Compare Ringgold, LA Car Insurance Rates (2021)

Car insurance in Ringgold, LA averages $384 a month. Ringgold, Louisiana car insurance requirements are 15/30/25, but you might need full coverage insurance if your car is financed. To find cheap Ringgold car insurance rates, compare quotes from the top car insurance companies in Ringgold, LA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ringgold, LA are $4,613/year
  • The cheapest car insurance company in Ringgold is State Farm
  • The cheapest car insurance company in Ringgold for teen drivers is State Farm

If you need to buy Ringgold, Louisiana car insurance, the options can be confusing. Everything you need to know about car insurance in Ringgold, LA is right here.

You’ll find Ringgold car insurance rates, the cheapest Ringgold, LA car insurance companies, and information on Louisiana car insurance laws. You can also compare Ringgold, Louisiana car insurance rates to Lafayette car insurance rates, Houma car insurance rates, and Bossier City car insurance rates.

Ready to find affordable Ringgold, LA car insurance today? Enter your ZIP code for fast, free Ringgold car insurance quotes.

Cheapest Ringgold, LA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ringgold, LA car insurance rates? Every Ringgold, Louisiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ringgold, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,816 $3,816 $3,927 $3,927 $8,396 $10,626 $4,221 $4,581
GEICO $2,713 $3,121 $3,186 $3,852 $10,157 $10,802 $2,636 $2,596
Progressive $2,864 $2,687 $2,395 $2,568 $11,576 $12,896 $3,306 $3,437
State Farm $2,351 $2,351 $2,132 $2,132 $6,718 $8,433 $2,616 $2,947
USAA $2,370 $2,336 $2,286 $2,279 $7,025 $8,293 $2,932 $3,223

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Minimum Car Insurance in Ringgold, LA

Every driver must carry the minimum car insurance in Ringgold, LA. Take a look at the Louisiana car insurance requirements.

Minimum Required Car Insurance Coverage in Ringgold, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ringgold, LA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ringgold, LA. Compare credit history car insurance rates in Ringgold from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ringgold, Louisiana

Insurance Company Poor Fair Good
Allstate $7,120 $4,881 $4,240
GEICO $5,806 $5,040 $3,803
Progressive $5,898 $5,051 $4,700
State Farm $5,150 $3,310 $2,670
USAA $5,330 $3,382 $2,817

Cheapest Ringgold, LA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ringgold, LA to rates for a clean record with top companies.

Annual Ringgold, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,300 $6,515 $5,806 $5,034
GEICO $3,333 $5,370 $6,550 $4,280
Progressive $4,346 $5,838 $5,595 $5,085
State Farm $3,420 $4,000 $3,710 $3,710
USAA $2,930 $4,049 $4,899 $3,494

Cheapest Ringgold, LA Car Insurance for Teen Drivers

Teen car insurance in Ringgold, LA can be expensive. Take a look at rates from the top car insurance companies in Ringgold for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ringgold, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,396 $10,626
GEICO $10,157 $10,802
Progressive $11,576 $12,896
State Farm $6,718 $8,433
USAA $7,025 $8,293

Cheapest Ringgold, LA Car Insurance for Seniors

Take a look at Ringgold, LA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ringgold, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,927 $3,927
GEICO $3,186 $3,852
Progressive $2,395 $2,568
State Farm $2,132 $2,132
USAA $2,286 $2,279

Cheapest Ringgold, LA Car Insurance Rates After a DUI

A DUI in Ringgold, LA increases car insurance rates. Compare Ringgold, Louisiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ringgold, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,806
GEICO $6,550
Progressive $5,595
State Farm $3,710
USAA $4,899

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Cheapest Ringgold, LA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ringgold, LA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ringgold, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,414 $5,414
GEICO $4,788 $4,978
Progressive $5,216 $5,216
State Farm $3,617 $3,803
USAA $3,727 $3,959

The Best Cheap Car Insurance Companies in Ringgold, LA

Take a look at a side-by-side comparison of the top car insurance companies in Ringgold, LA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ringgold, Louisiana

Insurance Company Average Annual Rates
Allstate $5,414
GEICO $4,883
Progressive $5,216
State Farm $3,710
USAA $3,843

Category Winners: Cheapest Car Insurance in Ringgold, Louisiana

Find the cheapest car insurance companies in Ringgold, LA for each category right here.

Best Annual Car Insurance Rates by Company in Ringgold, Louisiana

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Ringgold, LA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ringgold car insurance rates. Find the cheapest Ringgold, LA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ringgold, Louisiana

Insurance Company Low Medium High
Allstate $4,745 $5,506 $5,990
GEICO $4,151 $4,899 $5,599
Progressive $4,511 $5,180 $5,957
State Farm $3,293 $3,701 $4,136
USAA $3,418 $3,892 $4,219

What affects car insurance rates in Ringgold, Louisiana?

What factors can have an impact on Ringgold, LA car insurance? There are several reasons why Ringgold car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ringgold, Louisiana.

Car Theft in Ringgold

High levels of vehicle theft can make car insurance more expensive. Ringgold, LA car theft statistics from the FBI indicate 0 vehicle thefts a year.

Commute Time in Ringgold

The more time you spend in your car the higher the risk of an accident. The average commute length in Ringgold, LA is 31.6 minutes according to City-Data.

Compare Car Insurance Quotes in Ringgold, LA

Ready to find affordable Ringgold, Louisiana car insurance today? Enter your ZIP code for fast, free Ringgold, LA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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