Compare Richwood, MN Car Insurance Rates (2021)

Car insurance in Richwood, MN averages $362 a month. Richwood, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Richwood car insurance rates, compare quotes from the top car insurance companies in Richwood, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Richwood, MN are $4,339/year
  • The cheapest car insurance company in Richwood is State Farm
  • The cheapest car insurance company in Richwood for teen drivers is State Farm

If you need to buy Richwood, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Richwood, MN is right here.

You’ll find Richwood car insurance rates, the cheapest Richwood, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Richwood, Minnesota car insurance rates to Brooklyn Park car insurance rates, Woodbury car insurance rates, and Bloomington car insurance rates.

Ready to find affordable Richwood, MN car insurance today? Enter your ZIP code for fast, free Richwood car insurance quotes.

Cheapest Richwood, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Richwood, MN car insurance rates? Every Richwood, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Richwood, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,881 $2,881 $2,758 $2,758 $6,537 $9,541 $3,495 $3,694
American Family $2,351 $2,351 $2,127 $2,127 $6,357 $9,279 $2,351 $2,664
Farmers $1,760 $1,757 $1,696 $1,789 $4,982 $5,020 $2,298 $2,249
GEICO $2,756 $2,737 $2,639 $2,565 $5,625 $7,173 $2,585 $2,657
Liberty Mutual $9,075 $9,075 $8,983 $8,983 $18,171 $27,432 $9,075 $12,762
Nationwide $1,961 $1,977 $1,743 $1,853 $4,995 $6,103 $2,300 $2,400
State Farm $1,458 $1,458 $1,289 $1,289 $3,080 $3,828 $1,697 $1,395
USAA $1,737 $1,731 $1,576 $1,584 $4,551 $5,008 $2,271 $2,427

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Minimum Car Insurance in Richwood, MN

Every driver must carry the minimum car insurance in Richwood, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Richwood, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Richwood, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Richwood, MN. Compare credit history car insurance rates in Richwood from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Richwood, Minnesota

Insurance Company Poor Fair Good
Allstate $6,354 $3,425 $3,175
American Family $5,031 $3,361 $2,711
Farmers $3,365 $2,438 $2,279
GEICO $4,314 $3,524 $2,938
Liberty Mutual $18,046 $11,670 $9,119
Nationwide $3,469 $2,798 $2,483
State Farm $2,824 $1,727 $1,260
USAA $4,118 $1,991 $1,723

Cheapest Richwood, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Richwood, MN to rates for a clean record with top companies.

Annual Richwood, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,178 $4,549 $5,429 $4,117
American Family $2,493 $4,451 $5,033 $2,827
Farmers $2,306 $2,904 $2,945 $2,620
GEICO $2,372 $3,788 $5,666 $2,541
Liberty Mutual $9,723 $13,139 $18,427 $10,489
Nationwide $2,312 $3,073 $3,538 $2,743
State Farm $1,788 $2,085 $1,937 $1,937
USAA $1,943 $2,465 $3,720 $2,314

Cheapest Richwood, MN Car Insurance for Teen Drivers

Teen car insurance in Richwood, MN can be expensive. Take a look at rates from the top car insurance companies in Richwood for teenagers.

Annual Car Insurance Rates for Teen Drivers in Richwood, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,537 $9,541
American Family $6,357 $9,279
Farmers $4,982 $5,020
GEICO $5,625 $7,173
Liberty Mutual $18,171 $27,432
Nationwide $4,995 $6,103
State Farm $3,080 $3,828
USAA $4,551 $5,008

Cheapest Richwood, MN Car Insurance for Seniors

Take a look at Richwood, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Richwood, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,758 $2,758
American Family $2,127 $2,127
Farmers $1,696 $1,789
GEICO $2,639 $2,565
Liberty Mutual $8,983 $8,983
Nationwide $1,743 $1,853
State Farm $1,289 $1,289
USAA $1,576 $1,584

Cheapest Richwood, MN Car Insurance Rates After a DUI

A DUI in Richwood, MN increases car insurance rates. Compare Richwood, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Richwood, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,429
American Family $5,033
Farmers $2,945
GEICO $5,666
Liberty Mutual $18,427
Nationwide $3,538
State Farm $1,937
USAA $3,720

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Cheapest Richwood, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Richwood, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Richwood, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,318 $4,318
American Family $3,657 $3,745
Farmers $2,694 $2,694
GEICO $3,546 $3,638
Liberty Mutual $12,555 $13,334
Nationwide $2,917 $2,917
State Farm $1,886 $1,987
USAA $2,576 $2,645

The Best Cheap Car Insurance Companies in Richwood, MN

Take a look at a side-by-side comparison of the top car insurance companies in Richwood, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Richwood, Minnesota

Insurance Company Average Annual Rates
Allstate $4,318
American Family $3,701
Farmers $2,694
GEICO $3,592
Liberty Mutual $12,945
Nationwide $2,917
State Farm $1,937
USAA $2,611

Category Winners: Cheapest Car Insurance in Richwood, Minnesota

Find the cheapest car insurance companies in Richwood, MN for each category right here.

Best Annual Car Insurance Rates by Company in Richwood, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Richwood, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Richwood car insurance rates. Find the cheapest Richwood, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Richwood, Minnesota

Insurance Company Low Medium High
Allstate $4,263 $4,315 $4,377
American Family $3,701 $3,805 $3,597
Farmers $2,595 $2,704 $2,782
GEICO $3,497 $3,590 $3,689
Liberty Mutual $12,675 $12,952 $13,207
Nationwide $2,774 $2,935 $3,040
State Farm $1,868 $1,942 $2,000
USAA $2,541 $2,608 $2,683

Compare Car Insurance Quotes in Richwood, MN

Ready to find affordable Richwood, Minnesota car insurance today? Enter your ZIP code for fast, free Richwood, MN car insurance quotes.

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