Compare Risco, MO Car Insurance Rates (2021)

Car insurance in Risco, MO averages $263 a month. Risco, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Risco car insurance rates, compare quotes from the top car insurance companies in Risco, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Risco is State Farm
  • Average car insurance rates in Risco, MO after a DUI are $3,718/year
  • The cheapest car insurance company in Risco for teen drivers is Nationwide

If you need to buy Risco, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Risco, MO is right here.

You’ll find Risco car insurance rates, the cheapest Risco, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Risco, Missouri car insurance rates to Lee’s Summit car insurance rates, St. Louis car insurance rates, and St. Joseph car insurance rates.

Ready to find affordable Risco, MO car insurance today? Enter your ZIP code for fast, free Risco car insurance quotes.

Cheapest Risco, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Risco, MO car insurance rates? Every Risco, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Risco, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,796 $2,713 $2,507 $2,587 $7,621 $8,247 $2,695 $2,790
American Family $2,152 $2,152 $1,913 $1,913 $5,772 $7,525 $2,152 $2,525
Farmers $2,175 $2,173 $1,942 $2,058 $8,987 $9,316 $2,471 $2,580
GEICO $1,661 $1,873 $1,304 $1,689 $5,247 $5,541 $1,516 $1,516
Liberty Mutual $2,515 $2,726 $2,080 $2,333 $8,704 $9,664 $2,639 $2,807
Nationwide $1,656 $1,688 $1,484 $1,567 $4,356 $5,559 $1,903 $2,053
Progressive $1,742 $1,597 $1,425 $1,472 $5,986 $6,711 $2,120 $2,162
State Farm $1,518 $1,518 $1,366 $1,366 $4,406 $5,544 $1,706 $1,945
USAA $1,612 $1,594 $1,457 $1,475 $4,904 $5,980 $1,996 $2,211

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Minimum Car Insurance in Risco, MO

Every driver must carry the minimum car insurance in Risco, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Risco, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Risco, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Risco, MO. Compare credit history car insurance rates in Risco from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Risco, Missouri

Insurance Company Poor Fair Good
Allstate $5,511 $3,542 $2,930
American Family $4,266 $2,998 $2,525
Farmers $4,526 $3,773 $3,589
GEICO $3,508 $2,289 $1,833
Liberty Mutual $6,001 $3,665 $2,885
Nationwide $2,987 $2,471 $2,141
Progressive $3,357 $2,783 $2,565
State Farm $3,333 $2,161 $1,769
USAA $4,414 $2,065 $1,482

Cheapest Risco, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Risco, MO to rates for a clean record with top companies.

Annual Risco, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,439 $3,868 $4,790 $3,881
American Family $2,473 $3,522 $4,252 $2,805
Farmers $3,441 $4,259 $4,167 $3,983
GEICO $1,967 $2,569 $3,499 $2,138
Liberty Mutual $3,037 $4,365 $4,493 $4,838
Nationwide $1,968 $2,555 $3,446 $2,164
Progressive $2,480 $3,403 $2,776 $2,948
State Farm $2,222 $2,620 $2,421 $2,421
USAA $2,107 $2,579 $3,619 $2,310

Cheapest Risco, MO Car Insurance for Teen Drivers

Teen car insurance in Risco, MO can be expensive. Take a look at rates from the top car insurance companies in Risco for teenagers.

Annual Car Insurance Rates for Teen Drivers in Risco, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,621 $8,247
American Family $5,772 $7,525
Farmers $8,987 $9,316
GEICO $5,247 $5,541
Liberty Mutual $8,704 $9,664
Nationwide $4,356 $5,559
Progressive $5,986 $6,711
State Farm $4,406 $5,544
USAA $4,904 $5,980

Cheapest Risco, MO Car Insurance for Seniors

Take a look at Risco, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Risco, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,507 $2,587
American Family $1,913 $1,913
Farmers $1,942 $2,058
GEICO $1,304 $1,689
Liberty Mutual $2,080 $2,333
Nationwide $1,484 $1,567
Progressive $1,425 $1,472
State Farm $1,366 $1,366
USAA $1,457 $1,475

Cheapest Risco, MO Car Insurance Rates After a DUI

A DUI in Risco, MO increases car insurance rates. Compare Risco, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Risco, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,790
American Family $4,252
Farmers $4,167
GEICO $3,499
Liberty Mutual $4,493
Nationwide $3,446
Progressive $2,776
State Farm $2,421
USAA $3,619

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Cheapest Risco, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Risco, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Risco, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,995 $3,995
American Family $3,230 $3,296
Farmers $3,963 $3,963
GEICO $2,495 $2,591
Liberty Mutual $4,183 $4,183
Nationwide $2,533 $2,533
Progressive $2,902 $2,902
State Farm $2,362 $2,480
USAA $2,559 $2,748

The Best Cheap Car Insurance Companies in Risco, MO

Take a look at a side-by-side comparison of the top car insurance companies in Risco, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Risco, Missouri

Insurance Company Average Annual Rates
Allstate $3,995
American Family $3,263
Farmers $3,963
GEICO $2,543
Liberty Mutual $4,183
Nationwide $2,533
Progressive $2,902
State Farm $2,421
USAA $2,654

Category Winners: Cheapest Car Insurance in Risco, Missouri

Find the cheapest car insurance companies in Risco, MO for each category right here.

Best Annual Car Insurance Rates by Company in Risco, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors State Farm
Clean Record GEICO
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Risco, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Risco car insurance rates. Find the cheapest Risco, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Risco, Missouri

Insurance Company Low Medium High
Allstate $3,857 $3,987 $4,140
American Family $3,174 $3,366 $3,248
Farmers $3,693 $3,921 $4,274
GEICO $2,359 $2,562 $2,709
Liberty Mutual $3,923 $4,204 $4,423
Nationwide $2,381 $2,558 $2,660
Progressive $2,565 $2,907 $3,233
State Farm $2,253 $2,427 $2,583
USAA $2,536 $2,644 $2,781

What affects car insurance rates in Risco, Missouri?

What factors can have an impact on Risco, MO car insurance? There are several reasons why Risco car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Risco, Missouri.

Commute Time in Risco

The more time you spend in your car the higher the risk of an accident. The average commute length in Risco, MO is 27.1 minutes according to City-Data.

Compare Car Insurance Quotes in Risco, MO

Ready to find affordable Risco, Missouri car insurance today? Enter your ZIP code for fast, free Risco, MO car insurance quotes.

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