Compare Ridgeville, IN Car Insurance Rates (2021)

Car insurance in Ridgeville, IN averages $257 a month. Ridgeville, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Ridgeville car insurance rates, compare quotes from the top car insurance companies in Ridgeville, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ridgeville, IN are $3,078/year
  • The cheapest car insurance company in Ridgeville is USAA
  • The cheapest car insurance company in Ridgeville for teen drivers is USAA

If you need to buy Ridgeville, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Ridgeville, IN is right here.

You’ll find Ridgeville car insurance rates, the cheapest Ridgeville, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Ridgeville, Indiana car insurance rates to Indianapolis car insurance rates, Fort Wayne car insurance rates, and Carmel car insurance rates.

Ready to find affordable Ridgeville, IN car insurance today? Enter your ZIP code for fast, free Ridgeville car insurance quotes.

Cheapest Ridgeville, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ridgeville, IN car insurance rates? Every Ridgeville, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ridgeville, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,438 $2,500 $2,140 $2,343 $7,433 $9,380 $2,482 $2,695
American Family $2,016 $2,016 $1,815 $1,815 $5,542 $8,024 $2,016 $2,487
Farmers $1,545 $1,528 $1,330 $1,483 $7,917 $8,431 $2,004 $2,170
GEICO $1,421 $1,418 $1,334 $1,389 $4,188 $3,889 $1,625 $1,432
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,539 $1,574 $1,351 $1,442 $4,458 $5,787 $1,803 $1,970
Progressive $1,408 $1,331 $1,278 $1,285 $8,239 $9,271 $1,759 $1,795
State Farm $1,377 $1,377 $1,227 $1,227 $4,185 $5,358 $1,523 $1,698
Travelers $1,117 $1,138 $1,042 $1,045 $6,808 $10,804 $1,177 $1,369
USAA $993 $979 $918 $928 $2,738 $3,074 $1,341 $1,440

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Minimum Car Insurance in Ridgeville, IN

Every driver must carry the minimum car insurance in Ridgeville, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Ridgeville, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ridgeville, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ridgeville, IN. Compare credit history car insurance rates in Ridgeville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ridgeville, Indiana

Insurance Company Poor Fair Good
Allstate $4,873 $3,618 $3,289
American Family $4,398 $2,858 $2,394
Farmers $3,861 $3,138 $2,903
GEICO $2,509 $2,087 $1,665
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $2,835 $2,396 $2,240
Progressive $3,636 $3,218 $3,034
State Farm $3,273 $1,953 $1,514
Travelers $3,410 $2,890 $2,887
USAA $2,099 $1,377 $1,178

Cheapest Ridgeville, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ridgeville, IN to rates for a clean record with top companies.

Annual Ridgeville, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,139 $4,604 $4,239 $3,725
American Family $2,215 $3,546 $4,467 $2,638
Farmers $2,956 $3,446 $3,538 $3,264
GEICO $1,372 $2,152 $2,924 $1,900
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $2,144 $2,759 $2,646 $2,413
Progressive $2,476 $4,320 $2,951 $3,436
State Farm $2,194 $2,406 $2,194 $2,194
Travelers $2,604 $3,213 $3,640 $2,793
USAA $1,174 $1,665 $1,913 $1,453

Cheapest Ridgeville, IN Car Insurance for Teen Drivers

Teen car insurance in Ridgeville, IN can be expensive. Take a look at rates from the top car insurance companies in Ridgeville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ridgeville, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,433 $9,380
American Family $5,542 $8,024
Farmers $7,917 $8,431
GEICO $4,188 $3,889
Liberty Mutual $8,383 $12,656
Nationwide $4,458 $5,787
Progressive $8,239 $9,271
State Farm $4,185 $5,358
Travelers $6,808 $10,804
USAA $2,738 $3,074

Cheapest Ridgeville, IN Car Insurance for Seniors

Take a look at Ridgeville, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ridgeville, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,140 $2,343
American Family $1,815 $1,815
Farmers $1,330 $1,483
GEICO $1,334 $1,389
Liberty Mutual $3,522 $3,522
Nationwide $1,351 $1,442
Progressive $1,278 $1,285
State Farm $1,227 $1,227
Travelers $1,042 $1,045
USAA $918 $928

Cheapest Ridgeville, IN Car Insurance Rates After a DUI

A DUI in Ridgeville, IN increases car insurance rates. Compare Ridgeville, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ridgeville, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,239
American Family $4,467
Farmers $3,538
GEICO $2,924
Liberty Mutual $8,085
Nationwide $2,646
Progressive $2,951
State Farm $2,194
Travelers $3,640
USAA $1,913

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Cheapest Ridgeville, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ridgeville, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ridgeville, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,926 $3,926
American Family $3,178 $3,255
Farmers $3,301 $3,301
GEICO $2,049 $2,125
Liberty Mutual $5,455 $5,752
Nationwide $2,490 $2,490
Progressive $3,296 $3,296
State Farm $2,183 $2,310
Travelers $3,062 $3,062
USAA $1,531 $1,572

The Best Cheap Car Insurance Companies in Ridgeville, IN

Take a look at a side-by-side comparison of the top car insurance companies in Ridgeville, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ridgeville, Indiana

Insurance Company Average Annual Rates
Allstate $3,926
American Family $3,217
Farmers $3,301
GEICO $2,087
Liberty Mutual $5,604
Nationwide $2,490
Progressive $3,296
State Farm $2,247
Travelers $3,062
USAA $1,551

Category Winners: Cheapest Car Insurance in Ridgeville, Indiana

Find the cheapest car insurance companies in Ridgeville, IN for each category right here.

Best Annual Car Insurance Rates by Company in Ridgeville, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Ridgeville, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ridgeville car insurance rates. Find the cheapest Ridgeville, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ridgeville, Indiana

Insurance Company Low Medium High
Allstate $3,733 $3,911 $4,136
American Family $3,186 $3,324 $3,140
Farmers $3,193 $3,294 $3,415
GEICO $1,945 $2,081 $2,235
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $2,537 $2,470 $2,464
Progressive $3,113 $3,244 $3,531
State Farm $2,143 $2,246 $2,351
Travelers $2,996 $3,091 $3,100
USAA $1,504 $1,548 $1,602

What affects car insurance rates in Ridgeville, Indiana?

What factors can have an impact on Ridgeville, IN car insurance? There are several reasons why Ridgeville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ridgeville, Indiana.

Commute Time in Ridgeville

The more time you spend in your car the higher the risk of an accident. The average commute length in Ridgeville, IN is 26.8 minutes according to City-Data.

Compare Car Insurance Quotes in Ridgeville, IN

Ready to find affordable Ridgeville, Indiana car insurance today? Enter your ZIP code for fast, free Ridgeville, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State