Compare Rio Frio, TX Car Insurance Rates (2021)

Car insurance in Rio Frio, TX averages $318 a month. Rio Frio, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Rio Frio car insurance rates, compare quotes from the top car insurance companies in Rio Frio, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Rio Frio, TX are $3,811/year
  • The cheapest car insurance company in Rio Frio for teen drivers is USAA
  • The cheapest car insurance company in Rio Frio is USAA

If you need to buy Rio Frio, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Rio Frio, TX is right here.

You’ll find Rio Frio car insurance rates, the cheapest Rio Frio, TX car insurance companies, and information on Texas car insurance laws. You can also compare Rio Frio, Texas car insurance rates to Corpus Christi car insurance rates, Fort Worth car insurance rates, and Houston car insurance rates.

Ready to find affordable Rio Frio, TX car insurance today? Enter your ZIP code for fast, free Rio Frio car insurance quotes.

Cheapest Rio Frio, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rio Frio, TX car insurance rates? Every Rio Frio, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rio Frio, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,412 $3,455 $3,371 $3,371 $8,768 $10,619 $4,221 $4,420
American Family $2,665 $2,959 $2,467 $2,820 $6,894 $9,033 $3,795 $4,322
GEICO $2,332 $2,506 $2,244 $2,522 $4,988 $5,211 $2,515 $2,518
Nationwide $2,231 $2,271 $1,977 $2,092 $6,172 $7,920 $2,606 $2,817
Progressive $2,971 $2,821 $2,637 $2,690 $12,485 $13,941 $3,525 $3,566
State Farm $1,880 $1,880 $1,663 $1,663 $4,336 $5,494 $2,033 $2,097
USAA $1,462 $1,473 $1,396 $1,390 $4,039 $4,406 $1,944 $2,090

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Minimum Car Insurance in Rio Frio, TX

Every driver must carry the minimum car insurance in Rio Frio, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Rio Frio, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Rio Frio, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rio Frio, TX. Compare credit history car insurance rates in Rio Frio from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rio Frio, Texas

Insurance Company Poor Fair Good
Allstate $6,623 $4,847 $4,144
American Family $6,023 $3,782 $3,303
GEICO $4,785 $2,714 $1,814
Nationwide $4,217 $3,379 $2,937
Progressive $6,292 $5,425 $5,021
State Farm $3,729 $2,318 $1,845
USAA $3,342 $1,930 $1,553

Cheapest Rio Frio, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rio Frio, TX to rates for a clean record with top companies.

Annual Rio Frio, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,099 $6,181 $6,440 $4,099
American Family $3,988 $5,060 $4,441 $3,988
GEICO $2,638 $3,463 $2,919 $3,398
Nationwide $3,051 $3,051 $4,500 $3,441
Progressive $4,854 $6,300 $5,687 $5,477
State Farm $2,355 $2,678 $3,136 $2,355
USAA $1,701 $2,502 $2,945 $1,951

Cheapest Rio Frio, TX Car Insurance for Teen Drivers

Teen car insurance in Rio Frio, TX can be expensive. Take a look at rates from the top car insurance companies in Rio Frio for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rio Frio, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,768 $10,619
American Family $6,894 $9,033
GEICO $4,988 $5,211
Nationwide $6,172 $7,920
Progressive $12,485 $13,941
State Farm $4,336 $5,494
USAA $4,039 $4,406

Cheapest Rio Frio, TX Car Insurance for Seniors

Take a look at Rio Frio, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rio Frio, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,371 $3,371
American Family $2,467 $2,820
GEICO $2,244 $2,522
Nationwide $1,977 $2,092
Progressive $2,637 $2,690
State Farm $1,663 $1,663
USAA $1,396 $1,390

Cheapest Rio Frio, TX Car Insurance Rates After a DUI

A DUI in Rio Frio, TX increases car insurance rates. Compare Rio Frio, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rio Frio, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,440
American Family $4,441
GEICO $2,919
Nationwide $4,500
Progressive $5,687
State Farm $3,136
USAA $2,945

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Cheapest Rio Frio, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rio Frio, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rio Frio, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,087 $5,323
American Family $4,369 $4,369
GEICO $3,045 $3,164
Nationwide $3,511 $3,511
Progressive $5,580 $5,580
State Farm $2,631 $2,631
USAA $2,246 $2,304

The Best Cheap Car Insurance Companies in Rio Frio, TX

Take a look at a side-by-side comparison of the top car insurance companies in Rio Frio, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rio Frio, Texas

Insurance Company Average Annual Rates
Allstate $5,205
American Family $4,369
GEICO $3,105
Nationwide $3,511
Progressive $5,580
State Farm $2,631
USAA $2,275

Category Winners: Cheapest Car Insurance in Rio Frio, Texas

Find the cheapest car insurance companies in Rio Frio, TX for each category right here.

Best Annual Car Insurance Rates by Company in Rio Frio, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Rio Frio, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rio Frio car insurance rates. Find the cheapest Rio Frio, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rio Frio, Texas

Insurance Company Low Medium High
Allstate $5,090 $5,162 $5,362
American Family $4,078 $4,215 $4,814
GEICO $2,946 $3,063 $3,304
Nationwide $3,774 $3,360 $3,398
Progressive $5,264 $5,552 $5,922
State Farm $2,499 $2,621 $2,772
USAA $2,198 $2,266 $2,361

Compare Car Insurance Quotes in Rio Frio, TX

Ready to find affordable Rio Frio, Texas car insurance today? Enter your ZIP code for fast, free Rio Frio, TX car insurance quotes.

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