Compare Ridge, NY Car Insurance Rates (2021)

Car insurance in Ridge, NY averages $447 a month. Ridge, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Ridge car insurance rates, compare quotes from the top car insurance companies in Ridge, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ridge, NY after a DUI are $7,175/year
  • The cheapest car insurance company in Ridge is GEICO
  • Average car insurance rates in Ridge, NY are $5,368/year

If you need to buy Ridge, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Ridge, NY is right here.

You’ll find Ridge car insurance rates, the cheapest Ridge, NY car insurance companies, and information on New York car insurance laws. You can also compare Ridge, New York car insurance rates to Buffalo car insurance rates, Yonkers car insurance rates, and Albany car insurance rates.

Ready to find affordable Ridge, NY car insurance today? Enter your ZIP code for fast, free Ridge car insurance quotes.

Cheapest Ridge, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ridge, NY car insurance rates? Every Ridge, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ridge, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,692 $3,392 $3,497 $3,518 $10,833 $11,504 $3,493 $3,444
GEICO $1,938 $1,865 $1,884 $1,856 $4,160 $6,138 $1,742 $1,782
Liberty Mutual $6,047 $6,047 $5,633 $5,633 $11,845 $17,111 $6,047 $6,418
Nationwide $3,894 $3,894 $3,662 $3,662 $7,249 $10,911 $3,894 $5,043
Progressive $3,253 $2,939 $2,524 $2,591 $11,104 $12,109 $4,112 $3,861
State Farm $3,741 $3,741 $3,280 $3,280 $10,984 $13,496 $4,133 $4,349
Travelers $4,290 $4,187 $3,907 $4,091 $9,989 $11,785 $4,473 $4,540
USAA $2,290 $2,254 $2,085 $2,091 $9,224 $10,935 $2,946 $3,267

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Minimum Car Insurance in Ridge, NY

Every driver must carry the minimum car insurance in Ridge, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Ridge, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Ridge, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ridge, NY. Compare credit history car insurance rates in Ridge from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ridge, New York

Insurance Company Poor Fair Good
Allstate $7,936 $4,505 $3,823
GEICO $3,347 $2,458 $2,206
Liberty Mutual $11,345 $7,408 $5,540
Nationwide $5,276 $5,276 $5,276
Progressive $8,628 $4,245 $3,062
State Farm $8,295 $5,202 $4,129
Travelers $8,360 $5,053 $4,310
USAA $6,717 $3,426 $3,016

Cheapest Ridge, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ridge, NY to rates for a clean record with top companies.

Annual Ridge, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,578 $4,578 $6,731 $5,799
GEICO $2,067 $2,254 $4,294 $2,067
Liberty Mutual $6,367 $6,367 $13,289 $6,367
Nationwide $3,981 $3,981 $9,066 $4,076
Progressive $5,154 $5,154 $5,746 $5,191
State Farm $5,583 $5,583 $6,167 $6,167
Travelers $4,990 $6,342 $6,427 $5,872
USAA $3,912 $3,976 $5,682 $3,976

Cheapest Ridge, NY Car Insurance for Teen Drivers

Teen car insurance in Ridge, NY can be expensive. Take a look at rates from the top car insurance companies in Ridge for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ridge, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,833 $11,504
GEICO $4,160 $6,138
Liberty Mutual $11,845 $17,111
Nationwide $7,249 $10,911
Progressive $11,104 $12,109
State Farm $10,984 $13,496
Travelers $9,989 $11,785
USAA $9,224 $10,935

Cheapest Ridge, NY Car Insurance for Seniors

Take a look at Ridge, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ridge, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,497 $3,518
GEICO $1,884 $1,856
Liberty Mutual $5,633 $5,633
Nationwide $3,662 $3,662
Progressive $2,524 $2,591
State Farm $3,280 $3,280
Travelers $3,907 $4,091
USAA $2,085 $2,091

Cheapest Ridge, NY Car Insurance Rates After a DUI

A DUI in Ridge, NY increases car insurance rates. Compare Ridge, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ridge, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,731
GEICO $4,294
Liberty Mutual $13,289
Nationwide $9,066
Progressive $5,746
State Farm $6,167
Travelers $6,427
USAA $5,682

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Cheapest Ridge, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ridge, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ridge, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,345 $5,498
GEICO $2,592 $2,749
Liberty Mutual $7,863 $8,332
Nationwide $5,276 $5,276
Progressive $5,312 $5,312
State Farm $5,659 $6,091
Travelers $5,908 $5,908
USAA $4,342 $4,431

The Best Cheap Car Insurance Companies in Ridge, NY

Take a look at a side-by-side comparison of the top car insurance companies in Ridge, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ridge, New York

Insurance Company Average Annual Rates
Allstate $5,421
GEICO $2,671
Liberty Mutual $8,098
Nationwide $5,276
Progressive $5,312
State Farm $5,875
Travelers $5,908
USAA $4,387

Category Winners: Cheapest Car Insurance in Ridge, New York

Find the cheapest car insurance companies in Ridge, NY for each category right here.

Best Annual Car Insurance Rates by Company in Ridge, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Ridge, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ridge car insurance rates. Find the cheapest Ridge, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ridge, New York

Insurance Company Low Medium High
Allstate $4,936 $5,390 $5,939
GEICO $2,492 $2,653 $2,867
Liberty Mutual $7,665 $8,075 $8,553
Nationwide $4,894 $5,222 $5,712
Progressive $4,957 $5,264 $5,714
State Farm $5,523 $5,915 $6,189
Travelers $5,514 $5,825 $6,384
USAA $4,224 $4,357 $4,579

What affects car insurance rates in Ridge, New York?

What factors can have an impact on Ridge, NY car insurance? There are several reasons why Ridge car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ridge, New York.

Commute Time in Ridge

The more time you spend in your car the higher the risk of an accident. The average commute length in Ridge, NY is 22.1 minutes according to City-Data.

Compare Car Insurance Quotes in Ridge, NY

Ready to find affordable Ridge, New York car insurance today? Enter your ZIP code for fast, free Ridge, NY car insurance quotes.

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