Compare Ridgely, TN Car Insurance Rates (2021)

Car insurance in Ridgely, TN averages $302 a month. Ridgely, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Ridgely car insurance rates, compare quotes from the top car insurance companies in Ridgely, TN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ridgely, TN are $3,627/year
  • The cheapest car insurance company in Ridgely for teen drivers is Travelers
  • Average car insurance rates in Ridgely, TN after a DUI are $4,281/year

If you need to buy Ridgely, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Ridgely, TN is right here.

You’ll find Ridgely car insurance rates, the cheapest Ridgely, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Ridgely, Tennessee car insurance rates to Knoxville car insurance rates, Jackson car insurance rates, and Clarksville car insurance rates.

Ready to find affordable Ridgely, TN car insurance today? Enter your ZIP code for fast, free Ridgely car insurance quotes.

Cheapest Ridgely, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ridgely, TN car insurance rates? Every Ridgely, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ridgely, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,801 $2,698 $2,509 $2,606 $10,252 $11,139 $3,007 $3,121
Farmers $1,857 $1,891 $1,674 $1,830 $7,422 $7,902 $2,502 $2,635
GEICO $2,507 $2,540 $2,321 $2,321 $7,225 $7,395 $2,523 $2,599
Liberty Mutual $3,616 $129 $2,978 $3,330 $14,124 $15,694 $3,872 $4,127
Nationwide $2,098 $2,121 $1,878 $1,915 $5,594 $7,251 $2,404 $2,626
Progressive $1,827 $1,734 $1,489 $1,551 $7,936 $8,947 $2,203 $2,402
State Farm $1,580 $1,580 $1,419 $1,419 $4,727 $5,926 $1,782 $2,065
Travelers $1,663 $1,751 $1,504 $1,601 $4,549 $5,609 $1,772 $1,866
USAA $1,651 $1,687 $1,486 $1,493 $5,782 $6,629 $2,160 $2,310

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Minimum Car Insurance in Ridgely, TN

Every driver must carry the minimum car insurance in Ridgely, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Ridgely, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Ridgely, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ridgely, TN. Compare credit history car insurance rates in Ridgely from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ridgely, Tennessee

Insurance Company Poor Fair Good
Allstate $6,088 $4,653 $3,560
Farmers $4,131 $3,218 $3,043
GEICO $4,184 $3,571 $3,281
Liberty Mutual $8,589 $5,250 $4,113
Nationwide $3,894 $3,084 $2,730
Progressive $3,965 $3,399 $3,170
State Farm $3,721 $2,232 $1,734
Travelers $3,237 $2,530 $1,852
USAA $4,213 $2,460 $2,027

Cheapest Ridgely, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ridgely, TN to rates for a clean record with top companies.

Annual Ridgely, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,010 $4,767 $5,722 $4,569
Farmers $2,959 $3,653 $3,747 $3,497
GEICO $2,643 $3,577 $5,852 $2,643
Liberty Mutual $4,867 $6,982 $6,498 $5,588
Nationwide $2,795 $2,795 $4,216 $3,138
Progressive $3,096 $4,002 $3,298 $3,648
State Farm $2,342 $2,783 $2,562 $2,562
Travelers $2,064 $2,642 $2,916 $2,536
USAA $2,112 $3,156 $3,714 $2,617

Cheapest Ridgely, TN Car Insurance for Teen Drivers

Teen car insurance in Ridgely, TN can be expensive. Take a look at rates from the top car insurance companies in Ridgely for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ridgely, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,252 $11,139
Farmers $7,422 $7,902
GEICO $7,225 $7,395
Liberty Mutual $14,124 $15,694
Nationwide $5,594 $7,251
Progressive $7,936 $8,947
State Farm $4,727 $5,926
Travelers $4,549 $5,609
USAA $5,782 $6,629

Cheapest Ridgely, TN Car Insurance for Seniors

Take a look at Ridgely, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ridgely, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,509 $2,606
Farmers $1,674 $1,830
GEICO $2,321 $2,321
Liberty Mutual $2,978 $3,330
Nationwide $1,878 $1,915
Progressive $1,489 $1,551
State Farm $1,419 $1,419
Travelers $1,504 $1,601
USAA $1,486 $1,493

Cheapest Ridgely, TN Car Insurance Rates After a DUI

A DUI in Ridgely, TN increases car insurance rates. Compare Ridgely, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ridgely, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,722
Farmers $3,747
GEICO $5,852
Liberty Mutual $6,498
Nationwide $4,216
Progressive $3,298
State Farm $2,562
Travelers $2,916
USAA $3,714

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Cheapest Ridgely, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ridgely, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ridgely, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,767 $4,767
Farmers $3,464 $3,464
GEICO $3,663 $3,694
Liberty Mutual $5,984 $5,984
Nationwide $3,236 $3,236
Progressive $3,511 $3,511
State Farm $2,501 $2,623
Travelers $2,440 $2,639
USAA $2,817 $2,983

The Best Cheap Car Insurance Companies in Ridgely, TN

Take a look at a side-by-side comparison of the top car insurance companies in Ridgely, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ridgely, Tennessee

Insurance Company Average Annual Rates
Allstate $4,767
Farmers $3,464
GEICO $3,679
Liberty Mutual $5,984
Nationwide $3,236
Progressive $3,511
State Farm $2,562
Travelers $2,539
USAA $2,900

Category Winners: Cheapest Car Insurance in Ridgely, Tennessee

Find the cheapest car insurance companies in Ridgely, TN for each category right here.

Best Annual Car Insurance Rates by Company in Ridgely, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors State Farm
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Travelers

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Cheapest Ridgely, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ridgely car insurance rates. Find the cheapest Ridgely, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ridgely, Tennessee

Insurance Company Low Medium High
Allstate $4,598 $4,755 $4,947
Farmers $3,259 $3,446 $3,688
GEICO $3,519 $3,672 $3,846
Liberty Mutual $5,720 $5,980 $6,250
Nationwide $3,267 $3,162 $3,279
Progressive $3,309 $3,511 $3,713
State Farm $2,421 $2,574 $2,692
Travelers $2,395 $2,538 $2,686
USAA $2,805 $2,889 $3,005

What affects car insurance rates in Ridgely, Tennessee?

What factors can have an impact on Ridgely, TN car insurance? There are several reasons why Ridgely car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ridgely, Tennessee.

Commute Time in Ridgely

The more time you spend in your car the higher the risk of an accident. The average commute length in Ridgely, TN is 17.5 minutes according to City-Data.

Compare Car Insurance Quotes in Ridgely, TN

Ready to find affordable Ridgely, Tennessee car insurance today? Enter your ZIP code for fast, free Ridgely, TN car insurance quotes.

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