Compare Ricketts, IA Car Insurance Rates (2021)

Car insurance in Ricketts, IA averages $251 a month. Ricketts, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Ricketts car insurance rates, compare quotes from the top car insurance companies in Ricketts, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Ricketts for teen drivers is USAA
  • Average car insurance rates in Ricketts, IA are $3,017/year
  • The cheapest car insurance company in Ricketts is USAA

If you need to buy Ricketts, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Ricketts, IA is right here.

You’ll find Ricketts car insurance rates, the cheapest Ricketts, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Ricketts, Iowa car insurance rates to Des Moines car insurance rates, Ankeny car insurance rates, and Sioux City car insurance rates.

Ready to find affordable Ricketts, IA car insurance today? Enter your ZIP code for fast, free Ricketts car insurance quotes.

Cheapest Ricketts, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ricketts, IA car insurance rates? Every Ricketts, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ricketts, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,107 $2,024 $1,869 $1,903 $6,073 $6,836 $2,298 $2,367
American Family $2,002 $2,002 $1,790 $1,790 $5,344 $7,497 $2,002 $2,412
Farmers $1,510 $1,539 $1,351 $1,477 $4,580 $4,887 $2,048 $2,192
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,157 $2,346 $1,893 $2,303 $10,156 $11,442 $2,443 $2,697
Nationwide $1,692 $1,737 $1,508 $1,610 $3,895 $5,038 $1,916 $2,083
Progressive $1,830 $1,763 $1,504 $1,564 $4,506 $5,090 $2,205 $2,395
State Farm $1,447 $1,447 $1,269 $1,269 $3,891 $4,937 $1,626 $1,851
Travelers $2,542 $2,598 $2,451 $2,463 $11,063 $17,669 $2,636 $3,142
USAA $1,300 $1,319 $1,188 $1,218 $3,461 $3,687 $1,565 $1,732

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Minimum Car Insurance in Ricketts, IA

Every driver must carry the minimum car insurance in Ricketts, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Ricketts, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Ricketts, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ricketts, IA. Compare credit history car insurance rates in Ricketts from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ricketts, Iowa

Insurance Company Poor Fair Good
Allstate $3,814 $3,024 $2,715
American Family $3,960 $2,910 $2,445
Farmers $2,805 $2,331 $2,208
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,327 $3,894 $3,068
Nationwide $2,957 $2,317 $2,030
Progressive $3,081 $2,487 $2,253
State Farm $3,157 $1,953 $1,541
Travelers $6,274 $5,347 $5,091
USAA $2,547 $1,745 $1,510

Cheapest Ricketts, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ricketts, IA to rates for a clean record with top companies.

Annual Ricketts, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,707 $3,282 $3,723 $3,026
American Family $2,242 $3,279 $4,262 $2,636
Farmers $2,088 $2,586 $2,622 $2,496
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,828 $4,728 $4,832 $4,330
Nationwide $1,763 $2,531 $3,450 $1,995
Progressive $2,095 $3,437 $2,271 $2,625
State Farm $2,054 $2,380 $2,217 $2,217
Travelers $4,075 $5,408 $7,233 $5,566
USAA $1,478 $1,982 $2,578 $1,696

Cheapest Ricketts, IA Car Insurance for Teen Drivers

Teen car insurance in Ricketts, IA can be expensive. Take a look at rates from the top car insurance companies in Ricketts for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ricketts, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,073 $6,836
American Family $5,344 $7,497
Farmers $4,580 $4,887
GEICO $4,142 $3,866
Liberty Mutual $10,156 $11,442
Nationwide $3,895 $5,038
Progressive $4,506 $5,090
State Farm $3,891 $4,937
Travelers $11,063 $17,669
USAA $3,461 $3,687

Cheapest Ricketts, IA Car Insurance for Seniors

Take a look at Ricketts, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ricketts, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,869 $1,903
American Family $1,790 $1,790
Farmers $1,351 $1,477
GEICO $1,620 $1,483
Liberty Mutual $1,893 $2,303
Nationwide $1,508 $1,610
Progressive $1,504 $1,564
State Farm $1,269 $1,269
Travelers $2,451 $2,463
USAA $1,188 $1,218

Cheapest Ricketts, IA Car Insurance Rates After a DUI

A DUI in Ricketts, IA increases car insurance rates. Compare Ricketts, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ricketts, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,723
American Family $4,262
Farmers $2,622
GEICO $3,058
Liberty Mutual $4,832
Nationwide $3,450
Progressive $2,271
State Farm $2,217
Travelers $7,233
USAA $2,578

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Cheapest Ricketts, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ricketts, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ricketts, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,109 $3,261
American Family $3,069 $3,141
Farmers $2,448 $2,448
GEICO $2,195 $2,285
Liberty Mutual $4,430 $4,430
Nationwide $2,435 $2,435
Progressive $2,607 $2,607
State Farm $2,164 $2,270
Travelers $5,571 $5,571
USAA $1,863 $2,004

The Best Cheap Car Insurance Companies in Ricketts, IA

Take a look at a side-by-side comparison of the top car insurance companies in Ricketts, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ricketts, Iowa

Insurance Company Average Annual Rates
Allstate $3,185
American Family $3,105
Farmers $2,448
GEICO $2,240
Liberty Mutual $4,430
Nationwide $2,435
Progressive $2,607
State Farm $2,217
Travelers $5,571
USAA $1,934

Category Winners: Cheapest Car Insurance in Ricketts, Iowa

Find the cheapest car insurance companies in Ricketts, IA for each category right here.

Best Annual Car Insurance Rates by Company in Ricketts, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Ricketts, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ricketts car insurance rates. Find the cheapest Ricketts, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ricketts, Iowa

Insurance Company Low Medium High
Allstate $3,047 $3,189 $3,318
American Family $3,125 $3,277 $2,913
Farmers $2,348 $2,456 $2,540
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,247 $4,420 $4,622
Nationwide $2,544 $2,422 $2,339
Progressive $2,474 $2,614 $2,733
State Farm $2,111 $2,229 $2,311
Travelers $5,238 $5,655 $5,819
USAA $1,835 $1,940 $2,026

What affects car insurance rates in Ricketts, Iowa?

What factors can have an impact on Ricketts, IA car insurance? There are several reasons why Ricketts car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ricketts, Iowa.

Commute Time in Ricketts

The more time you spend in your car the higher the risk of an accident. The average commute length in Ricketts, IA is 18.5 minutes according to City-Data.

Compare Car Insurance Quotes in Ricketts, IA

Ready to find affordable Ricketts, Iowa car insurance today? Enter your ZIP code for fast, free Ricketts, IA car insurance quotes.

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