Compare Richton Park, IL Car Insurance Rates (2021)

Car insurance in Richton Park, IL averages $330 a month. Richton Park, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Richton Park car insurance rates, compare quotes from the top car insurance companies in Richton Park, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Richton Park is Liberty Mutual
  • The cheapest car insurance company in Richton Park for teen drivers is Liberty Mutual
  • Average car insurance rates in Richton Park, IL are $3,962/year

If you need to buy Richton Park, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Richton Park, IL is right here.

You’ll find Richton Park car insurance rates, the cheapest Richton Park, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Richton Park, Illinois car insurance rates to Aurora car insurance rates, Champaign car insurance rates, and Elgin car insurance rates.

Ready to find affordable Richton Park, IL car insurance today? Enter your ZIP code for fast, free Richton Park car insurance quotes.

Cheapest Richton Park, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Richton Park, IL car insurance rates? Every Richton Park, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Richton Park, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,820 $3,837 $3,999 $3,999 $9,949 $12,913 $4,592 $4,961
American Family $2,906 $2,906 $2,659 $2,659 $8,226 $11,413 $2,906 $3,751
Farmers $3,041 $3,037 $2,694 $2,861 $13,372 $13,921 $3,469 $3,609
GEICO $2,123 $2,185 $2,065 $2,308 $7,762 $8,099 $2,462 $2,576
Liberty Mutual $1,570 $1,696 $1,307 $1,466 $5,360 $5,965 $1,632 $1,712
Nationwide $2,100 $2,134 $1,870 $1,978 $5,810 $7,444 $2,450 $2,650
Progressive $2,443 $2,291 $2,013 $2,134 $8,919 $9,989 $2,890 $3,092
State Farm $1,933 $1,933 $1,747 $1,747 $6,137 $7,744 $2,192 $2,534
Travelers $1,779 $1,875 $1,638 $1,745 $5,402 $6,819 $1,886 $1,986
USAA $1,902 $1,927 $1,765 $1,726 $6,322 $6,968 $2,513 $2,749

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Minimum Car Insurance in Richton Park, IL

Every driver must carry the minimum car insurance in Richton Park, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Richton Park, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Richton Park, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Richton Park, IL. Compare credit history car insurance rates in Richton Park from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Richton Park, Illinois

Insurance Company Poor Fair Good
Allstate $7,667 $5,523 $4,837
American Family $6,227 $4,231 $3,576
Farmers $6,530 $5,496 $5,226
GEICO $5,966 $2,888 $2,239
Liberty Mutual $3,666 $2,286 $1,814
Nationwide $3,949 $3,184 $2,781
Progressive $4,827 $4,076 $3,761
State Farm $4,718 $2,826 $2,193
Travelers $3,515 $2,852 $2,307
USAA $4,307 $2,958 $2,436

Cheapest Richton Park, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Richton Park, IL to rates for a clean record with top companies.

Annual Richton Park, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,273 $7,331 $6,792 $5,640
American Family $3,446 $4,852 $6,506 $3,909
Farmers $4,850 $6,269 $6,114 $5,768
GEICO $2,472 $3,968 $5,441 $2,909
Liberty Mutual $2,150 $3,071 $2,688 $2,445
Nationwide $2,665 $3,446 $4,048 $3,059
Progressive $3,469 $5,170 $3,854 $4,392
State Farm $2,946 $3,545 $3,246 $3,246
Travelers $2,291 $3,021 $3,371 $2,882
USAA $2,293 $3,317 $4,554 $2,771

Cheapest Richton Park, IL Car Insurance for Teen Drivers

Teen car insurance in Richton Park, IL can be expensive. Take a look at rates from the top car insurance companies in Richton Park for teenagers.

Annual Car Insurance Rates for Teen Drivers in Richton Park, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,949 $12,913
American Family $8,226 $11,413
Farmers $13,372 $13,921
GEICO $7,762 $8,099
Liberty Mutual $5,360 $5,965
Nationwide $5,810 $7,444
Progressive $8,919 $9,989
State Farm $6,137 $7,744
Travelers $5,402 $6,819
USAA $6,322 $6,968

Cheapest Richton Park, IL Car Insurance for Seniors

Take a look at Richton Park, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Richton Park, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,999 $3,999
American Family $2,659 $2,659
Farmers $2,694 $2,861
GEICO $2,065 $2,308
Liberty Mutual $1,307 $1,466
Nationwide $1,870 $1,978
Progressive $2,013 $2,134
State Farm $1,747 $1,747
Travelers $1,638 $1,745
USAA $1,765 $1,726

Cheapest Richton Park, IL Car Insurance Rates After a DUI

A DUI in Richton Park, IL increases car insurance rates. Compare Richton Park, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Richton Park, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,792
American Family $6,506
Farmers $6,114
GEICO $5,441
Liberty Mutual $2,688
Nationwide $4,048
Progressive $3,854
State Farm $3,246
Travelers $3,371
USAA $4,554

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Cheapest Richton Park, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Richton Park, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Richton Park, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,009 $6,009
American Family $4,618 $4,738
Farmers $5,750 $5,750
GEICO $3,632 $3,764
Liberty Mutual $2,589 $2,589
Nationwide $3,304 $3,304
Progressive $4,221 $4,221
State Farm $3,165 $3,326
Travelers $2,777 $3,006
USAA $3,143 $3,325

The Best Cheap Car Insurance Companies in Richton Park, IL

Take a look at a side-by-side comparison of the top car insurance companies in Richton Park, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Richton Park, Illinois

Insurance Company Average Annual Rates
Allstate $6,009
American Family $4,678
Farmers $5,750
GEICO $3,698
Liberty Mutual $2,589
Nationwide $3,304
Progressive $4,221
State Farm $3,246
Travelers $2,891
USAA $3,234

Category Winners: Cheapest Car Insurance in Richton Park, Illinois

Find the cheapest car insurance companies in Richton Park, IL for each category right here.

Best Annual Car Insurance Rates by Company in Richton Park, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Travelers
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Richton Park, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Richton Park car insurance rates. Find the cheapest Richton Park, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Richton Park, Illinois

Insurance Company Low Medium High
Allstate $5,801 $6,002 $6,223
American Family $4,515 $4,849 $4,671
Farmers $5,448 $5,606 $6,197
GEICO $3,359 $3,685 $4,049
Liberty Mutual $2,420 $2,582 $2,764
Nationwide $3,258 $3,334 $3,322
Progressive $3,797 $4,181 $4,685
State Farm $3,050 $3,251 $3,436
Travelers $2,706 $2,887 $3,081
USAA $3,031 $3,232 $3,439

What affects car insurance rates in Richton Park, Illinois?

What factors can have an impact on Richton Park, IL car insurance? There are several reasons why Richton Park car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Richton Park, Illinois.

Commute Time in Richton Park

The more time you spend in your car the higher the risk of an accident. The average commute length in Richton Park, IL is 38.1 minutes according to City-Data.

Compare Car Insurance Quotes in Richton Park, IL

Ready to find affordable Richton Park, Illinois car insurance today? Enter your ZIP code for fast, free Richton Park, IL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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