Compare Ripon, CA Car Insurance Rates (2021)

Car insurance in Ripon, CA averages $291 a month. Ripon, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Ripon car insurance rates, compare quotes from the top car insurance companies in Ripon, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ripon, CA after a DUI are $4,916/year
  • The cheapest car insurance company in Ripon is Progressive
  • The cheapest car insurance company in Ripon for teen drivers is Progressive

If you need to buy Ripon, California car insurance, the options can be confusing. Everything you need to know about car insurance in Ripon, CA is right here.

You’ll find Ripon car insurance rates, the cheapest Ripon, CA car insurance companies, and information on California car insurance laws. You can also compare Ripon, California car insurance rates to Long Beach car insurance rates, Los Angeles car insurance rates, and Sacramento car insurance rates.

Ready to find affordable Ripon, CA car insurance today? Enter your ZIP code for fast, free Ripon car insurance quotes.

Cheapest Ripon, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ripon, CA car insurance rates? Every Ripon, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ripon, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,828 $2,836 $2,057 $2,082 $7,783 $9,804 $3,630 $4,008
Farmers $2,598 $2,598 $2,338 $2,338 $8,251 $13,533 $3,074 $3,421
GEICO $1,654 $1,655 $1,556 $1,556 $5,022 $5,109 $2,375 $2,428
Liberty Mutual $2,266 $2,149 $2,100 $2,036 $4,939 $5,244 $2,560 $2,578
Nationwide $2,916 $2,785 $2,570 $2,424 $7,335 $8,128 $3,464 $3,414
Progressive $1,603 $1,648 $1,387 $1,634 $4,318 $5,182 $2,328 $2,501
State Farm $3,063 $3,063 $2,735 $2,735 $5,637 $7,001 $3,389 $3,493
Travelers $2,373 $2,300 $2,099 $2,076 $4,870 $5,589 $3,087 $3,020
USAA $2,063 $1,958 $2,000 $2,009 $4,827 $4,817 $2,830 $2,679

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Minimum Car Insurance in Ripon, CA

Every driver must carry the minimum car insurance in Ripon, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Ripon, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Ripon, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ripon, CA to rates for a clean record with top companies.

Annual Ripon, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,636 $4,441 $6,975 $3,461
Farmers $3,524 $4,801 $5,983 $4,767
GEICO $1,866 $2,881 $3,614 $2,315
Liberty Mutual $2,589 $3,471 $3,131 $2,744
Nationwide $2,882 $3,698 $6,241 $3,698
Progressive $1,680 $2,868 $3,333 $2,420
State Farm $2,775 $3,310 $6,252 $3,221
Travelers $2,126 $3,450 $4,013 $3,117
USAA $1,921 $2,867 $4,698 $2,105

Cheapest Ripon, CA Car Insurance for Teen Drivers

Teen car insurance in Ripon, CA can be expensive. Take a look at rates from the top car insurance companies in Ripon for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ripon, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,783 $9,804
Farmers $8,251 $13,533
GEICO $5,022 $5,109
Liberty Mutual $4,939 $5,244
Nationwide $7,335 $8,128
Progressive $4,318 $5,182
State Farm $5,637 $7,001
Travelers $4,870 $5,589
USAA $4,827 $4,817

Cheapest Ripon, CA Car Insurance for Seniors

Take a look at Ripon, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ripon, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,057 $2,082
Farmers $2,338 $2,338
GEICO $1,556 $1,556
Liberty Mutual $2,100 $2,036
Nationwide $2,570 $2,424
Progressive $1,387 $1,634
State Farm $2,735 $2,735
Travelers $2,099 $2,076
USAA $2,000 $2,009

Cheapest Ripon, CA Car Insurance Rates After a DUI

A DUI in Ripon, CA increases car insurance rates. Compare Ripon, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ripon, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,975
Farmers $5,983
GEICO $3,614
Liberty Mutual $3,131
Nationwide $6,241
Progressive $3,333
State Farm $6,252
Travelers $4,013
USAA $4,698

Cheapest Ripon, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ripon, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ripon, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,946 $4,811
Farmers $4,327 $5,210
GEICO $2,425 $2,914
Liberty Mutual $2,739 $3,228
Nationwide $3,653 $4,606
Progressive $2,340 $2,811
State Farm $3,748 $4,032
Travelers $2,859 $3,494
USAA $2,664 $3,132

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The Best Cheap Car Insurance Companies in Ripon, CA

Take a look at a side-by-side comparison of the top car insurance companies in Ripon, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ripon, California

Insurance Company Average Annual Rates
Allstate $4,378
Farmers $4,769
GEICO $2,669
Liberty Mutual $2,984
Nationwide $4,130
Progressive $2,575
State Farm $3,890
Travelers $3,177
USAA $2,898

Category Winners: Cheapest Car Insurance in Ripon, California

Find the cheapest car insurance companies in Ripon, CA for each category right here.

Best Annual Car Insurance Rates by Company in Ripon, California

Category Insurance Company
Teenagers Progressive
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Ripon, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ripon car insurance rates. Find the cheapest Ripon, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ripon, California

Insurance Company Low Medium High
Allstate $4,146 $4,416 $4,573
Farmers $4,446 $4,803 $5,058
GEICO $2,399 $2,699 $2,909
Liberty Mutual $2,793 $3,008 $3,150
Nationwide $3,664 $4,207 $4,518
Progressive $2,264 $2,659 $2,803
State Farm $3,497 $3,958 $4,213
Travelers $2,789 $3,258 $3,483
USAA $2,569 $2,964 $3,160

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What affects car insurance rates in Ripon, California?

What factors can have an impact on Ripon, CA car insurance? There are several reasons why Ripon car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ripon, California.

Car Theft in Ripon

High levels of vehicle theft can make car insurance more expensive. Ripon, CA car theft statistics from the FBI indicate 14 vehicle thefts a year.

Commute Time in Ripon

The more time you spend in your car the higher the risk of an accident. The average commute length in Ripon, CA is 24.9 minutes according to City-Data.

Compare Car Insurance Quotes in Ripon, CA

Ready to find affordable Ripon, California car insurance today? Enter your ZIP code for fast, free Ripon, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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