Compare Riggins, ID Car Insurance Rates (2021)

Car insurance in Riggins, ID averages $247 a month. Riggins, Idaho car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Riggins car insurance rates, compare quotes from the top car insurance companies in Riggins, ID.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Riggins, ID are $2,960/year
  • The cheapest car insurance company in Riggins for teen drivers is USAA
  • The cheapest car insurance company in Riggins is State Farm

If you need to buy Riggins, Idaho car insurance, the options can be confusing. Everything you need to know about car insurance in Riggins, ID is right here.

You’ll find Riggins car insurance rates, the cheapest Riggins, ID car insurance companies, and information on Idaho car insurance laws. You can also compare Riggins, Idaho car insurance rates to Post Falls car insurance rates, Twin Falls car insurance rates, and Boise City car insurance rates.

Ready to find affordable Riggins, ID car insurance today? Enter your ZIP code for fast, free Riggins car insurance quotes.

Cheapest Riggins, ID Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Riggins, ID car insurance rates? Every Riggins, Idaho car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Riggins, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,585 $2,569 $2,243 $2,323 $9,553 $11,076 $2,895 $3,078
American Family $2,088 $2,088 $1,859 $1,859 $7,355 $9,596 $2,088 $2,629
Farmers $1,664 $1,651 $1,470 $1,552 $7,947 $8,215 $1,922 $2,035
GEICO $2,016 $1,991 $1,919 $1,863 $4,278 $5,328 $2,718 $2,106
Liberty Mutual $1,426 $1,538 $1,158 $1,290 $4,493 $4,992 $1,515 $1,606
Nationwide $1,953 $2,004 $1,758 $1,869 $4,758 $5,894 $2,281 $2,460
State Farm $1,211 $1,211 $1,089 $1,089 $3,599 $4,534 $1,366 $1,579
Travelers $1,383 $1,405 $1,391 $1,381 $6,687 $10,479 $1,470 $1,696
USAA $1,173 $1,178 $1,137 $1,126 $3,833 $4,295 $1,557 $1,687

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Minimum Car Insurance in Riggins, ID

Every driver must carry the minimum car insurance in Riggins, ID. Take a look at the Idaho car insurance requirements.

Minimum Required Car Insurance Coverage in Riggins, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Riggins, ID Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Riggins, ID. Compare credit history car insurance rates in Riggins from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Riggins, Idaho

Insurance Company Poor Fair Good
Allstate $5,995 $4,074 $3,552
American Family $4,776 $3,404 $2,905
Farmers $3,735 $3,163 $3,023
GEICO $3,377 $2,696 $2,260
Liberty Mutual $3,217 $1,974 $1,565
Nationwide $3,437 $2,761 $2,418
State Farm $2,754 $1,740 $1,385
Travelers $3,712 $3,116 $2,882
USAA $2,941 $1,695 $1,359

Cheapest Riggins, ID Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Riggins, ID to rates for a clean record with top companies.

Annual Riggins, Idaho Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,733 $4,695 $5,286 $4,447
American Family $2,917 $4,122 $4,444 $3,299
Farmers $2,891 $3,656 $3,416 $3,264
GEICO $1,704 $2,720 $3,808 $2,879
Liberty Mutual $1,871 $2,340 $2,420 $2,378
Nationwide $2,184 $2,847 $3,997 $2,460
State Farm $1,789 $2,131 $1,960 $1,960
Travelers $1,997 $2,835 $4,943 $3,171
USAA $1,433 $2,042 $2,781 $1,737

Cheapest Riggins, ID Car Insurance for Teen Drivers

Teen car insurance in Riggins, ID can be expensive. Take a look at rates from the top car insurance companies in Riggins for teenagers.

Annual Car Insurance Rates for Teen Drivers in Riggins, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,553 $11,076
American Family $7,355 $9,596
Farmers $7,947 $8,215
GEICO $4,278 $5,328
Liberty Mutual $4,493 $4,992
Nationwide $4,758 $5,894
State Farm $3,599 $4,534
Travelers $6,687 $10,479
USAA $3,833 $4,295

Cheapest Riggins, ID Car Insurance for Seniors

Take a look at Riggins, ID senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Riggins, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,243 $2,323
American Family $1,859 $1,859
Farmers $1,470 $1,552
GEICO $1,919 $1,863
Liberty Mutual $1,158 $1,290
Nationwide $1,758 $1,869
State Farm $1,089 $1,089
Travelers $1,391 $1,381
USAA $1,137 $1,126

Cheapest Riggins, ID Car Insurance Rates After a DUI

A DUI in Riggins, ID increases car insurance rates. Compare Riggins, Idaho DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Riggins, Idaho

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,286
American Family $4,444
Farmers $3,416
GEICO $3,808
Liberty Mutual $2,420
Nationwide $3,997
State Farm $1,960
Travelers $4,943
USAA $2,781

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Cheapest Riggins, ID Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Riggins, ID by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Riggins, Idaho

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,540 $4,540
American Family $3,619 $3,771
Farmers $3,307 $3,307
GEICO $2,730 $2,825
Liberty Mutual $2,252 $2,252
Nationwide $2,872 $2,872
State Farm $1,913 $2,006
Travelers $3,236 $3,236
USAA $1,974 $2,022

The Best Cheap Car Insurance Companies in Riggins, ID

Take a look at a side-by-side comparison of the top car insurance companies in Riggins, ID to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Riggins, Idaho

Insurance Company Average Annual Rates
Allstate $4,540
American Family $3,695
Farmers $3,307
GEICO $2,778
Liberty Mutual $2,252
Nationwide $2,872
State Farm $1,960
Travelers $3,236
USAA $1,998

Category Winners: Cheapest Car Insurance in Riggins, Idaho

Find the cheapest car insurance companies in Riggins, ID for each category right here.

Best Annual Car Insurance Rates by Company in Riggins, Idaho

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Riggins, ID Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Riggins car insurance rates. Find the cheapest Riggins, ID car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Riggins, Idaho

Insurance Company Low Medium High
Allstate $4,401 $4,533 $4,687
American Family $3,705 $3,879 $3,502
Farmers $3,161 $3,274 $3,486
GEICO $2,640 $2,773 $2,920
Liberty Mutual $2,141 $2,249 $2,367
Nationwide $2,850 $3,016 $2,750
State Farm $1,855 $1,963 $2,060
Travelers $3,202 $3,283 $3,224
USAA $1,949 $1,995 $2,050

What affects car insurance rates in Riggins, Idaho?

What factors can have an impact on Riggins, ID car insurance? There are several reasons why Riggins car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Riggins, Idaho.

Commute Time in Riggins

The more time you spend in your car the higher the risk of an accident. The average commute length in Riggins, ID is 25.1 minutes according to City-Data.

Compare Car Insurance Quotes in Riggins, ID

Ready to find affordable Riggins, Idaho car insurance today? Enter your ZIP code for fast, free Riggins, ID car insurance quotes.

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