Compare River Forest, IL Car Insurance Rates (2021)

Car insurance in River Forest, IL averages $338 a month. River Forest, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap River Forest car insurance rates, compare quotes from the top car insurance companies in River Forest, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in River Forest for teen drivers is Liberty Mutual
  • The cheapest car insurance company in River Forest is Liberty Mutual
  • Average car insurance rates in River Forest, IL are $4,057/year

If you need to buy River Forest, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in River Forest, IL is right here.

You’ll find River Forest car insurance rates, the cheapest River Forest, IL car insurance companies, and information on Illinois car insurance laws. You can also compare River Forest, Illinois car insurance rates to Aurora car insurance rates, Joliet car insurance rates, and Chicago car insurance rates.

Ready to find affordable River Forest, IL car insurance today? Enter your ZIP code for fast, free River Forest car insurance quotes.

Cheapest River Forest, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect River Forest, IL car insurance rates? Every River Forest, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in River Forest, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,153 $4,171 $4,352 $4,352 $10,856 $14,113 $4,995 $5,398
American Family $2,844 $2,844 $2,607 $2,607 $8,134 $11,248 $2,844 $3,677
Farmers $3,089 $3,081 $2,736 $2,906 $13,699 $14,250 $3,538 $3,687
GEICO $2,091 $2,152 $2,033 $2,280 $7,605 $7,888 $2,421 $2,527
Liberty Mutual $1,510 $1,629 $1,257 $1,406 $5,172 $5,749 $1,572 $1,650
Nationwide $2,738 $2,781 $2,429 $2,571 $7,815 $10,024 $3,218 $3,486
Progressive $2,395 $2,245 $1,979 $2,079 $8,990 $10,081 $2,851 $3,083
State Farm $1,678 $1,678 $1,523 $1,523 $5,421 $6,832 $1,905 $2,207
Travelers $1,838 $1,937 $1,695 $1,806 $5,631 $7,120 $1,947 $2,050
USAA $1,756 $1,770 $1,638 $1,596 $5,877 $6,438 $2,308 $2,513

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Minimum Car Insurance in River Forest, IL

Every driver must carry the minimum car insurance in River Forest, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in River Forest, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest River Forest, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in River Forest, IL. Compare credit history car insurance rates in River Forest from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in River Forest, Illinois

Insurance Company Poor Fair Good
Allstate $8,343 $6,026 $5,277
American Family $6,114 $4,165 $3,523
Farmers $6,669 $5,614 $5,337
GEICO $5,847 $2,831 $2,196
Liberty Mutual $3,525 $2,204 $1,750
Nationwide $5,243 $4,224 $3,680
Progressive $4,788 $4,076 $3,775
State Farm $4,138 $2,478 $1,922
Travelers $3,648 $2,964 $2,396
USAA $3,959 $2,738 $2,264

Cheapest River Forest, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in River Forest, IL to rates for a clean record with top companies.

Annual River Forest, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,646 $7,986 $7,418 $6,144
American Family $3,388 $4,773 $6,398 $3,843
Farmers $4,946 $6,404 $6,245 $5,899
GEICO $2,430 $3,893 $5,315 $2,861
Liberty Mutual $2,071 $2,957 $2,589 $2,355
Nationwide $3,520 $4,574 $5,386 $4,051
Progressive $3,458 $5,180 $3,838 $4,375
State Farm $2,578 $3,114 $2,846 $2,846
Travelers $2,377 $3,139 $3,503 $2,992
USAA $2,114 $3,071 $4,203 $2,559

Cheapest River Forest, IL Car Insurance for Teen Drivers

Teen car insurance in River Forest, IL can be expensive. Take a look at rates from the top car insurance companies in River Forest for teenagers.

Annual Car Insurance Rates for Teen Drivers in River Forest, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,856 $14,113
American Family $8,134 $11,248
Farmers $13,699 $14,250
GEICO $7,605 $7,888
Liberty Mutual $5,172 $5,749
Nationwide $7,815 $10,024
Progressive $8,990 $10,081
State Farm $5,421 $6,832
Travelers $5,631 $7,120
USAA $5,877 $6,438

Cheapest River Forest, IL Car Insurance for Seniors

Take a look at River Forest, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in River Forest, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,352 $4,352
American Family $2,607 $2,607
Farmers $2,736 $2,906
GEICO $2,033 $2,280
Liberty Mutual $1,257 $1,406
Nationwide $2,429 $2,571
Progressive $1,979 $2,079
State Farm $1,523 $1,523
Travelers $1,695 $1,806
USAA $1,638 $1,596

Cheapest River Forest, IL Car Insurance Rates After a DUI

A DUI in River Forest, IL increases car insurance rates. Compare River Forest, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in River Forest, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,418
American Family $6,398
Farmers $6,245
GEICO $5,315
Liberty Mutual $2,589
Nationwide $5,386
Progressive $3,838
State Farm $2,846
Travelers $3,503
USAA $4,203

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Cheapest River Forest, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in River Forest, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in River Forest, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,549 $6,549
American Family $4,542 $4,660
Farmers $5,873 $5,873
GEICO $3,562 $3,687
Liberty Mutual $2,493 $2,493
Nationwide $4,383 $4,383
Progressive $4,213 $4,213
State Farm $2,775 $2,917
Travelers $2,883 $3,122
USAA $2,903 $3,071

The Best Cheap Car Insurance Companies in River Forest, IL

Take a look at a side-by-side comparison of the top car insurance companies in River Forest, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in River Forest, Illinois

Insurance Company Average Annual Rates
Allstate $6,549
American Family $4,601
Farmers $5,873
GEICO $3,625
Liberty Mutual $2,493
Nationwide $4,383
Progressive $4,213
State Farm $2,846
Travelers $3,003
USAA $2,987

Category Winners: Cheapest Car Insurance in River Forest, Illinois

Find the cheapest car insurance companies in River Forest, IL for each category right here.

Best Annual Car Insurance Rates by Company in River Forest, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest River Forest, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your River Forest car insurance rates. Find the cheapest River Forest, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in River Forest, Illinois

Insurance Company Low Medium High
Allstate $6,335 $6,541 $6,770
American Family $4,434 $4,769 $4,599
Farmers $5,571 $5,729 $6,320
GEICO $3,292 $3,622 $3,960
Liberty Mutual $2,344 $2,487 $2,648
Nationwide $4,335 $4,424 $4,389
Progressive $3,843 $4,194 $4,601
State Farm $2,670 $2,851 $3,017
Travelers $2,807 $2,999 $3,202
USAA $2,767 $2,986 $3,209

What affects car insurance rates in River Forest, Illinois?

What factors can have an impact on River Forest, IL car insurance? There are several reasons why River Forest car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in River Forest, Illinois.

Commute Time in River Forest

The more time you spend in your car the higher the risk of an accident. The average commute length in River Forest, IL is 33.1 minutes according to City-Data.

Compare Car Insurance Quotes in River Forest, IL

Ready to find affordable River Forest, Illinois car insurance today? Enter your ZIP code for fast, free River Forest, IL car insurance quotes.

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