Compare Ripon, WI Car Insurance Rates (2021)

Car insurance in Ripon, WI averages $231 a month. Ripon, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Ripon car insurance rates, compare quotes from the top car insurance companies in Ripon, WI.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Ripon for teen drivers is American Family
  • Average car insurance rates in Ripon, WI after a DUI are $3,094/year
  • Average car insurance rates in Ripon, WI are $2,777/year

If you need to buy Ripon, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Ripon, WI is right here.

You’ll find Ripon car insurance rates, the cheapest Ripon, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Ripon, Wisconsin car insurance rates to Madison car insurance rates, Eau Claire car insurance rates, and Janesville car insurance rates.

Ready to find affordable Ripon, WI car insurance today? Enter your ZIP code for fast, free Ripon car insurance quotes.

Cheapest Ripon, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ripon, WI car insurance rates? Every Ripon, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ripon, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,049 $2,157 $1,894 $2,090 $6,590 $8,432 $2,080 $2,257
American Family $905 $944 $858 $865 $2,656 $2,918 $1,063 $1,130
Farmers $1,690 $1,688 $1,497 $1,590 $8,130 $8,413 $1,918 $2,002
GEICO $1,165 $1,286 $1,209 $1,388 $3,841 $4,135 $1,078 $1,110
Liberty Mutual $1,796 $1,955 $1,447 $1,637 $6,369 $7,129 $1,913 $2,074
Nationwide $3,751 $3,952 $3,099 $3,269 $7,581 $11,596 $4,556 $5,430
Progressive $1,410 $1,337 $1,156 $1,209 $5,447 $6,134 $1,687 $1,825
State Farm $1,245 $1,245 $1,107 $1,107 $3,542 $4,478 $1,404 $1,602
USAA $1,285 $1,283 $1,164 $1,185 $3,256 $3,779 $1,668 $1,832

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Minimum Car Insurance in Ripon, WI

Every driver must carry the minimum car insurance in Ripon, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Ripon, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Ripon, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ripon, WI. Compare credit history car insurance rates in Ripon from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ripon, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,515 $3,113 $2,703
American Family $1,900 $1,249 $1,103
Farmers $3,802 $3,219 $3,077
GEICO $2,492 $1,780 $1,432
Liberty Mutual $4,385 $2,653 $2,082
Nationwide $6,075 $5,069 $5,069
Progressive $2,866 $2,440 $2,271
State Farm $2,933 $1,684 $1,283
USAA $2,975 $1,568 $1,252

Cheapest Ripon, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ripon, WI to rates for a clean record with top companies.

Annual Ripon, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,816 $3,861 $3,610 $3,487
American Family $1,357 $1,438 $1,438 $1,438
Farmers $2,931 $3,708 $3,509 $3,315
GEICO $1,322 $2,130 $2,436 $1,717
Liberty Mutual $2,312 $3,316 $3,430 $3,103
Nationwide $4,569 $5,285 $6,477 $5,285
Progressive $2,312 $2,805 $2,402 $2,585
State Farm $1,809 $2,124 $1,966 $1,966
USAA $1,515 $1,906 $2,578 $1,727

Cheapest Ripon, WI Car Insurance for Teen Drivers

Teen car insurance in Ripon, WI can be expensive. Take a look at rates from the top car insurance companies in Ripon for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ripon, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,590 $8,432
American Family $2,656 $2,918
Farmers $8,130 $8,413
GEICO $3,841 $4,135
Liberty Mutual $6,369 $7,129
Nationwide $7,581 $11,596
Progressive $5,447 $6,134
State Farm $3,542 $4,478
USAA $3,256 $3,779

Cheapest Ripon, WI Car Insurance for Seniors

Take a look at Ripon, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ripon, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,894 $2,090
American Family $858 $865
Farmers $1,497 $1,590
GEICO $1,209 $1,388
Liberty Mutual $1,447 $1,637
Nationwide $3,099 $3,269
Progressive $1,156 $1,209
State Farm $1,107 $1,107
USAA $1,164 $1,185

Cheapest Ripon, WI Car Insurance Rates After a DUI

A DUI in Ripon, WI increases car insurance rates. Compare Ripon, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ripon, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,610
American Family $1,438
Farmers $3,509
GEICO $2,436
Liberty Mutual $3,430
Nationwide $6,477
Progressive $2,402
State Farm $1,966
USAA $2,578

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Cheapest Ripon, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ripon, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ripon, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,361 $3,526
American Family $1,394 $1,441
Farmers $3,366 $3,366
GEICO $1,862 $1,941
Liberty Mutual $3,040 $3,040
Nationwide $5,404 $5,404
Progressive $2,526 $2,526
State Farm $1,918 $2,015
USAA $1,906 $1,957

The Best Cheap Car Insurance Companies in Ripon, WI

Take a look at a side-by-side comparison of the top car insurance companies in Ripon, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ripon, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,444
American Family $1,417
Farmers $3,366
GEICO $1,901
Liberty Mutual $3,040
Nationwide $5,404
Progressive $2,526
State Farm $1,966
USAA $1,931

Category Winners: Cheapest Car Insurance in Ripon, Wisconsin

Find the cheapest car insurance companies in Ripon, WI for each category right here.

Best Annual Car Insurance Rates by Company in Ripon, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Ripon, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ripon car insurance rates. Find the cheapest Ripon, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ripon, Wisconsin

Insurance Company Low Medium High
Allstate $3,301 $3,435 $3,595
American Family $1,397 $1,430 $1,425
Farmers $3,090 $3,339 $3,669
GEICO $1,770 $1,899 $2,035
Liberty Mutual $2,817 $3,064 $3,238
Nationwide $5,253 $5,402 $5,558
Progressive $2,352 $2,548 $2,677
State Farm $1,857 $1,972 $2,070
USAA $1,862 $1,933 $2,000

What affects car insurance rates in Ripon, Wisconsin?

What factors can have an impact on Ripon, WI car insurance? There are several reasons why Ripon car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ripon, Wisconsin.

Car Theft in Ripon

High levels of vehicle theft can make car insurance more expensive. Ripon, WI car theft statistics from the FBI indicate 2 vehicle thefts a year.

Commute Time in Ripon

The more time you spend in your car the higher the risk of an accident. The average commute length in Ripon, WI is 18.5 minutes according to City-Data.

Compare Car Insurance Quotes in Ripon, WI

Ready to find affordable Ripon, Wisconsin car insurance today? Enter your ZIP code for fast, free Ripon, WI car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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