 $1,697 $5,439 $5,995 $1,991 $2,061
GEICO $914 $946 $914 $914 $2,245 $2,916 $997 $1,062
Liberty Mutual $2,946 $2,946 $2,807 $2,807 $6,229 $9,309 $2,946 $4,138
Progressive $1,857 $1,820 $1,857 $1,820 $7,764 $8,721 $2,161 $2,440
State Farm $1,238 $1,238 $1,172 $1,172 $3,995 $4,984 $1,385 $1,515
Travelers $1,195 $1,242 $1,087 $1,113 $4,878 $6,568 $1,192 $1,376
USAA $849 $837 $845 $825 $2,792 $3,079 $1,079 $1,134

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Richmond, ME

Every driver must carry the minimum car insurance in Richmond, ME. Take a look at the Maine car insurance requirements.

Minimum Required Car Insurance Coverage in Richmond, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Richmond, ME Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Richmond, ME. Compare credit history car insurance rates in Richmond from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Richmond, Maine

Insurance Company Poor Fair Good
Allstate $3,469 $2,645 $2,168
Farmers $3,224 $2,646 $2,438
GEICO $1,835 $1,217 $1,038
Liberty Mutual $5,939 $3,849 $3,010
Progressive $4,017 $3,446 $3,201
State Farm $3,040 $1,816 $1,406
Travelers $2,745 $2,248 $2,002
USAA $1,875 $1,291 $1,124

Cheapest Richmond, ME Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Richmond, ME to rates for a clean record with top companies.

Annual Richmond, Maine Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,245 $3,058 $3,196 $2,543
Farmers $2,421 $3,086 $2,677 $2,893
GEICO $993 $1,396 $2,072 $993
Liberty Mutual $3,277 $3,856 $6,364 $3,567
Progressive $2,848 $4,815 $3,172 $3,385
State Farm $1,892 $2,283 $2,087 $2,087
Travelers $1,941 $2,157 $2,709 $2,519
USAA $1,087 $1,431 $2,007 $1,195

Cheapest Richmond, ME Car Insurance for Teen Drivers

Teen car insurance in Richmond, ME can be expensive. Take a look at rates from the top car insurance companies in Richmond for teenagers.

Annual Car Insurance Rates for Teen Drivers in Richmond, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,628 $6,196
Farmers $5,439 $5,995
GEICO $2,245 $2,916
Liberty Mutual $6,229 $9,309
Progressive $7,764 $8,721
State Farm $3,995 $4,984
Travelers $4,878 $6,568
USAA $2,792 $3,079

Cheapest Richmond, ME Car Insurance for Seniors

Take a look at Richmond, ME senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Richmond, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,635 $1,772
Farmers $1,584 $1,697
GEICO $914 $914
Liberty Mutual $2,807 $2,807
Progressive $1,857 $1,820
State Farm $1,172 $1,172
Travelers $1,087 $1,113
USAA $845 $825

Cheapest Richmond, ME Car Insurance Rates After a DUI

A DUI in Richmond, ME increases car insurance rates. Compare Richmond, Maine DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Richmond, Maine

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,196
Farmers $2,677
GEICO $2,072
Liberty Mutual $6,364
Progressive $3,172
State Farm $2,087
Travelers $2,709
USAA $2,007

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Richmond, ME Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Richmond, ME by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Richmond, Maine

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,761 $2,761
Farmers $2,769 $2,769
GEICO $1,341 $1,386
Liberty Mutual $4,179 $4,353
Progressive $3,555 $3,555
State Farm $2,019 $2,155
Travelers $2,332 $2,332
USAA $1,390 $1,470

The Best Cheap Car Insurance Companies in Richmond, ME

Take a look at a side-by-side comparison of the top car insurance companies in Richmond, ME to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Richmond, Maine

Insurance Company Average Annual Rates
Allstate $2,761
Farmers $2,769
GEICO $1,364
Liberty Mutual $4,266
Progressive $3,555
State Farm $2,087
Travelers $2,331
USAA $1,430

Category Winners: Cheapest Car Insurance in Richmond, Maine

Find the cheapest car insurance companies in Richmond, ME for each category right here.

Best Annual Car Insurance Rates by Company in Richmond, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI USAA
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Richmond, ME Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Richmond car insurance rates. Find the cheapest Richmond, ME car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Richmond, Maine

Insurance Company Low Medium High
Allstate $2,726 $2,727 $2,828
Farmers $2,657 $2,675 $2,977
GEICO $1,334 $1,344 $1,413
Liberty Mutual $4,213 $4,213 $4,372
Progressive $3,479 $3,486 $3,700
State Farm $2,031 $2,064 $2,167
Travelers $2,295 $2,300 $2,400
USAA $1,402 $1,413 $1,475

What affects car insurance rates in Richmond, Maine?

What factors can have an impact on Richmond, ME car insurance? There are several reasons why Richmond car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Richmond, Maine.

Commute Time in Richmond

The more time you spend in your car the higher the risk of an accident. The average commute length in Richmond, ME is 24.9 minutes according to City-Data.

Traffic in Richmond

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Richmond, ME traffic data from INRIX ranks Richmond as the 690th-most congested in the world.

Compare Car Insurance Quotes in Richmond, ME

Ready to find affordable Richmond, Maine car insurance today? Enter your ZIP code for fast, free Richmond, ME car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption