Compare Rio Oso, CA Car Insurance Rates (2021)

Car insurance in Rio Oso, CA averages $299 a month. Rio Oso, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Rio Oso car insurance rates, compare quotes from the top car insurance companies in Rio Oso, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Rio Oso, CA after a DUI are $5,045/year
  • The cheapest car insurance company in Rio Oso for teen drivers is USAA
  • Average car insurance rates in Rio Oso, CA are $3,588/year

If you need to buy Rio Oso, California car insurance, the options can be confusing. Everything you need to know about car insurance in Rio Oso, CA is right here.

You’ll find Rio Oso car insurance rates, the cheapest Rio Oso, CA car insurance companies, and information on California car insurance laws. You can also compare Rio Oso, California car insurance rates to Bakersfield car insurance rates, Fresno car insurance rates, and San Diego car insurance rates.

Ready to find affordable Rio Oso, CA car insurance today? Enter your ZIP code for fast, free Rio Oso car insurance quotes.

Cheapest Rio Oso, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rio Oso, CA car insurance rates? Every Rio Oso, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rio Oso, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,032 $3,032 $2,200 $2,219 $8,323 $10,456 $3,859 $4,229
Farmers $2,474 $2,474 $2,231 $2,231 $7,912 $12,977 $2,934 $3,268
GEICO $1,858 $1,859 $1,747 $1,747 $5,634 $5,739 $2,667 $2,732
Liberty Mutual $2,277 $2,157 $2,114 $2,049 $4,946 $5,269 $2,567 $2,592
Nationwide $3,212 $3,066 $2,822 $2,659 $8,145 $9,009 $3,822 $3,771
Progressive $1,768 $1,819 $1,500 $1,781 $4,687 $5,652 $2,548 $2,738
State Farm $3,136 $3,136 $2,800 $2,800 $5,774 $7,182 $3,468 $3,573
Travelers $2,410 $2,335 $2,129 $2,106 $4,954 $5,666 $3,129 $3,065
USAA $1,785 $1,692 $1,743 $1,750 $4,056 $4,072 $2,464 $2,330

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Minimum Car Insurance in Rio Oso, CA

Every driver must carry the minimum car insurance in Rio Oso, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Rio Oso, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Rio Oso, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rio Oso, CA to rates for a clean record with top companies.

Annual Rio Oso, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,813 $4,721 $7,453 $3,688
Farmers $3,374 $4,593 $5,721 $4,562
GEICO $2,096 $3,233 $4,060 $2,601
Liberty Mutual $2,600 $3,485 $3,145 $2,756
Nationwide $3,183 $4,083 $6,903 $4,083
Progressive $1,842 $3,126 $3,626 $2,653
State Farm $2,842 $3,390 $6,403 $3,299
Travelers $2,157 $3,504 $4,072 $3,165
USAA $1,654 $2,456 $4,025 $1,811

Cheapest Rio Oso, CA Car Insurance for Teen Drivers

Teen car insurance in Rio Oso, CA can be expensive. Take a look at rates from the top car insurance companies in Rio Oso for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rio Oso, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,323 $10,456
Farmers $7,912 $12,977
GEICO $5,634 $5,739
Liberty Mutual $4,946 $5,269
Nationwide $8,145 $9,009
Progressive $4,687 $5,652
State Farm $5,774 $7,182
Travelers $4,954 $5,666
USAA $4,056 $4,072

Cheapest Rio Oso, CA Car Insurance for Seniors

Take a look at Rio Oso, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rio Oso, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,200 $2,219
Farmers $2,231 $2,231
GEICO $1,747 $1,747
Liberty Mutual $2,114 $2,049
Nationwide $2,822 $2,659
Progressive $1,500 $1,781
State Farm $2,800 $2,800
Travelers $2,129 $2,106
USAA $1,743 $1,750

Cheapest Rio Oso, CA Car Insurance Rates After a DUI

A DUI in Rio Oso, CA increases car insurance rates. Compare Rio Oso, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rio Oso, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,453
Farmers $5,721
GEICO $4,060
Liberty Mutual $3,145
Nationwide $6,903
Progressive $3,626
State Farm $6,403
Travelers $4,072
USAA $4,025

Cheapest Rio Oso, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rio Oso, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rio Oso, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,200 $5,138
Farmers $4,140 $4,985
GEICO $2,723 $3,272
Liberty Mutual $2,750 $3,242
Nationwide $4,030 $5,097
Progressive $2,551 $3,072
State Farm $3,837 $4,130
Travelers $2,902 $3,547
USAA $2,291 $2,682

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The Best Cheap Car Insurance Companies in Rio Oso, CA

Take a look at a side-by-side comparison of the top car insurance companies in Rio Oso, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rio Oso, California

Insurance Company Average Annual Rates
Allstate $4,669
Farmers $4,562
GEICO $2,998
Liberty Mutual $2,996
Nationwide $4,563
Progressive $2,812
State Farm $3,984
Travelers $3,224
USAA $2,486

Category Winners: Cheapest Car Insurance in Rio Oso, California

Find the cheapest car insurance companies in Rio Oso, CA for each category right here.

Best Annual Car Insurance Rates by Company in Rio Oso, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Rio Oso, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rio Oso car insurance rates. Find the cheapest Rio Oso, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rio Oso, California

Insurance Company Low Medium High
Allstate $4,378 $4,714 $4,914
Farmers $4,255 $4,598 $4,834
GEICO $2,694 $3,029 $3,270
Liberty Mutual $2,795 $3,022 $3,173
Nationwide $4,064 $4,643 $4,982
Progressive $2,527 $2,894 $3,013
State Farm $3,560 $4,058 $4,333
Travelers $2,819 $3,309 $3,545
USAA $2,253 $2,535 $2,672

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What affects car insurance rates in Rio Oso, California?

What factors can have an impact on Rio Oso, CA car insurance? There are several reasons why Rio Oso car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Rio Oso, California.

Commute Time in Rio Oso

The more time you spend in your car the higher the risk of an accident. The average commute length in Rio Oso, CA is 31.3 minutes according to City-Data.

Compare Car Insurance Quotes in Rio Oso, CA

Ready to find affordable Rio Oso, California car insurance today? Enter your ZIP code for fast, free Rio Oso, CA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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