Compare Ripley, TN Car Insurance Rates (2021)

Car insurance in Ripley, TN averages $318 a month. Ripley, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Ripley car insurance rates, compare quotes from the top car insurance companies in Ripley, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ripley, TN are $3,817/year
  • The cheapest car insurance company in Ripley for teen drivers is State Farm
  • The cheapest car insurance company in Ripley is State Farm

If you need to buy Ripley, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Ripley, TN is right here.

You’ll find Ripley car insurance rates, the cheapest Ripley, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Ripley, Tennessee car insurance rates to Murfreesboro car insurance rates, Johnson City car insurance rates, and Knoxville car insurance rates.

Ready to find affordable Ripley, TN car insurance today? Enter your ZIP code for fast, free Ripley car insurance quotes.

Cheapest Ripley, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ripley, TN car insurance rates? Every Ripley, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ripley, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,887 $2,778 $2,592 $2,692 $10,706 $11,643 $3,092 $3,203
Farmers $1,857 $1,891 $1,674 $1,830 $7,422 $7,902 $2,502 $2,635
GEICO $2,543 $2,577 $2,355 $2,355 $7,317 $7,489 $2,558 $2,636
Liberty Mutual $3,905 $129 $3,201 $3,577 $15,795 $17,555 $4,196 $4,485
Nationwide $2,400 $2,423 $2,143 $2,183 $6,600 $8,546 $2,763 $3,013
Progressive $1,900 $1,795 $1,545 $1,618 $8,477 $9,559 $2,288 $2,502
State Farm $1,603 $1,603 $1,434 $1,434 $4,706 $5,912 $1,806 $2,086
Travelers $1,718 $1,808 $1,568 $1,668 $4,829 $5,992 $1,827 $1,922
USAA $1,651 $1,687 $1,486 $1,493 $5,782 $6,629 $2,160 $2,310

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Minimum Car Insurance in Ripley, TN

Every driver must carry the minimum car insurance in Ripley, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Ripley, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Ripley, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ripley, TN. Compare credit history car insurance rates in Ripley from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ripley, Tennessee

Insurance Company Poor Fair Good
Allstate $6,321 $4,833 $3,693
Farmers $4,131 $3,218 $3,043
GEICO $4,241 $3,620 $3,325
Liberty Mutual $9,484 $5,798 $4,534
Nationwide $4,522 $3,582 $3,172
Progressive $4,176 $3,596 $3,359
State Farm $3,737 $2,242 $1,741
Travelers $3,390 $2,665 $1,944
USAA $4,213 $2,460 $2,027

Cheapest Ripley, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ripley, TN to rates for a clean record with top companies.

Annual Ripley, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,157 $4,949 $5,947 $4,742
Farmers $2,959 $3,653 $3,747 $3,497
GEICO $2,680 $3,626 $5,928 $2,680
Liberty Mutual $5,357 $7,717 $7,183 $6,165
Nationwide $3,243 $3,243 $4,904 $3,645
Progressive $3,268 $4,239 $3,482 $3,851
State Farm $2,357 $2,789 $2,573 $2,573
Travelers $2,163 $2,775 $3,069 $2,659
USAA $2,112 $3,156 $3,714 $2,617

Cheapest Ripley, TN Car Insurance for Teen Drivers

Teen car insurance in Ripley, TN can be expensive. Take a look at rates from the top car insurance companies in Ripley for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ripley, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,706 $11,643
Farmers $7,422 $7,902
GEICO $7,317 $7,489
Liberty Mutual $15,795 $17,555
Nationwide $6,600 $8,546
Progressive $8,477 $9,559
State Farm $4,706 $5,912
Travelers $4,829 $5,992
USAA $5,782 $6,629

Cheapest Ripley, TN Car Insurance for Seniors

Take a look at Ripley, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ripley, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,592 $2,692
Farmers $1,674 $1,830
GEICO $2,355 $2,355
Liberty Mutual $3,201 $3,577
Nationwide $2,143 $2,183
Progressive $1,545 $1,618
State Farm $1,434 $1,434
Travelers $1,568 $1,668
USAA $1,486 $1,493

Cheapest Ripley, TN Car Insurance Rates After a DUI

A DUI in Ripley, TN increases car insurance rates. Compare Ripley, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ripley, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,947
Farmers $3,747
GEICO $5,928
Liberty Mutual $7,183
Nationwide $4,904
Progressive $3,482
State Farm $2,573
Travelers $3,069
USAA $3,714

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Cheapest Ripley, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ripley, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ripley, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,949 $4,949
Farmers $3,464 $3,464
GEICO $3,713 $3,745
Liberty Mutual $6,605 $6,605
Nationwide $3,759 $3,759
Progressive $3,710 $3,710
State Farm $2,512 $2,635
Travelers $2,562 $2,771
USAA $2,817 $2,983

The Best Cheap Car Insurance Companies in Ripley, TN

Take a look at a side-by-side comparison of the top car insurance companies in Ripley, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ripley, Tennessee

Insurance Company Average Annual Rates
Allstate $4,949
Farmers $3,464
GEICO $3,729
Liberty Mutual $6,605
Nationwide $3,759
Progressive $3,710
State Farm $2,573
Travelers $2,667
USAA $2,900

Category Winners: Cheapest Car Insurance in Ripley, Tennessee

Find the cheapest car insurance companies in Ripley, TN for each category right here.

Best Annual Car Insurance Rates by Company in Ripley, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Ripley, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ripley car insurance rates. Find the cheapest Ripley, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ripley, Tennessee

Insurance Company Low Medium High
Allstate $4,758 $4,936 $5,152
Farmers $3,259 $3,446 $3,688
GEICO $3,565 $3,721 $3,900
Liberty Mutual $6,331 $6,603 $6,882
Nationwide $3,785 $3,678 $3,813
Progressive $3,467 $3,706 $3,958
State Farm $2,434 $2,584 $2,701
Travelers $2,501 $2,664 $2,834
USAA $2,805 $2,889 $3,005

What affects car insurance rates in Ripley, Tennessee?

What factors can have an impact on Ripley, TN car insurance? There are several reasons why Ripley car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ripley, Tennessee.

Commute Time in Ripley

The more time you spend in your car the higher the risk of an accident. The average commute length in Ripley, TN is 22.0 minutes according to City-Data.

Compare Car Insurance Quotes in Ripley, TN

Ready to find affordable Ripley, Tennessee car insurance today? Enter your ZIP code for fast, free Ripley, TN car insurance quotes.

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