Compare River Falls, AL Car Insurance Rates (2021)

Car insurance in River Falls, AL averages $289 a month. River Falls, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap River Falls car insurance rates, compare quotes from the top car insurance companies in River Falls, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in River Falls is USAA
  • Average car insurance rates in River Falls, AL are $3,463/year
  • The cheapest car insurance company in River Falls for teen drivers is USAA

If you need to buy River Falls, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in River Falls, AL is right here.

You’ll find River Falls car insurance rates, the cheapest River Falls, AL car insurance companies, and information on Alabama car insurance laws. You can also compare River Falls, Alabama car insurance rates to Decatur car insurance rates, Auburn car insurance rates, and Birmingham car insurance rates.

Ready to find affordable River Falls, AL car insurance today? Enter your ZIP code for fast, free River Falls car insurance quotes.

Cheapest River Falls, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect River Falls, AL car insurance rates? Every River Falls, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in River Falls, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,900 $1,827 $1,703 $1,738 $6,220 $6,680 $2,167 $2,230
Farmers $2,146 $2,128 $1,919 $2,032 $8,193 $8,430 $2,450 $2,559
GEICO $2,116 $2,085 $1,968 $1,996 $5,380 $5,307 $2,235 $2,099
Liberty Mutual $3,090 $3,341 $2,539 $2,838 $10,919 $12,137 $3,299 $3,523
Nationwide $1,674 $1,696 $1,527 $1,581 $4,358 $5,617 $1,856 $2,074
Progressive $2,122 $2,009 $1,737 $1,843 $8,468 $9,481 $2,499 $2,680
State Farm $2,608 $2,608 $2,343 $2,343 $7,632 $9,585 $2,940 $3,375
Travelers $1,537 $1,563 $1,434 $1,431 $8,088 $12,698 $1,457 $1,687
USAA $1,223 $1,247 $1,141 $1,125 $3,557 $3,951 $1,589 $1,721

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Minimum Car Insurance in River Falls, AL

Every driver must carry the minimum car insurance in River Falls, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in River Falls, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest River Falls, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in River Falls, AL. Compare credit history car insurance rates in River Falls from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in River Falls, Alabama

Insurance Company Poor Fair Good
Allstate $3,795 $2,960 $2,420
Farmers $4,184 $3,601 $3,412
GEICO $3,687 $2,629 $2,378
Liberty Mutual $7,475 $4,569 $3,589
Nationwide $3,073 $2,400 $2,171
Progressive $4,371 $3,724 $3,469
State Farm $6,773 $3,432 $2,334
Travelers $4,078 $3,533 $3,599
USAA $2,616 $1,700 $1,517

Cheapest River Falls, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in River Falls, AL to rates for a clean record with top companies.

Annual River Falls, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,631 $3,076 $3,583 $2,942
Farmers $3,138 $4,059 $3,958 $3,775
GEICO $1,980 $3,144 $3,808 $2,661
Liberty Mutual $4,088 $5,681 $5,571 $5,503
Nationwide $2,231 $2,231 $3,241 $2,489
Progressive $3,498 $4,366 $3,716 $3,839
State Farm $3,790 $4,655 $4,136 $4,136
Travelers $3,114 $3,269 $4,769 $3,795
USAA $1,498 $1,873 $2,786 $1,621

Cheapest River Falls, AL Car Insurance for Teen Drivers

Teen car insurance in River Falls, AL can be expensive. Take a look at rates from the top car insurance companies in River Falls for teenagers.

Annual Car Insurance Rates for Teen Drivers in River Falls, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,220 $6,680
Farmers $8,193 $8,430
GEICO $5,380 $5,307
Liberty Mutual $10,919 $12,137
Nationwide $4,358 $5,617
Progressive $8,468 $9,481
State Farm $7,632 $9,585
Travelers $8,088 $12,698
USAA $3,557 $3,951

Cheapest River Falls, AL Car Insurance for Seniors

Take a look at River Falls, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in River Falls, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,703 $1,738
Farmers $1,919 $2,032
GEICO $1,968 $1,996
Liberty Mutual $2,539 $2,838
Nationwide $1,527 $1,581
Progressive $1,737 $1,843
State Farm $2,343 $2,343
Travelers $1,434 $1,431
USAA $1,141 $1,125

Cheapest River Falls, AL Car Insurance Rates After a DUI

A DUI in River Falls, AL increases car insurance rates. Compare River Falls, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in River Falls, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,583
Farmers $3,958
GEICO $3,808
Liberty Mutual $5,571
Nationwide $3,241
Progressive $3,716
State Farm $4,136
Travelers $4,769
USAA $2,786

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Cheapest River Falls, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in River Falls, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in River Falls, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,058 $3,058
Farmers $3,732 $3,732
GEICO $2,842 $2,954
Liberty Mutual $5,211 $5,211
Nationwide $2,548 $2,548
Progressive $3,855 $3,855
State Farm $4,079 $4,280
Travelers $3,737 $3,737
USAA $1,856 $2,033

The Best Cheap Car Insurance Companies in River Falls, AL

Take a look at a side-by-side comparison of the top car insurance companies in River Falls, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in River Falls, Alabama

Insurance Company Average Annual Rates
Allstate $3,058
Farmers $3,732
GEICO $2,898
Liberty Mutual $5,211
Nationwide $2,548
Progressive $3,855
State Farm $4,180
Travelers $3,737
USAA $1,944

Category Winners: Cheapest Car Insurance in River Falls, Alabama

Find the cheapest car insurance companies in River Falls, AL for each category right here.

Best Annual Car Insurance Rates by Company in River Falls, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest River Falls, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your River Falls car insurance rates. Find the cheapest River Falls, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in River Falls, Alabama

Insurance Company Low Medium High
Allstate $2,967 $3,054 $3,154
Farmers $3,546 $3,690 $3,960
GEICO $2,708 $2,886 $3,100
Liberty Mutual $4,991 $5,188 $5,454
Nationwide $2,529 $2,526 $2,589
Progressive $3,520 $3,836 $4,208
State Farm $3,960 $4,173 $4,405
Travelers $3,565 $3,811 $3,834
USAA $1,874 $1,934 $2,025

What affects car insurance rates in River Falls, Alabama?

What factors can have an impact on River Falls, AL car insurance? There are several reasons why River Falls car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in River Falls, Alabama.

Commute Time in River Falls

The more time you spend in your car the higher the risk of an accident. The average commute length in River Falls, AL is 20.2 minutes according to City-Data.

Compare Car Insurance Quotes in River Falls, AL

Ready to find affordable River Falls, Alabama car insurance today? Enter your ZIP code for fast, free River Falls, AL car insurance quotes.

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Average Monthly Car Insurance Rates by State