Compare Rio, WI Car Insurance Rates (2021)

Car insurance in Rio, WI averages $237 a month. Rio, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Rio car insurance rates, compare quotes from the top car insurance companies in Rio, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Rio, WI are $2,841/year
  • Average car insurance rates in Rio, WI after a DUI are $3,155/year
  • The cheapest car insurance company in Rio for teen drivers is American Family

If you need to buy Rio, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Rio, WI is right here.

You’ll find Rio car insurance rates, the cheapest Rio, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Rio, Wisconsin car insurance rates to Milwaukee car insurance rates, Kenosha car insurance rates, and Janesville car insurance rates.

Ready to find affordable Rio, WI car insurance today? Enter your ZIP code for fast, free Rio car insurance quotes.

Cheapest Rio, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rio, WI car insurance rates? Every Rio, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rio, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,307 $2,434 $2,127 $2,349 $7,460 $9,537 $2,346 $2,553
American Family $958 $1,002 $905 $912 $2,811 $3,098 $1,132 $1,206
Farmers $1,816 $1,815 $1,609 $1,704 $8,615 $8,928 $2,065 $2,164
GEICO $1,189 $1,320 $1,243 $1,437 $4,009 $4,322 $1,098 $1,129
Liberty Mutual $1,790 $1,957 $1,448 $1,646 $5,847 $6,561 $1,906 $2,074
Nationwide $3,313 $3,481 $2,755 $2,899 $6,909 $10,623 $4,041 $4,768
Progressive $1,557 $1,475 $1,275 $1,336 $6,079 $6,847 $1,866 $2,027
State Farm $1,264 $1,264 $1,126 $1,126 $3,640 $4,599 $1,426 $1,628
USAA $1,358 $1,355 $1,231 $1,252 $3,470 $4,024 $1,763 $1,935

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Minimum Car Insurance in Rio, WI

Every driver must carry the minimum car insurance in Rio, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Rio, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Rio, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rio, WI. Compare credit history car insurance rates in Rio from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rio, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,104 $3,515 $3,048
American Family $2,012 $1,326 $1,171
Farmers $4,056 $3,431 $3,281
GEICO $2,581 $1,843 $1,481
Liberty Mutual $4,201 $2,522 $1,988
Nationwide $5,450 $4,548 $4,548
Progressive $3,183 $2,714 $2,526
State Farm $2,997 $1,720 $1,310
USAA $3,154 $1,663 $1,328

Cheapest Rio, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rio, WI to rates for a clean record with top companies.

Annual Rio, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,175 $4,364 $4,076 $3,942
American Family $1,438 $1,524 $1,524 $1,524
Farmers $3,129 $3,951 $3,738 $3,540
GEICO $1,357 $2,208 $2,551 $1,757
Liberty Mutual $2,223 $3,147 $3,277 $2,968
Nationwide $4,100 $4,742 $5,811 $4,742
Progressive $2,568 $3,121 $2,669 $2,873
State Farm $1,845 $2,173 $2,009 $2,009
USAA $1,604 $2,022 $2,737 $1,830

Cheapest Rio, WI Car Insurance for Teen Drivers

Teen car insurance in Rio, WI can be expensive. Take a look at rates from the top car insurance companies in Rio for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rio, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,460 $9,537
American Family $2,811 $3,098
Farmers $8,615 $8,928
GEICO $4,009 $4,322
Liberty Mutual $5,847 $6,561
Nationwide $6,909 $10,623
Progressive $6,079 $6,847
State Farm $3,640 $4,599
USAA $3,470 $4,024

Cheapest Rio, WI Car Insurance for Seniors

Take a look at Rio, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rio, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,127 $2,349
American Family $905 $912
Farmers $1,609 $1,704
GEICO $1,243 $1,437
Liberty Mutual $1,448 $1,646
Nationwide $2,755 $2,899
Progressive $1,275 $1,336
State Farm $1,126 $1,126
USAA $1,231 $1,252

Cheapest Rio, WI Car Insurance Rates After a DUI

A DUI in Rio, WI increases car insurance rates. Compare Rio, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rio, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,076
American Family $1,524
Farmers $3,738
GEICO $2,551
Liberty Mutual $3,277
Nationwide $5,811
Progressive $2,669
State Farm $2,009
USAA $2,737

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Cheapest Rio, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rio, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rio, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,795 $3,983
American Family $1,477 $1,528
Farmers $3,590 $3,590
GEICO $1,930 $2,007
Liberty Mutual $2,904 $2,904
Nationwide $4,849 $4,849
Progressive $2,808 $2,808
State Farm $1,959 $2,059
USAA $2,022 $2,075

The Best Cheap Car Insurance Companies in Rio, WI

Take a look at a side-by-side comparison of the top car insurance companies in Rio, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rio, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,889
American Family $1,503
Farmers $3,590
GEICO $1,968
Liberty Mutual $2,904
Nationwide $4,849
Progressive $2,808
State Farm $2,009
USAA $2,048

Category Winners: Cheapest Car Insurance in Rio, Wisconsin

Find the cheapest car insurance companies in Rio, WI for each category right here.

Best Annual Car Insurance Rates by Company in Rio, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Rio, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rio car insurance rates. Find the cheapest Rio, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rio, Wisconsin

Insurance Company Low Medium High
Allstate $3,746 $3,881 $4,040
American Family $1,484 $1,517 $1,508
Farmers $3,313 $3,563 $3,893
GEICO $1,831 $1,968 $2,106
Liberty Mutual $2,695 $2,926 $3,090
Nationwide $4,690 $4,848 $5,008
Progressive $2,626 $2,831 $2,967
State Farm $1,893 $2,016 $2,119
USAA $1,974 $2,050 $2,122

What affects car insurance rates in Rio, Wisconsin?

What factors can have an impact on Rio, WI car insurance? There are several reasons why Rio car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Rio, Wisconsin.

Car Theft in Rio

High levels of vehicle theft can make car insurance more expensive. Rio, WI car theft statistics from the FBI indicate 0 vehicle thefts a year.

Commute Time in Rio

The more time you spend in your car the higher the risk of an accident. The average commute length in Rio, WI is 25.1 minutes according to City-Data.

Compare Car Insurance Quotes in Rio, WI

Ready to find affordable Rio, Wisconsin car insurance today? Enter your ZIP code for fast, free Rio, WI car insurance quotes.

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Average Monthly Car Insurance Rates by State