Compare Rippey, IA Car Insurance Rates (2021)

Car insurance in Rippey, IA averages $246 a month. Rippey, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Rippey car insurance rates, compare quotes from the top car insurance companies in Rippey, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Rippey, IA after a DUI are $3,554/year
  • The cheapest car insurance company in Rippey is USAA
  • Average car insurance rates in Rippey, IA are $2,950/year

If you need to buy Rippey, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Rippey, IA is right here.

You’ll find Rippey car insurance rates, the cheapest Rippey, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Rippey, Iowa car insurance rates to Des Moines car insurance rates, West Des Moines car insurance rates, and Waterloo car insurance rates.

Ready to find affordable Rippey, IA car insurance today? Enter your ZIP code for fast, free Rippey car insurance quotes.

Cheapest Rippey, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rippey, IA car insurance rates? Every Rippey, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rippey, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,924 $1,844 $1,711 $1,739 $5,620 $6,347 $2,091 $2,157
American Family $2,007 $2,007 $1,794 $1,794 $5,350 $7,510 $2,007 $2,417
Farmers $1,546 $1,575 $1,383 $1,513 $4,711 $5,019 $2,094 $2,240
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,079 $2,258 $1,831 $2,225 $10,064 $11,330 $2,356 $2,597
Nationwide $1,692 $1,737 $1,508 $1,610 $3,895 $5,038 $1,916 $2,083
Progressive $1,636 $1,571 $1,349 $1,402 $4,091 $4,616 $1,968 $2,131
State Farm $1,466 $1,466 $1,286 $1,286 $3,947 $5,007 $1,647 $1,875
Travelers $2,487 $2,539 $2,414 $2,422 $10,997 $17,561 $2,585 $3,058
USAA $1,231 $1,249 $1,127 $1,155 $3,264 $3,477 $1,480 $1,638

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Minimum Car Insurance in Rippey, IA

Every driver must carry the minimum car insurance in Rippey, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Rippey, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Rippey, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rippey, IA. Compare credit history car insurance rates in Rippey from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rippey, Iowa

Insurance Company Poor Fair Good
Allstate $3,503 $2,779 $2,505
American Family $3,968 $2,914 $2,450
Farmers $2,880 $2,389 $2,262
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,190 $3,825 $3,012
Nationwide $2,957 $2,317 $2,030
Progressive $2,765 $2,240 $2,032
State Farm $3,201 $1,980 $1,562
Travelers $6,198 $5,288 $5,038
USAA $2,406 $1,649 $1,427

Cheapest Rippey, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rippey, IA to rates for a clean record with top companies.

Annual Rippey, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,481 $3,009 $3,443 $2,783
American Family $2,246 $3,285 $4,270 $2,641
Farmers $2,137 $2,655 $2,697 $2,551
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,751 $4,641 $4,732 $4,247
Nationwide $1,763 $2,531 $3,450 $1,995
Progressive $1,883 $3,097 $2,044 $2,357
State Farm $2,082 $2,413 $2,247 $2,247
Travelers $4,019 $5,349 $7,163 $5,500
USAA $1,399 $1,873 $2,435 $1,604

Cheapest Rippey, IA Car Insurance for Teen Drivers

Teen car insurance in Rippey, IA can be expensive. Take a look at rates from the top car insurance companies in Rippey for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rippey, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,620 $6,347
American Family $5,350 $7,510
Farmers $4,711 $5,019
GEICO $4,142 $3,866
Liberty Mutual $10,064 $11,330
Nationwide $3,895 $5,038
Progressive $4,091 $4,616
State Farm $3,947 $5,007
Travelers $10,997 $17,561
USAA $3,264 $3,477

Cheapest Rippey, IA Car Insurance for Seniors

Take a look at Rippey, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rippey, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,711 $1,739
American Family $1,794 $1,794
Farmers $1,383 $1,513
GEICO $1,620 $1,483
Liberty Mutual $1,831 $2,225
Nationwide $1,508 $1,610
Progressive $1,349 $1,402
State Farm $1,286 $1,286
Travelers $2,414 $2,422
USAA $1,127 $1,155

Cheapest Rippey, IA Car Insurance Rates After a DUI

A DUI in Rippey, IA increases car insurance rates. Compare Rippey, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rippey, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,443
American Family $4,270
Farmers $2,697
GEICO $3,058
Liberty Mutual $4,732
Nationwide $3,450
Progressive $2,044
State Farm $2,247
Travelers $7,163
USAA $2,435

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Cheapest Rippey, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rippey, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rippey, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,859 $2,999
American Family $3,074 $3,147
Farmers $2,510 $2,510
GEICO $2,195 $2,285
Liberty Mutual $4,343 $4,343
Nationwide $2,435 $2,435
Progressive $2,345 $2,345
State Farm $2,193 $2,302
Travelers $5,508 $5,508
USAA $1,761 $1,894

The Best Cheap Car Insurance Companies in Rippey, IA

Take a look at a side-by-side comparison of the top car insurance companies in Rippey, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rippey, Iowa

Insurance Company Average Annual Rates
Allstate $2,929
American Family $3,111
Farmers $2,510
GEICO $2,240
Liberty Mutual $4,343
Nationwide $2,435
Progressive $2,345
State Farm $2,247
Travelers $5,508
USAA $1,828

Category Winners: Cheapest Car Insurance in Rippey, Iowa

Find the cheapest car insurance companies in Rippey, IA for each category right here.

Best Annual Car Insurance Rates by Company in Rippey, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Rippey, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rippey car insurance rates. Find the cheapest Rippey, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rippey, Iowa

Insurance Company Low Medium High
Allstate $2,836 $2,932 $3,019
American Family $3,123 $3,284 $2,925
Farmers $2,401 $2,518 $2,611
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,163 $4,334 $4,531
Nationwide $2,544 $2,422 $2,339
Progressive $2,206 $2,353 $2,478
State Farm $2,140 $2,260 $2,342
Travelers $5,164 $5,593 $5,767
USAA $1,735 $1,833 $1,915

What affects car insurance rates in Rippey, Iowa?

What factors can have an impact on Rippey, IA car insurance? There are several reasons why Rippey car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Rippey, Iowa.

Commute Time in Rippey

The more time you spend in your car the higher the risk of an accident. The average commute length in Rippey, IA is 23.2 minutes according to City-Data.

Compare Car Insurance Quotes in Rippey, IA

Ready to find affordable Rippey, Iowa car insurance today? Enter your ZIP code for fast, free Rippey, IA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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