Compare Ridgeway, NC Car Insurance Rates (2021)

Car insurance in Ridgeway, NC averages $302 a month. Ridgeway, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Ridgeway car insurance rates, compare quotes from the top car insurance companies in Ridgeway, NC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Ridgeway for teen drivers is Liberty Mutual
  • Average car insurance rates in Ridgeway, NC are $3,624/year
  • Average car insurance rates in Ridgeway, NC after a DUI are $6,899/year

If you need to buy Ridgeway, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Ridgeway, NC is right here.

You’ll find Ridgeway car insurance rates, the cheapest Ridgeway, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Ridgeway, North Carolina car insurance rates to Wilmington car insurance rates, Durham car insurance rates, and Fayetteville car insurance rates.

Ready to find affordable Ridgeway, NC car insurance today? Enter your ZIP code for fast, free Ridgeway car insurance quotes.

Cheapest Ridgeway, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ridgeway, NC car insurance rates? Every Ridgeway, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ridgeway, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,582 $5,582 $4,595 $4,595 $13,084 $13,084 $5,692 $5,692
GEICO $2,643 $2,595 $2,592 $2,547 $4,587 $4,548 $2,332 $2,319
Liberty Mutual $1,972 $1,972 $2,041 $2,041 $3,345 $3,345 $1,972 $1,972
Nationwide $2,632 $2,632 $2,632 $2,632 $4,326 $4,326 $2,632 $2,632
Progressive $2,075 $2,075 $1,864 $1,864 $4,400 $4,400 $2,284 $2,284
State Farm $3,203 $3,203 $2,767 $2,767 $4,716 $4,716 $3,965 $3,965
Travelers $2,928 $2,928 $2,904 $2,904 $4,765 $4,765 $3,006 $3,006

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Minimum Car Insurance in Ridgeway, NC

Every driver must carry the minimum car insurance in Ridgeway, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Ridgeway, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ridgeway, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ridgeway, NC. Compare credit history car insurance rates in Ridgeway from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ridgeway, North Carolina

Insurance Company Poor Fair Good
Allstate $9,843 $6,338 $5,533
GEICO $3,263 $3,005 $2,794
Liberty Mutual $2,333 $2,333 $2,333
Nationwide $3,055 $3,055 $3,055
Progressive $2,994 $2,598 $2,375
State Farm $5,158 $3,285 $2,545
Travelers $3,636 $3,303 $3,264

Cheapest Ridgeway, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ridgeway, NC to rates for a clean record with top companies.

Annual Ridgeway, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,894 $6,887 $12,882 $5,289
GEICO $1,563 $2,348 $5,990 $2,180
Liberty Mutual $1,376 $1,777 $4,402 $1,777
Nationwide $1,780 $2,314 $5,812 $2,314
Progressive $1,245 $1,832 $5,767 $1,778
State Farm $1,934 $2,815 $7,088 $2,815
Travelers $2,002 $2,645 $6,354 $2,602

Cheapest Ridgeway, NC Car Insurance for Teen Drivers

Teen car insurance in Ridgeway, NC can be expensive. Take a look at rates from the top car insurance companies in Ridgeway for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ridgeway, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,084 $13,084
GEICO $4,587 $4,548
Liberty Mutual $3,345 $3,345
Nationwide $4,326 $4,326
Progressive $4,400 $4,400
State Farm $4,716 $4,716
Travelers $4,765 $4,765

Cheapest Ridgeway, NC Car Insurance for Seniors

Take a look at Ridgeway, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ridgeway, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,595 $4,595
GEICO $2,592 $2,547
Liberty Mutual $2,041 $2,041
Nationwide $2,632 $2,632
Progressive $1,864 $1,864
State Farm $2,767 $2,767
Travelers $2,904 $2,904

Cheapest Ridgeway, NC Car Insurance Rates After a DUI

A DUI in Ridgeway, NC increases car insurance rates. Compare Ridgeway, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ridgeway, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $12,882
GEICO $5,990
Liberty Mutual $4,402
Nationwide $5,812
Progressive $5,767
State Farm $7,088
Travelers $6,354

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Cheapest Ridgeway, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ridgeway, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ridgeway, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,238 $7,238
GEICO $3,020 $3,020
Liberty Mutual $2,333 $2,333
Nationwide $3,055 $3,055
Progressive $2,655 $2,655
State Farm $3,651 $3,675
Travelers $3,401 $3,401

The Best Cheap Car Insurance Companies in Ridgeway, NC

Take a look at a side-by-side comparison of the top car insurance companies in Ridgeway, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ridgeway, North Carolina

Insurance Company Average Annual Rates
Allstate $7,238
GEICO $3,020
Liberty Mutual $2,333
Nationwide $3,055
Progressive $2,655
State Farm $3,663
Travelers $3,401

Category Winners: Cheapest Car Insurance in Ridgeway, North Carolina

Find the cheapest car insurance companies in Ridgeway, NC for each category right here.

Best Annual Car Insurance Rates by Company in Ridgeway, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Ridgeway, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ridgeway car insurance rates. Find the cheapest Ridgeway, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ridgeway, North Carolina

Insurance Company Low Medium High
Allstate $7,005 $7,216 $7,494
GEICO $2,892 $3,011 $3,158
Liberty Mutual $2,231 $2,320 $2,447
Nationwide $2,938 $3,043 $3,185
Progressive $2,539 $2,643 $2,785
State Farm $3,508 $3,645 $3,836
Travelers $3,273 $3,386 $3,544

Compare Car Insurance Quotes in Ridgeway, NC

Ready to find affordable Ridgeway, North Carolina car insurance today? Enter your ZIP code for fast, free Ridgeway, NC car insurance quotes.

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