Compare Ridgefield Park, NJ Car Insurance Rates (2021)

Car insurance in Ridgefield Park, NJ averages $550 a month. Ridgefield Park, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Ridgefield Park car insurance rates, compare quotes from the top car insurance companies in Ridgefield Park, NJ.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Ridgefield Park for teen drivers is GEICO
  • Average car insurance rates in Ridgefield Park, NJ after a DUI are $7,887/year
  • The cheapest car insurance company in Ridgefield Park is GEICO

If you need to buy Ridgefield Park, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Ridgefield Park, NJ is right here.

You’ll find Ridgefield Park car insurance rates, the cheapest Ridgefield Park, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Ridgefield Park, New Jersey car insurance rates to Trenton car insurance rates, Elizabeth car insurance rates, and Passaic car insurance rates.

Ready to find affordable Ridgefield Park, NJ car insurance today? Enter your ZIP code for fast, free Ridgefield Park car insurance quotes.

Cheapest Ridgefield Park, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ridgefield Park, NJ car insurance rates? Every Ridgefield Park, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ridgefield Park, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,396 $4,378 $4,303 $4,303 $13,631 $16,174 $5,217 $5,246
Farmers $5,157 $5,203 $5,035 $4,912 $14,956 $17,195 $6,119 $6,173
GEICO $2,573 $2,533 $2,520 $2,520 $4,687 $4,602 $2,973 $2,853
Liberty Mutual $4,976 $4,976 $5,466 $5,466 $12,910 $14,650 $5,466 $6,276
Progressive $2,287 $2,106 $2,061 $2,128 $10,441 $11,406 $2,706 $2,562
State Farm $5,866 $5,866 $5,331 $5,331 $19,564 $25,102 $6,711 $7,495
Travelers $4,328 $4,133 $4,020 $4,014 $9,540 $10,640 $4,133 $4,037

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Minimum Car Insurance in Ridgefield Park, NJ

Every driver must carry the minimum car insurance in Ridgefield Park, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Ridgefield Park, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Ridgefield Park, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ridgefield Park, NJ. Compare credit history car insurance rates in Ridgefield Park from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ridgefield Park, New Jersey

Insurance Company Poor Fair Good
Allstate $10,175 $6,411 $5,032
Farmers $9,707 $7,503 $7,071
GEICO $4,770 $2,731 $1,972
Liberty Mutual $9,543 $7,066 $5,960
Progressive $5,009 $4,360 $4,018
State Farm $14,731 $8,856 $6,888
Travelers $7,666 $5,502 $3,649

Cheapest Ridgefield Park, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ridgefield Park, NJ to rates for a clean record with top companies.

Annual Ridgefield Park, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,392 $9,027 $7,832 $6,572
Farmers $6,287 $10,640 $8,684 $6,763
GEICO $2,449 $3,230 $4,504 $2,449
Liberty Mutual $7,223 $8,273 $7,373 $7,223
Progressive $3,818 $5,170 $4,389 $4,472
State Farm $5,488 $10,054 $16,192 $8,899
Travelers $4,271 $6,454 $6,234 $5,463

Cheapest Ridgefield Park, NJ Car Insurance for Teen Drivers

Teen car insurance in Ridgefield Park, NJ can be expensive. Take a look at rates from the top car insurance companies in Ridgefield Park for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ridgefield Park, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,631 $16,174
Farmers $14,956 $17,195
GEICO $4,687 $4,602
Liberty Mutual $12,910 $14,650
Progressive $10,441 $11,406
State Farm $19,564 $25,102
Travelers $9,540 $10,640

Cheapest Ridgefield Park, NJ Car Insurance for Seniors

Take a look at Ridgefield Park, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ridgefield Park, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,303 $4,303
Farmers $5,035 $4,912
GEICO $2,520 $2,520
Liberty Mutual $5,466 $5,466
Progressive $2,061 $2,128
State Farm $5,331 $5,331
Travelers $4,020 $4,014

Cheapest Ridgefield Park, NJ Car Insurance Rates After a DUI

A DUI in Ridgefield Park, NJ increases car insurance rates. Compare Ridgefield Park, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ridgefield Park, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,832
Farmers $8,684
GEICO $4,504
Liberty Mutual $7,373
Progressive $4,389
State Farm $16,192
Travelers $6,234

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Cheapest Ridgefield Park, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ridgefield Park, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ridgefield Park, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,192 $7,219
Farmers $8,094 $8,094
GEICO $3,131 $3,185
Liberty Mutual $7,450 $7,596
Progressive $4,462 $4,462
State Farm $9,886 $10,431
Travelers $5,605 $5,605

The Best Cheap Car Insurance Companies in Ridgefield Park, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Ridgefield Park, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ridgefield Park, New Jersey

Insurance Company Average Annual Rates
Allstate $7,206
Farmers $8,094
GEICO $3,158
Liberty Mutual $7,523
Progressive $4,462
State Farm $10,158
Travelers $5,605

Category Winners: Cheapest Car Insurance in Ridgefield Park, New Jersey

Find the cheapest car insurance companies in Ridgefield Park, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Ridgefield Park, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Ridgefield Park, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ridgefield Park car insurance rates. Find the cheapest Ridgefield Park, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ridgefield Park, New Jersey

Insurance Company Low Medium High
Allstate $6,551 $7,328 $7,739
Farmers $7,182 $8,031 $9,069
GEICO $2,814 $3,219 $3,441
Liberty Mutual $6,732 $7,751 $8,087
Progressive $4,018 $4,531 $4,837
State Farm $9,348 $10,306 $10,820
Travelers $5,061 $5,594 $6,160

What affects car insurance rates in Ridgefield Park, New Jersey?

What factors can have an impact on Ridgefield Park, NJ car insurance? There are several reasons why Ridgefield Park car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ridgefield Park, New Jersey.

Commute Time in Ridgefield Park

The more time you spend in your car the higher the risk of an accident. The average commute length in Ridgefield Park, NJ is 32.3 minutes according to City-Data.

Compare Car Insurance Quotes in Ridgefield Park, NJ

Ready to find affordable Ridgefield Park, New Jersey car insurance today? Enter your ZIP code for fast, free Ridgefield Park, NJ car insurance quotes.

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