Compare Rio Linda, CA Car Insurance Rates (2021)

Car insurance in Rio Linda, CA averages $357 a month. Rio Linda, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Rio Linda car insurance rates, compare quotes from the top car insurance companies in Rio Linda, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Rio Linda for teen drivers is USAA
  • The cheapest car insurance company in Rio Linda is USAA
  • Average car insurance rates in Rio Linda, CA after a DUI are $6,010/year

If you need to buy Rio Linda, California car insurance, the options can be confusing. Everything you need to know about car insurance in Rio Linda, CA is right here.

You’ll find Rio Linda car insurance rates, the cheapest Rio Linda, CA car insurance companies, and information on California car insurance laws. You can also compare Rio Linda, California car insurance rates to Anaheim car insurance rates, Oakland car insurance rates, and Long Beach car insurance rates.

Ready to find affordable Rio Linda, CA car insurance today? Enter your ZIP code for fast, free Rio Linda car insurance quotes.

Cheapest Rio Linda, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rio Linda, CA car insurance rates? Every Rio Linda, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rio Linda, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,166 $3,167 $2,302 $2,317 $8,763 $11,021 $4,019 $4,399
Farmers $3,325 $3,325 $3,001 $3,001 $10,611 $17,342 $3,939 $4,387
GEICO $2,024 $2,024 $1,903 $1,903 $6,148 $6,243 $2,905 $2,965
Liberty Mutual $2,694 $2,549 $2,495 $2,418 $5,836 $6,224 $3,037 $3,066
Nationwide $3,793 $3,619 $3,335 $3,140 $9,665 $10,697 $4,526 $4,460
Progressive $2,045 $2,104 $1,757 $2,079 $5,558 $6,679 $2,971 $3,194
State Farm $4,031 $4,031 $3,603 $3,603 $7,425 $9,210 $4,462 $4,601
Travelers $2,829 $2,735 $2,489 $2,464 $5,922 $6,728 $3,683 $3,605
USAA $2,192 $2,075 $2,134 $2,140 $5,076 $5,077 $3,015 $2,849

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Minimum Car Insurance in Rio Linda, CA

Every driver must carry the minimum car insurance in Rio Linda, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Rio Linda, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Rio Linda, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rio Linda, CA to rates for a clean record with top companies.

Annual Rio Linda, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,952 $4,940 $7,813 $3,872
Farmers $4,527 $6,159 $7,665 $6,114
GEICO $2,281 $3,526 $4,421 $2,830
Liberty Mutual $3,072 $4,117 $3,715 $3,255
Nationwide $3,764 $4,834 $8,185 $4,834
Progressive $2,149 $3,677 $4,265 $3,102
State Farm $3,654 $4,358 $8,230 $4,241
Travelers $2,517 $4,155 $4,815 $3,740
USAA $2,035 $3,037 $4,976 $2,230

Cheapest Rio Linda, CA Car Insurance for Teen Drivers

Teen car insurance in Rio Linda, CA can be expensive. Take a look at rates from the top car insurance companies in Rio Linda for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rio Linda, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,763 $11,021
Farmers $10,611 $17,342
GEICO $6,148 $6,243
Liberty Mutual $5,836 $6,224
Nationwide $9,665 $10,697
Progressive $5,558 $6,679
State Farm $7,425 $9,210
Travelers $5,922 $6,728
USAA $5,076 $5,077

Cheapest Rio Linda, CA Car Insurance for Seniors

Take a look at Rio Linda, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rio Linda, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,302 $2,317
Farmers $3,001 $3,001
GEICO $1,903 $1,903
Liberty Mutual $2,495 $2,418
Nationwide $3,335 $3,140
Progressive $1,757 $2,079
State Farm $3,603 $3,603
Travelers $2,489 $2,464
USAA $2,134 $2,140

Cheapest Rio Linda, CA Car Insurance Rates After a DUI

A DUI in Rio Linda, CA increases car insurance rates. Compare Rio Linda, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rio Linda, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,813
Farmers $7,665
GEICO $4,421
Liberty Mutual $3,715
Nationwide $8,185
Progressive $4,265
State Farm $8,230
Travelers $4,815
USAA $4,976

Cheapest Rio Linda, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rio Linda, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rio Linda, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,401 $5,388
Farmers $5,548 $6,685
GEICO $2,965 $3,564
Liberty Mutual $3,248 $3,831
Nationwide $4,773 $6,036
Progressive $2,991 $3,606
State Farm $4,935 $5,307
Travelers $3,421 $4,192
USAA $2,824 $3,315

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The Best Cheap Car Insurance Companies in Rio Linda, CA

Take a look at a side-by-side comparison of the top car insurance companies in Rio Linda, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rio Linda, California

Insurance Company Average Annual Rates
Allstate $4,894
Farmers $6,116
GEICO $3,264
Liberty Mutual $3,540
Nationwide $5,404
Progressive $3,298
State Farm $5,121
Travelers $3,807
USAA $3,070

Category Winners: Cheapest Car Insurance in Rio Linda, California

Find the cheapest car insurance companies in Rio Linda, CA for each category right here.

Best Annual Car Insurance Rates by Company in Rio Linda, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Rio Linda, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rio Linda car insurance rates. Find the cheapest Rio Linda, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rio Linda, California

Insurance Company Low Medium High
Allstate $4,590 $4,943 $5,150
Farmers $5,678 $6,167 $6,504
GEICO $2,905 $3,307 $3,581
Liberty Mutual $3,294 $3,572 $3,753
Nationwide $4,804 $5,507 $5,902
Progressive $2,911 $3,408 $3,576
State Farm $4,619 $5,206 $5,537
Travelers $3,283 $3,914 $4,224
USAA $2,737 $3,138 $3,334

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What affects car insurance rates in Rio Linda, California?

What factors can have an impact on Rio Linda, CA car insurance? There are several reasons why Rio Linda car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Rio Linda, California.

Commute Time in Rio Linda

The more time you spend in your car the higher the risk of an accident. The average commute length in Rio Linda, CA is 31.7 minutes according to City-Data.

Compare Car Insurance Quotes in Rio Linda, CA

Ready to find affordable Rio Linda, California car insurance today? Enter your ZIP code for fast, free Rio Linda, CA car insurance quotes.

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