Compare Ridgeway, WV Car Insurance Rates (2021)

Car insurance in Ridgeway, WV averages $304 a month. Ridgeway, West Virginia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Ridgeway car insurance rates, compare quotes from the top car insurance companies in Ridgeway, WV.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Ridgeway for teen drivers is State Farm
  • Average car insurance rates in Ridgeway, WV after a DUI are $4,459/year
  • Average car insurance rates in Ridgeway, WV are $3,646/year

If you need to buy Ridgeway, West Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Ridgeway, WV is right here.

You’ll find Ridgeway car insurance rates, the cheapest Ridgeway, WV car insurance companies, and information on West Virginia car insurance laws. You can also compare Ridgeway, West Virginia car insurance rates to Charleston car insurance rates, Bluefield car insurance rates, and Beckley car insurance rates.

Ready to find affordable Ridgeway, WV car insurance today? Enter your ZIP code for fast, free Ridgeway car insurance quotes.

Cheapest Ridgeway, WV Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ridgeway, WV car insurance rates? Every Ridgeway, West Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ridgeway, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,586 $2,406 $2,311 $2,317 $9,181 $9,589 $2,867 $2,874
GEICO $2,274 $2,242 $2,164 $2,098 $5,574 $6,721 $2,185 $2,277
Liberty Mutual $3,756 $4,084 $3,016 $3,667 $13,850 $15,628 $3,899 $4,306
Nationwide $1,789 $1,816 $1,635 $1,711 $4,520 $5,700 $2,008 $2,145
Progressive $2,098 $2,018 $1,940 $1,938 $9,124 $10,255 $2,516 $2,592
State Farm $1,439 $1,439 $1,297 $1,297 $3,206 $4,134 $1,698 $1,344
USAA $1,683 $1,661 $1,561 $1,577 $5,532 $6,132 $2,176 $2,340

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Minimum Car Insurance in Ridgeway, WV

Every driver must carry the minimum car insurance in Ridgeway, WV. Take a look at the West Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Ridgeway, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ridgeway, WV Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ridgeway, WV. Compare credit history car insurance rates in Ridgeway from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ridgeway, West Virginia

Insurance Company Poor Fair Good
Allstate $5,165 $4,114 $3,520
GEICO $3,849 $3,130 $2,597
Liberty Mutual $9,363 $5,718 $4,497
Nationwide $3,034 $2,565 $2,398
Progressive $4,540 $3,959 $3,682
State Farm $2,842 $1,737 $1,367
USAA $4,184 $2,398 $1,916

Cheapest Ridgeway, WV Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ridgeway, WV to rates for a clean record with top companies.

Annual Ridgeway, West Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,614 $4,272 $5,085 $4,095
GEICO $1,977 $3,177 $5,493 $2,121
Liberty Mutual $5,357 $6,736 $7,480 $6,531
Nationwide $2,145 $2,838 $3,298 $2,382
Progressive $3,450 $4,620 $4,123 $4,047
State Farm $1,820 $2,143 $1,982 $1,982
USAA $2,229 $2,631 $3,754 $2,716

Cheapest Ridgeway, WV Car Insurance for Teen Drivers

Teen car insurance in Ridgeway, WV can be expensive. Take a look at rates from the top car insurance companies in Ridgeway for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ridgeway, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,181 $9,589
GEICO $5,574 $6,721
Liberty Mutual $13,850 $15,628
Nationwide $4,520 $5,700
Progressive $9,124 $10,255
State Farm $3,206 $4,134
USAA $5,532 $6,132

Cheapest Ridgeway, WV Car Insurance for Seniors

Take a look at Ridgeway, WV senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ridgeway, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,311 $2,317
GEICO $2,164 $2,098
Liberty Mutual $3,016 $3,667
Nationwide $1,635 $1,711
Progressive $1,940 $1,938
State Farm $1,297 $1,297
USAA $1,561 $1,577

Cheapest Ridgeway, WV Car Insurance Rates After a DUI

A DUI in Ridgeway, WV increases car insurance rates. Compare Ridgeway, West Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ridgeway, West Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,085
GEICO $5,493
Liberty Mutual $7,480
Nationwide $3,298
Progressive $4,123
State Farm $1,982
USAA $3,754

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Cheapest Ridgeway, WV Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ridgeway, WV by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ridgeway, West Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,266 $4,266
GEICO $3,157 $3,226
Liberty Mutual $6,526 $6,526
Nationwide $2,666 $2,666
Progressive $4,060 $4,060
State Farm $1,930 $2,034
USAA $2,800 $2,866

The Best Cheap Car Insurance Companies in Ridgeway, WV

Take a look at a side-by-side comparison of the top car insurance companies in Ridgeway, WV to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ridgeway, West Virginia

Insurance Company Average Annual Rates
Allstate $4,266
GEICO $3,192
Liberty Mutual $6,526
Nationwide $2,666
Progressive $4,060
State Farm $1,982
USAA $2,833

Category Winners: Cheapest Car Insurance in Ridgeway, West Virginia

Find the cheapest car insurance companies in Ridgeway, WV for each category right here.

Best Annual Car Insurance Rates by Company in Ridgeway, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Ridgeway, WV Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ridgeway car insurance rates. Find the cheapest Ridgeway, WV car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ridgeway, West Virginia

Insurance Company Low Medium High
Allstate $4,135 $4,260 $4,404
GEICO $3,005 $3,199 $3,372
Liberty Mutual $6,216 $6,510 $6,851
Nationwide $2,616 $2,651 $2,730
Progressive $3,900 $4,018 $4,263
State Farm $1,857 $1,975 $2,113
USAA $2,738 $2,828 $2,933

Compare Car Insurance Quotes in Ridgeway, WV

Ready to find affordable Ridgeway, West Virginia car insurance today? Enter your ZIP code for fast, free Ridgeway, WV car insurance quotes.

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