Compare Riga, MI Car Insurance Rates (2021)

Car insurance in Riga, MI averages $767 a month. Riga, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Riga car insurance rates, compare quotes from the top car insurance companies in Riga, MI.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Riga for teen drivers is USAA
  • Average car insurance rates in Riga, MI are $9,198/year
  • The cheapest car insurance company in Riga is USAA

If you need to buy Riga, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Riga, MI is right here.

You’ll find Riga car insurance rates, the cheapest Riga, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Riga, Michigan car insurance rates to Ann Arbor car insurance rates, Lansing car insurance rates, and Troy car insurance rates.

Ready to find affordable Riga, MI car insurance today? Enter your ZIP code for fast, free Riga car insurance quotes.

Cheapest Riga, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Riga, MI car insurance rates? Every Riga, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Riga, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,567 $16,567 $15,386 $15,386 $41,246 $41,246 $17,456 $17,456
Farmers $4,156 $4,156 $3,889 $3,889 $8,934 $8,934 $4,660 $4,660
GEICO $4,771 $4,771 $4,890 $4,890 $12,915 $12,915 $4,537 $4,537
Liberty Mutual $14,345 $14,345 $14,206 $14,206 $33,321 $33,321 $14,345 $14,345
Nationwide $2,608 $2,608 $2,355 $2,355 $5,982 $5,982 $2,809 $2,809
Progressive $2,961 $2,734 $2,620 $2,942 $10,721 $11,345 $3,434 $3,133
State Farm $6,421 $6,421 $5,949 $5,949 $22,388 $22,388 $7,535 $7,535
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,385 $2,254 $2,246 $2,118 $5,755 $5,450 $2,890 $2,764

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Riga, MI

Every driver must carry the minimum car insurance in Riga, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Riga, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Riga, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Riga, MI. Compare credit history car insurance rates in Riga from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Riga, Michigan

Insurance Company Poor Fair Good
Allstate $34,365 $19,040 $14,586
Farmers $7,231 $4,687 $4,311
GEICO $8,726 $6,405 $5,204
Liberty Mutual $30,138 $17,407 $9,617
Nationwide $4,285 $3,243 $2,788
Progressive $5,762 $4,844 $4,353
State Farm $17,136 $8,681 $5,902
Travelers $6,813 $6,608 $6,525
USAA $4,818 $2,767 $2,113

Cheapest Riga, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Riga, MI to rates for a clean record with top companies.

Annual Riga, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,002 $14,722 $49,505 $15,425
Farmers $4,556 $5,783 $5,723 $5,577
GEICO $2,365 $5,043 $15,319 $4,386
Liberty Mutual $13,026 $15,959 $30,358 $16,873
Nationwide $2,971 $3,886 $3,573 $3,324
Progressive $4,219 $5,558 $4,999 $5,170
State Farm $6,744 $8,076 $17,399 $10,074
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,607 $3,246 $4,240 $2,838

Cheapest Riga, MI Car Insurance for Teen Drivers

Teen car insurance in Riga, MI can be expensive. Take a look at rates from the top car insurance companies in Riga for teenagers.

Annual Car Insurance Rates for Teen Drivers in Riga, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,246 $41,246
Farmers $8,934 $8,934
GEICO $12,915 $12,915
Liberty Mutual $33,321 $33,321
Nationwide $5,982 $5,982
Progressive $10,721 $11,345
State Farm $22,388 $22,388
Travelers $13,395 $13,395
USAA $5,755 $5,450

Cheapest Riga, MI Car Insurance for Seniors

Take a look at Riga, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Riga, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,386 $15,386
Farmers $3,889 $3,889
GEICO $4,890 $4,890
Liberty Mutual $14,206 $14,206
Nationwide $2,355 $2,355
Progressive $2,620 $2,942
State Farm $5,949 $5,949
Travelers $3,858 $3,858
USAA $2,246 $2,118

Cheapest Riga, MI Car Insurance Rates After a DUI

A DUI in Riga, MI increases car insurance rates. Compare Riga, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Riga, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $49,505
Farmers $5,723
GEICO $15,319
Liberty Mutual $30,358
Nationwide $3,573
Progressive $4,999
State Farm $17,399
Travelers $10,331
USAA $4,240

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Riga, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Riga, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Riga, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $22,664 $22,664
Farmers $5,410 $5,410
GEICO $6,625 $6,932
Liberty Mutual $18,409 $19,699
Nationwide $3,438 $3,438
Progressive $4,986 $4,986
State Farm $10,291 $10,855
Travelers $6,611 $6,686
USAA $3,196 $3,269

The Best Cheap Car Insurance Companies in Riga, MI

Take a look at a side-by-side comparison of the top car insurance companies in Riga, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Riga, Michigan

Insurance Company Average Annual Rates
Allstate $22,664
Farmers $5,410
GEICO $6,778
Liberty Mutual $19,054
Nationwide $3,438
Progressive $4,986
State Farm $10,573
Travelers $6,649
USAA $3,233

Category Winners: Cheapest Car Insurance in Riga, Michigan

Find the cheapest car insurance companies in Riga, MI for each category right here.

Best Annual Car Insurance Rates by Company in Riga, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Riga, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Riga car insurance rates. Find the cheapest Riga, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Riga, Michigan

Insurance Company Low Medium High
Allstate $22,006 $22,722 $23,263
Farmers $5,277 $5,398 $5,554
GEICO $6,257 $6,702 $7,376
Liberty Mutual $18,530 $19,002 $19,630
Nationwide $3,583 $3,386 $3,347
Progressive $4,827 $4,993 $5,139
State Farm $10,059 $10,636 $11,024
Travelers $6,575 $6,656 $6,715
USAA $3,136 $3,240 $3,321

What affects car insurance rates in Riga, Michigan?

What factors can have an impact on Riga, MI car insurance? There are several reasons why Riga car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Riga, Michigan.

Traffic in Riga

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Riga, MI traffic data from INRIX ranks Riga as the 17th-most congested in the world.

Compare Car Insurance Quotes in Riga, MI

Ready to find affordable Riga, Michigan car insurance today? Enter your ZIP code for fast, free Riga, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption