Compare Ringsted, IA Car Insurance Rates (2021)

Car insurance in Ringsted, IA averages $249 a month. Ringsted, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Ringsted car insurance rates, compare quotes from the top car insurance companies in Ringsted, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ringsted, IA are $2,983/year
  • The cheapest car insurance company in Ringsted is USAA
  • The cheapest car insurance company in Ringsted for teen drivers is USAA

If you need to buy Ringsted, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Ringsted, IA is right here.

You’ll find Ringsted car insurance rates, the cheapest Ringsted, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Ringsted, Iowa car insurance rates to Waterloo car insurance rates, West Des Moines car insurance rates, and Sioux City car insurance rates.

Ready to find affordable Ringsted, IA car insurance today? Enter your ZIP code for fast, free Ringsted car insurance quotes.

Cheapest Ringsted, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ringsted, IA car insurance rates? Every Ringsted, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ringsted, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,160 $2,073 $1,920 $1,954 $6,294 $7,089 $2,351 $2,417
American Family $1,999 $1,999 $1,787 $1,787 $5,322 $7,474 $1,999 $2,409
Farmers $1,478 $1,506 $1,324 $1,444 $4,449 $4,739 $2,000 $2,144
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,233 $2,424 $1,972 $2,401 $11,030 $12,421 $2,532 $2,787
Nationwide $1,725 $1,767 $1,539 $1,639 $4,031 $5,198 $1,960 $2,127
Progressive $1,534 $1,468 $1,262 $1,318 $3,839 $4,328 $1,837 $1,981
State Farm $1,358 $1,358 $1,195 $1,195 $3,718 $4,708 $1,527 $1,743
Travelers $2,527 $2,580 $2,448 $2,456 $11,110 $17,729 $2,623 $3,113
USAA $1,169 $1,184 $1,073 $1,096 $3,110 $3,307 $1,402 $1,549

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Minimum Car Insurance in Ringsted, IA

Every driver must carry the minimum car insurance in Ringsted, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Ringsted, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Ringsted, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ringsted, IA. Compare credit history car insurance rates in Ringsted from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ringsted, Iowa

Insurance Company Poor Fair Good
Allstate $3,929 $3,118 $2,800
American Family $3,950 $2,903 $2,439
Farmers $2,736 $2,270 $2,151
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,730 $4,167 $3,278
Nationwide $3,030 $2,381 $2,085
Progressive $2,588 $2,098 $1,902
State Farm $2,991 $1,850 $1,460
Travelers $6,273 $5,351 $5,096
USAA $2,283 $1,568 $1,358

Cheapest Ringsted, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ringsted, IA to rates for a clean record with top companies.

Annual Ringsted, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,787 $3,381 $3,843 $3,118
American Family $2,236 $3,271 $4,251 $2,630
Farmers $2,033 $2,522 $2,558 $2,430
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $4,077 $5,055 $5,147 $4,622
Nationwide $1,814 $2,597 $3,532 $2,050
Progressive $1,763 $2,898 $1,916 $2,207
State Farm $1,941 $2,259 $2,100 $2,100
Travelers $4,068 $5,411 $7,246 $5,568
USAA $1,329 $1,780 $2,313 $1,524

Cheapest Ringsted, IA Car Insurance for Teen Drivers

Teen car insurance in Ringsted, IA can be expensive. Take a look at rates from the top car insurance companies in Ringsted for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ringsted, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,294 $7,089
American Family $5,322 $7,474
Farmers $4,449 $4,739
GEICO $4,142 $3,866
Liberty Mutual $11,030 $12,421
Nationwide $4,031 $5,198
Progressive $3,839 $4,328
State Farm $3,718 $4,708
Travelers $11,110 $17,729
USAA $3,110 $3,307

Cheapest Ringsted, IA Car Insurance for Seniors

Take a look at Ringsted, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ringsted, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,920 $1,954
American Family $1,787 $1,787
Farmers $1,324 $1,444
GEICO $1,620 $1,483
Liberty Mutual $1,972 $2,401
Nationwide $1,539 $1,639
Progressive $1,262 $1,318
State Farm $1,195 $1,195
Travelers $2,448 $2,456
USAA $1,073 $1,096

Cheapest Ringsted, IA Car Insurance Rates After a DUI

A DUI in Ringsted, IA increases car insurance rates. Compare Ringsted, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ringsted, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,843
American Family $4,251
Farmers $2,558
GEICO $3,058
Liberty Mutual $5,147
Nationwide $3,532
Progressive $1,916
State Farm $2,100
Travelers $7,246
USAA $2,313

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Cheapest Ringsted, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ringsted, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ringsted, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,204 $3,361
American Family $3,061 $3,133
Farmers $2,386 $2,386
GEICO $2,195 $2,285
Liberty Mutual $4,725 $4,725
Nationwide $2,498 $2,498
Progressive $2,196 $2,196
State Farm $2,050 $2,151
Travelers $5,573 $5,573
USAA $1,673 $1,800

The Best Cheap Car Insurance Companies in Ringsted, IA

Take a look at a side-by-side comparison of the top car insurance companies in Ringsted, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ringsted, Iowa

Insurance Company Average Annual Rates
Allstate $3,282
American Family $3,097
Farmers $2,386
GEICO $2,240
Liberty Mutual $4,725
Nationwide $2,498
Progressive $2,196
State Farm $2,100
Travelers $5,573
USAA $1,736

Category Winners: Cheapest Car Insurance in Ringsted, Iowa

Find the cheapest car insurance companies in Ringsted, IA for each category right here.

Best Annual Car Insurance Rates by Company in Ringsted, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Ringsted, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ringsted car insurance rates. Find the cheapest Ringsted, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ringsted, Iowa

Insurance Company Low Medium High
Allstate $3,145 $3,287 $3,416
American Family $3,116 $3,269 $2,906
Farmers $2,288 $2,393 $2,476
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,523 $4,715 $4,937
Nationwide $2,595 $2,490 $2,410
Progressive $2,051 $2,202 $2,335
State Farm $1,997 $2,112 $2,192
Travelers $5,235 $5,658 $5,827
USAA $1,644 $1,742 $1,823

What affects car insurance rates in Ringsted, Iowa?

What factors can have an impact on Ringsted, IA car insurance? There are several reasons why Ringsted car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ringsted, Iowa.

Commute Time in Ringsted

The more time you spend in your car the higher the risk of an accident. The average commute length in Ringsted, IA is 24.5 minutes according to City-Data.

Compare Car Insurance Quotes in Ringsted, IA

Ready to find affordable Ringsted, Iowa car insurance today? Enter your ZIP code for fast, free Ringsted, IA car insurance quotes.

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