Compare Ridgeview, SD Car Insurance Rates (2021)

Car insurance in Ridgeview, SD averages $369 a month. Ridgeview, South Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Ridgeview car insurance rates, compare quotes from the top car insurance companies in Ridgeview, SD.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Ridgeview for teen drivers is State Farm
  • Average car insurance rates in Ridgeview, SD after a DUI are $5,381/year
  • Average car insurance rates in Ridgeview, SD are $4,422/year

If you need to buy Ridgeview, South Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Ridgeview, SD is right here.

You’ll find Ridgeview car insurance rates, the cheapest Ridgeview, SD car insurance companies, and information on South Dakota car insurance laws. You can also compare Ridgeview, South Dakota car insurance rates to Pierre car insurance rates, Mitchell car insurance rates, and Yankton car insurance rates.

Ready to find affordable Ridgeview, SD car insurance today? Enter your ZIP code for fast, free Ridgeview car insurance quotes.

Cheapest Ridgeview, SD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ridgeview, SD car insurance rates? Every Ridgeview, South Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ridgeview, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,508 $2,560 $2,214 $2,369 $10,421 $12,451 $2,835 $3,096
American Family $2,939 $2,939 $2,598 $2,598 $6,026 $8,854 $2,939 $3,613
Farmers $2,242 $2,256 $1,978 $2,049 $9,492 $9,883 $2,487 $2,661
GEICO $3,279 $3,096 $3,153 $2,905 $6,339 $7,536 $2,881 $2,795
Liberty Mutual $4,662 $5,082 $3,678 $4,471 $17,102 $19,205 $4,927 $5,496
Nationwide $2,280 $2,349 $2,031 $2,179 $4,969 $6,458 $2,557 $2,791
Progressive $2,443 $2,425 $2,009 $2,064 $8,424 $9,613 $3,061 $3,188
State Farm $2,142 $2,142 $1,802 $1,802 $4,634 $6,037 $2,383 $2,640

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Minimum Car Insurance in Ridgeview, SD

Every driver must carry the minimum car insurance in Ridgeview, SD. Take a look at the South Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Ridgeview, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ridgeview, SD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ridgeview, SD. Compare credit history car insurance rates in Ridgeview from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ridgeview, South Dakota

Insurance Company Poor Fair Good
Allstate $5,860 $4,583 $3,977
American Family $5,228 $3,769 $3,193
Farmers $4,684 $3,934 $3,776
GEICO $6,479 $3,286 $2,229
Liberty Mutual $11,735 $6,997 $5,501
Nationwide $3,886 $3,046 $2,674
Progressive $4,823 $3,978 $3,659
State Farm $4,293 $2,565 $1,986

Cheapest Ridgeview, SD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ridgeview, SD to rates for a clean record with top companies.

Annual Ridgeview, South Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,979 $4,630 $6,159 $4,459
American Family $2,949 $4,337 $5,591 $3,376
Farmers $3,535 $4,439 $4,331 $4,219
GEICO $2,501 $4,261 $6,730 $2,501
Liberty Mutual $6,826 $8,421 $8,802 $8,262
Nationwide $2,301 $3,211 $4,618 $2,678
Progressive $3,588 $4,822 $3,873 $4,330
State Farm $2,806 $3,089 $2,948 $2,948

Cheapest Ridgeview, SD Car Insurance for Teen Drivers

Teen car insurance in Ridgeview, SD can be expensive. Take a look at rates from the top car insurance companies in Ridgeview for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ridgeview, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,421 $12,451
American Family $6,026 $8,854
Farmers $9,492 $9,883
GEICO $6,339 $7,536
Liberty Mutual $17,102 $19,205
Nationwide $4,969 $6,458
Progressive $8,424 $9,613
State Farm $4,634 $6,037

Cheapest Ridgeview, SD Car Insurance for Seniors

Take a look at Ridgeview, SD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ridgeview, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,214 $2,369
American Family $2,598 $2,598
Farmers $1,978 $2,049
GEICO $3,153 $2,905
Liberty Mutual $3,678 $4,471
Nationwide $2,031 $2,179
Progressive $2,009 $2,064
State Farm $1,802 $1,802

Cheapest Ridgeview, SD Car Insurance Rates After a DUI

A DUI in Ridgeview, SD increases car insurance rates. Compare Ridgeview, South Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ridgeview, South Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,159
American Family $5,591
Farmers $4,331
GEICO $6,730
Liberty Mutual $8,802
Nationwide $4,618
Progressive $3,873
State Farm $2,948

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Cheapest Ridgeview, SD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ridgeview, SD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ridgeview, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,689 $4,924
American Family $4,013 $4,113
Farmers $4,131 $4,131
GEICO $3,952 $4,045
Liberty Mutual $8,078 $8,078
Nationwide $3,202 $3,202
Progressive $4,153 $4,153
State Farm $2,877 $3,019

The Best Cheap Car Insurance Companies in Ridgeview, SD

Take a look at a side-by-side comparison of the top car insurance companies in Ridgeview, SD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ridgeview, South Dakota

Insurance Company Average Annual Rates
Allstate $4,807
American Family $4,063
Farmers $4,131
GEICO $3,998
Liberty Mutual $8,078
Nationwide $3,202
Progressive $4,153
State Farm $2,948

Category Winners: Cheapest Car Insurance in Ridgeview, South Dakota

Find the cheapest car insurance companies in Ridgeview, SD for each category right here.

Best Annual Car Insurance Rates by Company in Ridgeview, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Nationwide
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Ridgeview, SD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ridgeview car insurance rates. Find the cheapest Ridgeview, SD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ridgeview, South Dakota

Insurance Company Low Medium High
Allstate $4,654 $4,798 $4,968
American Family $4,106 $4,185 $3,899
Farmers $3,982 $4,094 $4,316
GEICO $3,920 $3,995 $4,080
Liberty Mutual $7,947 $8,066 $8,221
Nationwide $3,029 $3,189 $3,388
Progressive $4,063 $4,122 $4,275
State Farm $2,887 $2,949 $3,008

Compare Car Insurance Quotes in Ridgeview, SD

Ready to find affordable Ridgeview, South Dakota car insurance today? Enter your ZIP code for fast, free Ridgeview, SD car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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