Compare Ringwood, NJ Car Insurance Rates (2021)

Car insurance in Ringwood, NJ averages $405 a month. Ringwood, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Ringwood car insurance rates, compare quotes from the top car insurance companies in Ringwood, NJ.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ringwood, NJ are $4,864/year
  • The cheapest car insurance company in Ringwood is GEICO
  • Average car insurance rates in Ringwood, NJ after a DUI are $5,739/year

If you need to buy Ringwood, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Ringwood, NJ is right here.

You’ll find Ringwood car insurance rates, the cheapest Ringwood, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Ringwood, New Jersey car insurance rates to Newark car insurance rates, Camden car insurance rates, and Clifton car insurance rates.

Ready to find affordable Ringwood, NJ car insurance today? Enter your ZIP code for fast, free Ringwood car insurance quotes.

Cheapest Ringwood, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ringwood, NJ car insurance rates? Every Ringwood, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ringwood, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,076 $3,060 $2,972 $2,972 $9,739 $12,084 $3,598 $3,748
Farmers $4,232 $4,270 $4,110 $4,030 $12,414 $14,276 $5,031 $5,162
GEICO $2,072 $2,036 $2,023 $2,023 $3,780 $3,827 $2,380 $2,344
Liberty Mutual $3,592 $3,592 $3,939 $3,939 $9,217 $10,454 $3,939 $4,513
Progressive $1,828 $1,696 $1,652 $1,695 $8,209 $9,071 $2,159 $2,079
State Farm $3,851 $3,851 $3,483 $3,483 $12,537 $16,096 $4,385 $4,899
Travelers $3,114 $3,024 $2,882 $2,906 $7,045 $7,929 $3,034 $3,005

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Minimum Car Insurance in Ringwood, NJ

Every driver must carry the minimum car insurance in Ringwood, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Ringwood, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Ringwood, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ringwood, NJ. Compare credit history car insurance rates in Ringwood from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ringwood, New Jersey

Insurance Company Poor Fair Good
Allstate $7,134 $4,654 $3,680
Farmers $7,931 $6,244 $5,896
GEICO $3,849 $2,221 $1,613
Liberty Mutual $6,824 $5,076 $4,295
Progressive $3,964 $3,470 $3,212
State Farm $9,501 $5,739 $4,480
Travelers $5,520 $4,055 $2,776

Cheapest Ringwood, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ringwood, NJ to rates for a clean record with top companies.

Annual Ringwood, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,867 $6,423 $5,630 $4,704
Farmers $5,180 $8,795 $7,150 $5,638
GEICO $1,996 $2,618 $3,632 $1,996
Liberty Mutual $5,187 $5,926 $5,293 $5,187
Progressive $3,063 $4,080 $3,489 $3,562
State Farm $3,582 $6,503 $10,444 $5,764
Travelers $3,166 $4,708 $4,534 $4,061

Cheapest Ringwood, NJ Car Insurance for Teen Drivers

Teen car insurance in Ringwood, NJ can be expensive. Take a look at rates from the top car insurance companies in Ringwood for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ringwood, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,739 $12,084
Farmers $12,414 $14,276
GEICO $3,780 $3,827
Liberty Mutual $9,217 $10,454
Progressive $8,209 $9,071
State Farm $12,537 $16,096
Travelers $7,045 $7,929

Cheapest Ringwood, NJ Car Insurance for Seniors

Take a look at Ringwood, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ringwood, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,972 $2,972
Farmers $4,110 $4,030
GEICO $2,023 $2,023
Liberty Mutual $3,939 $3,939
Progressive $1,652 $1,695
State Farm $3,483 $3,483
Travelers $2,882 $2,906

Cheapest Ringwood, NJ Car Insurance Rates After a DUI

A DUI in Ringwood, NJ increases car insurance rates. Compare Ringwood, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ringwood, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,630
Farmers $7,150
GEICO $3,632
Liberty Mutual $5,293
Progressive $3,489
State Farm $10,444
Travelers $4,534

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Cheapest Ringwood, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ringwood, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ringwood, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,146 $5,166
Farmers $6,691 $6,691
GEICO $2,540 $2,582
Liberty Mutual $5,346 $5,450
Progressive $3,549 $3,549
State Farm $6,407 $6,739
Travelers $4,117 $4,117

The Best Cheap Car Insurance Companies in Ringwood, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Ringwood, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ringwood, New Jersey

Insurance Company Average Annual Rates
Allstate $5,156
Farmers $6,691
GEICO $2,561
Liberty Mutual $5,398
Progressive $3,549
State Farm $6,573
Travelers $4,117

Category Winners: Cheapest Car Insurance in Ringwood, New Jersey

Find the cheapest car insurance companies in Ringwood, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Ringwood, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Ringwood, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ringwood car insurance rates. Find the cheapest Ringwood, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ringwood, New Jersey

Insurance Company Low Medium High
Allstate $4,780 $5,228 $5,460
Farmers $6,055 $6,666 $7,352
GEICO $2,299 $2,612 $2,772
Liberty Mutual $4,859 $5,556 $5,779
Progressive $3,228 $3,604 $3,814
State Farm $6,135 $6,655 $6,930
Travelers $3,792 $4,121 $4,439

What affects car insurance rates in Ringwood, New Jersey?

What factors can have an impact on Ringwood, NJ car insurance? There are several reasons why Ringwood car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ringwood, New Jersey.

Commute Time in Ringwood

The more time you spend in your car the higher the risk of an accident. The average commute length in Ringwood, NJ is 37.2 minutes according to City-Data.

Compare Car Insurance Quotes in Ringwood, NJ

Ready to find affordable Ringwood, New Jersey car insurance today? Enter your ZIP code for fast, free Ringwood, NJ car insurance quotes.

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