Compare Ridgeland, SC Car Insurance Rates (2021)

Car insurance in Ridgeland, SC averages $344 a month. Ridgeland, South Carolina car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Ridgeland car insurance rates, compare quotes from the top car insurance companies in Ridgeland, SC.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ridgeland, SC after a DUI are $4,810/year
  • Average car insurance rates in Ridgeland, SC are $4,130/year
  • The cheapest car insurance company in Ridgeland for teen drivers is State Farm

If you need to buy Ridgeland, South Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Ridgeland, SC is right here.

You’ll find Ridgeland car insurance rates, the cheapest Ridgeland, SC car insurance companies, and information on South Carolina car insurance laws. You can also compare Ridgeland, South Carolina car insurance rates to Florence car insurance rates, Goose Creek car insurance rates, and Columbia car insurance rates.

Ready to find affordable Ridgeland, SC car insurance today? Enter your ZIP code for fast, free Ridgeland car insurance quotes.

Cheapest Ridgeland, SC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ridgeland, SC car insurance rates? Every Ridgeland, South Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ridgeland, South Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,618 $2,618 $2,509 $2,509 $6,752 $8,596 $2,901 $3,153
Farmers $3,164 $3,193 $3,034 $3,281 $8,385 $9,137 $3,460 $3,456
GEICO $3,210 $3,210 $2,938 $2,938 $7,289 $7,494 $3,707 $3,778
Nationwide $2,835 $2,876 $2,544 $2,648 $6,876 $8,905 $3,211 $3,516
Progressive $2,527 $2,311 $2,168 $2,271 $10,345 $11,402 $2,875 $2,962
State Farm $2,089 $2,089 $1,882 $1,882 $5,872 $7,407 $2,343 $2,624
USAA $2,119 $2,132 $1,939 $1,948 $8,407 $9,232 $2,790 $2,953

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Minimum Car Insurance in Ridgeland, SC

Every driver must carry the minimum car insurance in Ridgeland, SC. Take a look at the South Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Ridgeland, South Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ridgeland, SC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ridgeland, SC. Compare credit history car insurance rates in Ridgeland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ridgeland, South Carolina

Insurance Company Poor Fair Good
Allstate $4,988 $3,731 $3,152
Farmers $5,345 $4,474 $4,096
GEICO $6,591 $3,544 $2,827
Nationwide $4,976 $4,025 $3,528
Progressive $5,135 $4,497 $4,190
State Farm $4,701 $2,867 $2,253
USAA $6,185 $3,011 $2,624

Cheapest Ridgeland, SC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ridgeland, SC to rates for a clean record with top companies.

Annual Ridgeland, South Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,973 $4,743 $4,172 $3,940
Farmers $3,878 $5,345 $4,457 $4,876
GEICO $3,300 $4,262 $6,420 $3,300
Nationwide $3,311 $4,297 $5,445 $3,652
Progressive $3,771 $5,486 $4,612 $4,561
State Farm $2,982 $3,630 $3,241 $3,241
USAA $3,111 $3,838 $5,326 $3,485

Cheapest Ridgeland, SC Car Insurance for Teen Drivers

Teen car insurance in Ridgeland, SC can be expensive. Take a look at rates from the top car insurance companies in Ridgeland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ridgeland, South Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,752 $8,596
Farmers $8,385 $9,137
GEICO $7,289 $7,494
Nationwide $6,876 $8,905
Progressive $10,345 $11,402
State Farm $5,872 $7,407
USAA $8,407 $9,232

Cheapest Ridgeland, SC Car Insurance for Seniors

Take a look at Ridgeland, SC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ridgeland, South Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,509 $2,509
Farmers $3,034 $3,281
GEICO $2,938 $2,938
Nationwide $2,544 $2,648
Progressive $2,168 $2,271
State Farm $1,882 $1,882
USAA $1,939 $1,948

Cheapest Ridgeland, SC Car Insurance Rates After a DUI

A DUI in Ridgeland, SC increases car insurance rates. Compare Ridgeland, South Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ridgeland, South Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,172
Farmers $4,457
GEICO $6,420
Nationwide $5,445
Progressive $4,612
State Farm $3,241
USAA $5,326

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Cheapest Ridgeland, SC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ridgeland, SC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ridgeland, South Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,873 $4,041
Farmers $4,639 $4,639
GEICO $4,302 $4,339
Nationwide $4,176 $4,176
Progressive $4,607 $4,607
State Farm $3,191 $3,356
USAA $3,898 $3,982

The Best Cheap Car Insurance Companies in Ridgeland, SC

Take a look at a side-by-side comparison of the top car insurance companies in Ridgeland, SC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ridgeland, South Carolina

Insurance Company Average Annual Rates
Allstate $3,957
Farmers $4,639
GEICO $4,321
Nationwide $4,176
Progressive $4,607
State Farm $3,274
USAA $3,940

Category Winners: Cheapest Car Insurance in Ridgeland, South Carolina

Find the cheapest car insurance companies in Ridgeland, SC for each category right here.

Best Annual Car Insurance Rates by Company in Ridgeland, South Carolina

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Allstate
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Ridgeland, SC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ridgeland car insurance rates. Find the cheapest Ridgeland, SC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ridgeland, South Carolina

Insurance Company Low Medium High
Allstate $3,702 $3,936 $4,232
Farmers $4,067 $4,632 $5,217
GEICO $3,987 $4,270 $4,704
Nationwide $4,103 $4,181 $4,244
Progressive $4,192 $4,530 $5,101
State Farm $3,037 $3,272 $3,512
USAA $3,725 $3,935 $4,160

What affects car insurance rates in Ridgeland, South Carolina?

What factors can have an impact on Ridgeland, SC car insurance? There are several reasons why Ridgeland car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ridgeland, South Carolina.

Commute Time in Ridgeland

The more time you spend in your car the higher the risk of an accident. The average commute length in Ridgeland, SC is 26.3 minutes according to City-Data.

Compare Car Insurance Quotes in Ridgeland, SC

Ready to find affordable Ridgeland, South Carolina car insurance today? Enter your ZIP code for fast, free Ridgeland, SC car insurance quotes.

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