Compare Richton, MS Car Insurance Rates (2021)

Car insurance in Richton, MS averages $322 a month. Richton, Mississippi car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Richton car insurance rates, compare quotes from the top car insurance companies in Richton, MS.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Richton, MS are $3,858/year
  • The cheapest car insurance company in Richton for teen drivers is USAA
  • Average car insurance rates in Richton, MS after a DUI are $4,692/year

If you need to buy Richton, Mississippi car insurance, the options can be confusing. Everything you need to know about car insurance in Richton, MS is right here.

You’ll find Richton car insurance rates, the cheapest Richton, MS car insurance companies, and information on Mississippi car insurance laws. You can also compare Richton, Mississippi car insurance rates to Biloxi car insurance rates, Meridian car insurance rates, and Tupelo car insurance rates.

Ready to find affordable Richton, MS car insurance today? Enter your ZIP code for fast, free Richton car insurance quotes.

Cheapest Richton, MS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Richton, MS car insurance rates? Every Richton, Mississippi car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Richton, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,086 $2,941 $2,736 $2,797 $12,679 $13,526 $3,527 $3,634
GEICO $3,661 $3,466 $3,326 $3,091 $9,068 $8,570 $6,077 $2,962
Liberty Mutual $2,694 $2,917 $2,166 $2,429 $9,659 $10,735 $2,864 $3,016
Nationwide $2,142 $2,203 $1,919 $2,035 $4,311 $5,491 $2,431 $2,633
Progressive $2,174 $2,034 $1,789 $1,736 $8,011 $8,955 $2,240 $2,339
State Farm $1,902 $1,902 $1,696 $1,696 $5,377 $6,759 $2,115 $2,403
Travelers $1,845 $1,880 $1,749 $1,751 $8,113 $12,802 $1,931 $2,259
USAA $1,406 $1,393 $1,308 $1,325 $3,485 $4,145 $1,716 $1,893

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Minimum Car Insurance in Richton, MS

Every driver must carry the minimum car insurance in Richton, MS. Take a look at the Mississippi car insurance requirements.

Minimum Required Car Insurance Coverage in Richton, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Richton, MS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Richton, MS. Compare credit history car insurance rates in Richton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Richton, Mississippi

Insurance Company Poor Fair Good
Allstate $6,493 $5,759 $4,596
GEICO $7,581 $4,295 $3,208
Liberty Mutual $6,541 $3,998 $3,141
Nationwide $3,407 $2,765 $2,516
Progressive $4,146 $3,541 $3,293
State Farm $4,294 $2,607 $2,042
Travelers $4,594 $3,740 $3,790
USAA $2,855 $1,853 $1,544

Cheapest Richton, MS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Richton, MS to rates for a clean record with top companies.

Annual Richton, Mississippi Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,722 $5,580 $6,783 $5,378
GEICO $3,112 $4,738 $7,240 $5,021
Liberty Mutual $3,237 $5,163 $5,291 $4,549
Nationwide $2,310 $2,952 $3,762 $2,559
Progressive $3,133 $4,214 $3,611 $3,680
State Farm $2,718 $3,303 $2,952 $2,952
Travelers $3,532 $3,700 $5,072 $3,861
USAA $1,627 $2,076 $2,822 $1,809

Cheapest Richton, MS Car Insurance for Teen Drivers

Teen car insurance in Richton, MS can be expensive. Take a look at rates from the top car insurance companies in Richton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Richton, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,679 $13,526
GEICO $9,068 $8,570
Liberty Mutual $9,659 $10,735
Nationwide $4,311 $5,491
Progressive $8,011 $8,955
State Farm $5,377 $6,759
Travelers $8,113 $12,802
USAA $3,485 $4,145

Cheapest Richton, MS Car Insurance for Seniors

Take a look at Richton, MS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Richton, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,736 $2,797
GEICO $3,326 $3,091
Liberty Mutual $2,166 $2,429
Nationwide $1,919 $2,035
Progressive $1,789 $1,736
State Farm $1,696 $1,696
Travelers $1,749 $1,751
USAA $1,308 $1,325

Cheapest Richton, MS Car Insurance Rates After a DUI

A DUI in Richton, MS increases car insurance rates. Compare Richton, Mississippi DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Richton, Mississippi

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,783
GEICO $7,240
Liberty Mutual $5,291
Nationwide $3,762
Progressive $3,611
State Farm $2,952
Travelers $5,072
USAA $2,822

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Cheapest Richton, MS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Richton, MS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Richton, Mississippi

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,616 $5,616
GEICO $5,013 $5,042
Liberty Mutual $4,560 $4,560
Nationwide $2,896 $2,896
Progressive $3,660 $3,660
State Farm $2,910 $3,052
Travelers $4,041 $4,041
USAA $2,020 $2,148

The Best Cheap Car Insurance Companies in Richton, MS

Take a look at a side-by-side comparison of the top car insurance companies in Richton, MS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Richton, Mississippi

Insurance Company Average Annual Rates
Allstate $5,616
GEICO $5,028
Liberty Mutual $4,560
Nationwide $2,896
Progressive $3,660
State Farm $2,981
Travelers $4,041
USAA $2,084

Category Winners: Cheapest Car Insurance in Richton, Mississippi

Find the cheapest car insurance companies in Richton, MS for each category right here.

Best Annual Car Insurance Rates by Company in Richton, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Richton, MS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Richton car insurance rates. Find the cheapest Richton, MS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Richton, Mississippi

Insurance Company Low Medium High
Allstate $5,444 $5,613 $5,790
GEICO $4,754 $5,062 $5,266
Liberty Mutual $4,283 $4,540 $4,857
Nationwide $2,750 $2,887 $3,050
Progressive $3,303 $3,703 $3,974
State Farm $2,819 $2,967 $3,157
Travelers $3,843 $4,066 $4,214
USAA $1,956 $2,073 $2,222

What affects car insurance rates in Richton, Mississippi?

What factors can have an impact on Richton, MS car insurance? There are several reasons why Richton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Richton, Mississippi.

Commute Time in Richton

The more time you spend in your car the higher the risk of an accident. The average commute length in Richton, MS is 28.6 minutes according to City-Data.

Compare Car Insurance Quotes in Richton, MS

Ready to find affordable Richton, Mississippi car insurance today? Enter your ZIP code for fast, free Richton, MS car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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