Compare Richwoods, MO Car Insurance Rates (2021)

Car insurance in Richwoods, MO averages $296 a month. Richwoods, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Richwoods car insurance rates, compare quotes from the top car insurance companies in Richwoods, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Richwoods is Nationwide
  • The cheapest car insurance company in Richwoods for teen drivers is Nationwide
  • Average car insurance rates in Richwoods, MO after a DUI are $4,130/year

If you need to buy Richwoods, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Richwoods, MO is right here.

You’ll find Richwoods car insurance rates, the cheapest Richwoods, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Richwoods, Missouri car insurance rates to Kansas City car insurance rates, Independence car insurance rates, and St. Charles car insurance rates.

Ready to find affordable Richwoods, MO car insurance today? Enter your ZIP code for fast, free Richwoods car insurance quotes.

Cheapest Richwoods, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Richwoods, MO car insurance rates? Every Richwoods, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Richwoods, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,119 $3,016 $2,808 $2,897 $8,761 $9,509 $2,981 $3,075
American Family $2,213 $2,213 $1,971 $1,971 $6,087 $7,918 $2,213 $2,586
Farmers $2,362 $2,362 $2,105 $2,230 $9,902 $10,285 $2,693 $2,818
GEICO $1,936 $2,196 $1,493 $1,937 $6,230 $6,645 $1,743 $1,763
Liberty Mutual $2,754 $2,983 $2,263 $2,537 $9,746 $10,821 $2,902 $3,098
Nationwide $1,476 $1,507 $1,320 $1,398 $3,784 $4,845 $1,688 $1,825
Progressive $2,493 $2,318 $2,042 $2,099 $8,356 $9,413 $3,055 $3,166
State Farm $2,082 $2,082 $1,851 $1,851 $5,890 $7,416 $2,337 $2,680
USAA $1,503 $1,488 $1,359 $1,379 $4,499 $5,488 $1,862 $2,065

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Minimum Car Insurance in Richwoods, MO

Every driver must carry the minimum car insurance in Richwoods, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Richwoods, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Richwoods, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Richwoods, MO. Compare credit history car insurance rates in Richwoods from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Richwoods, Missouri

Insurance Company Poor Fair Good
Allstate $6,244 $4,011 $3,307
American Family $4,443 $3,120 $2,627
Farmers $4,959 $4,138 $3,937
GEICO $4,134 $2,692 $2,153
Liberty Mutual $6,660 $4,062 $3,192
Nationwide $2,630 $2,173 $1,889
Progressive $4,756 $3,947 $3,649
State Farm $4,454 $2,938 $2,430
USAA $4,080 $1,912 $1,375

Cheapest Richwoods, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Richwoods, MO to rates for a clean record with top companies.

Annual Richwoods, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,873 $4,376 $5,447 $4,387
American Family $2,544 $3,661 $4,477 $2,904
Farmers $3,762 $4,674 $4,572 $4,371
GEICO $2,296 $3,026 $4,141 $2,509
Liberty Mutual $3,359 $4,841 $4,984 $5,368
Nationwide $1,751 $2,249 $3,005 $1,917
Progressive $3,538 $4,807 $3,944 $4,182
State Farm $3,017 $3,531 $3,274 $3,274
USAA $1,960 $2,389 $3,328 $2,146

Cheapest Richwoods, MO Car Insurance for Teen Drivers

Teen car insurance in Richwoods, MO can be expensive. Take a look at rates from the top car insurance companies in Richwoods for teenagers.

Annual Car Insurance Rates for Teen Drivers in Richwoods, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,761 $9,509
American Family $6,087 $7,918
Farmers $9,902 $10,285
GEICO $6,230 $6,645
Liberty Mutual $9,746 $10,821
Nationwide $3,784 $4,845
Progressive $8,356 $9,413
State Farm $5,890 $7,416
USAA $4,499 $5,488

Cheapest Richwoods, MO Car Insurance for Seniors

Take a look at Richwoods, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Richwoods, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,808 $2,897
American Family $1,971 $1,971
Farmers $2,105 $2,230
GEICO $1,493 $1,937
Liberty Mutual $2,263 $2,537
Nationwide $1,320 $1,398
Progressive $2,042 $2,099
State Farm $1,851 $1,851
USAA $1,359 $1,379

Cheapest Richwoods, MO Car Insurance Rates After a DUI

A DUI in Richwoods, MO increases car insurance rates. Compare Richwoods, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Richwoods, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,447
American Family $4,477
Farmers $4,572
GEICO $4,141
Liberty Mutual $4,984
Nationwide $3,005
Progressive $3,944
State Farm $3,274
USAA $3,328

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Cheapest Richwoods, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Richwoods, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Richwoods, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,521 $4,521
American Family $3,363 $3,430
Farmers $4,345 $4,345
GEICO $2,939 $3,047
Liberty Mutual $4,638 $4,638
Nationwide $2,230 $2,230
Progressive $4,118 $4,118
State Farm $3,196 $3,351
USAA $2,367 $2,544

The Best Cheap Car Insurance Companies in Richwoods, MO

Take a look at a side-by-side comparison of the top car insurance companies in Richwoods, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Richwoods, Missouri

Insurance Company Average Annual Rates
Allstate $4,521
American Family $3,397
Farmers $4,345
GEICO $2,993
Liberty Mutual $4,638
Nationwide $2,231
Progressive $4,118
State Farm $3,274
USAA $2,456

Category Winners: Cheapest Car Insurance in Richwoods, Missouri

Find the cheapest car insurance companies in Richwoods, MO for each category right here.

Best Annual Car Insurance Rates by Company in Richwoods, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI Nationwide
With 1 Speeding Violation Nationwide

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Cheapest Richwoods, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Richwoods car insurance rates. Find the cheapest Richwoods, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Richwoods, Missouri

Insurance Company Low Medium High
Allstate $4,350 $4,511 $4,702
American Family $3,289 $3,504 $3,397
Farmers $4,045 $4,296 $4,692
GEICO $2,812 $3,011 $3,156
Liberty Mutual $4,378 $4,658 $4,877
Nationwide $2,095 $2,253 $2,344
Progressive $3,726 $4,123 $4,504
State Farm $3,097 $3,281 $3,444
USAA $2,344 $2,446 $2,576

Compare Car Insurance Quotes in Richwoods, MO

Ready to find affordable Richwoods, Missouri car insurance today? Enter your ZIP code for fast, free Richwoods, MO car insurance quotes.

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