Compare Ridgedale, MO Car Insurance Rates (2021)

Car insurance in Ridgedale, MO averages $270 a month. Ridgedale, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Ridgedale car insurance rates, compare quotes from the top car insurance companies in Ridgedale, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ridgedale, MO are $3,245/year
  • The cheapest car insurance company in Ridgedale for teen drivers is Nationwide
  • Average car insurance rates in Ridgedale, MO after a DUI are $3,793/year

If you need to buy Ridgedale, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Ridgedale, MO is right here.

You’ll find Ridgedale car insurance rates, the cheapest Ridgedale, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Ridgedale, Missouri car insurance rates to Kansas City car insurance rates, Blue Springs car insurance rates, and St. Louis car insurance rates.

Ready to find affordable Ridgedale, MO car insurance today? Enter your ZIP code for fast, free Ridgedale car insurance quotes.

Cheapest Ridgedale, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ridgedale, MO car insurance rates? Every Ridgedale, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ridgedale, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,692 $2,601 $2,426 $2,502 $7,553 $8,170 $2,571 $2,652
American Family $2,177 $2,177 $1,940 $1,940 $5,997 $7,793 $2,177 $2,542
Farmers $2,352 $2,341 $2,098 $2,223 $9,784 $10,123 $2,685 $2,806
GEICO $1,849 $2,083 $1,431 $1,845 $5,862 $6,224 $1,683 $1,698
Liberty Mutual $2,634 $2,854 $2,171 $2,431 $9,137 $10,139 $2,775 $2,962
Nationwide $1,490 $1,518 $1,337 $1,411 $3,857 $4,921 $1,708 $1,842
Progressive $1,904 $1,761 $1,559 $1,605 $6,354 $7,134 $2,321 $2,379
State Farm $1,710 $1,710 $1,536 $1,536 $5,019 $6,313 $1,925 $2,203
USAA $1,433 $1,425 $1,288 $1,317 $4,154 $5,080 $1,787 $1,992

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Minimum Car Insurance in Ridgedale, MO

Every driver must carry the minimum car insurance in Ridgedale, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Ridgedale, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ridgedale, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ridgedale, MO. Compare credit history car insurance rates in Ridgedale from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ridgedale, Missouri

Insurance Company Poor Fair Good
Allstate $5,372 $3,459 $2,857
American Family $4,368 $3,073 $2,588
Farmers $4,907 $4,099 $3,898
GEICO $3,913 $2,550 $2,040
Liberty Mutual $6,300 $3,842 $3,022
Nationwide $2,662 $2,205 $1,915
Progressive $3,617 $2,998 $2,765
State Farm $3,790 $2,446 $1,995
USAA $3,840 $1,796 $1,291

Cheapest Ridgedale, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ridgedale, MO to rates for a clean record with top companies.

Annual Ridgedale, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,333 $3,767 $4,703 $3,781
American Family $2,497 $3,606 $4,414 $2,854
Farmers $3,713 $4,632 $4,528 $4,332
GEICO $2,192 $2,865 $3,893 $2,386
Liberty Mutual $3,184 $4,576 $4,717 $5,075
Nationwide $1,765 $2,280 $3,060 $1,937
Progressive $2,694 $3,643 $2,998 $3,174
State Farm $2,516 $2,972 $2,744 $2,744
USAA $1,870 $2,251 $3,082 $2,035

Cheapest Ridgedale, MO Car Insurance for Teen Drivers

Teen car insurance in Ridgedale, MO can be expensive. Take a look at rates from the top car insurance companies in Ridgedale for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ridgedale, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,553 $8,170
American Family $5,997 $7,793
Farmers $9,784 $10,123
GEICO $5,862 $6,224
Liberty Mutual $9,137 $10,139
Nationwide $3,857 $4,921
Progressive $6,354 $7,134
State Farm $5,019 $6,313
USAA $4,154 $5,080

Cheapest Ridgedale, MO Car Insurance for Seniors

Take a look at Ridgedale, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ridgedale, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,426 $2,502
American Family $1,940 $1,940
Farmers $2,098 $2,223
GEICO $1,431 $1,845
Liberty Mutual $2,171 $2,431
Nationwide $1,337 $1,411
Progressive $1,559 $1,605
State Farm $1,536 $1,536
USAA $1,288 $1,317

Cheapest Ridgedale, MO Car Insurance Rates After a DUI

A DUI in Ridgedale, MO increases car insurance rates. Compare Ridgedale, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ridgedale, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,703
American Family $4,414
Farmers $4,528
GEICO $3,893
Liberty Mutual $4,717
Nationwide $3,060
Progressive $2,998
State Farm $2,744
USAA $3,082

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Cheapest Ridgedale, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ridgedale, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ridgedale, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,896 $3,896
American Family $3,310 $3,376
Farmers $4,301 $4,301
GEICO $2,781 $2,887
Liberty Mutual $4,388 $4,388
Nationwide $2,260 $2,260
Progressive $3,127 $3,127
State Farm $2,677 $2,811
USAA $2,224 $2,394

The Best Cheap Car Insurance Companies in Ridgedale, MO

Take a look at a side-by-side comparison of the top car insurance companies in Ridgedale, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ridgedale, Missouri

Insurance Company Average Annual Rates
Allstate $3,896
American Family $3,343
Farmers $4,301
GEICO $2,834
Liberty Mutual $4,388
Nationwide $2,260
Progressive $3,127
State Farm $2,744
USAA $2,309

Category Winners: Cheapest Car Insurance in Ridgedale, Missouri

Find the cheapest car insurance companies in Ridgedale, MO for each category right here.

Best Annual Car Insurance Rates by Company in Ridgedale, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Ridgedale, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ridgedale car insurance rates. Find the cheapest Ridgedale, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ridgedale, Missouri

Insurance Company Low Medium High
Allstate $3,749 $3,888 $4,051
American Family $3,237 $3,448 $3,343
Farmers $4,031 $4,262 $4,612
GEICO $2,655 $2,854 $2,993
Liberty Mutual $4,145 $4,408 $4,610
Nationwide $2,120 $2,283 $2,378
Progressive $2,799 $3,134 $3,448
State Farm $2,565 $2,753 $2,913
USAA $2,204 $2,301 $2,423

Compare Car Insurance Quotes in Ridgedale, MO

Ready to find affordable Ridgedale, Missouri car insurance today? Enter your ZIP code for fast, free Ridgedale, MO car insurance quotes.

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