Compare River Road, NC Car Insurance Rates (2021)

Car insurance in River Road, NC averages $298 a month. River Road, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap River Road car insurance rates, compare quotes from the top car insurance companies in River Road, NC.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in River Road, NC after a DUI are $6,794/year
  • The cheapest car insurance company in River Road for teen drivers is Liberty Mutual
  • Average car insurance rates in River Road, NC are $3,582/year

If you need to buy River Road, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in River Road, NC is right here.

You’ll find River Road car insurance rates, the cheapest River Road, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare River Road, North Carolina car insurance rates to Raleigh car insurance rates, High Point car insurance rates, and Fayetteville car insurance rates.

Ready to find affordable River Road, NC car insurance today? Enter your ZIP code for fast, free River Road car insurance quotes.

Cheapest River Road, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect River Road, NC car insurance rates? Every River Road, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in River Road, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,755 $5,755 $4,728 $4,728 $13,648 $13,648 $5,869 $5,869
GEICO $2,584 $2,538 $2,546 $2,501 $4,649 $4,609 $2,278 $2,265
Liberty Mutual $1,929 $1,929 $1,996 $1,996 $3,338 $3,338 $1,929 $1,929
Nationwide $2,654 $2,654 $2,654 $2,654 $4,402 $4,402 $2,654 $2,654
Progressive $1,851 $1,851 $1,663 $1,663 $4,352 $4,352 $2,089 $2,089
State Farm $2,971 $2,971 $2,567 $2,567 $4,369 $4,369 $3,675 $3,675
Travelers $2,826 $2,826 $2,804 $2,804 $4,678 $4,678 $2,901 $2,901

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in River Road, NC

Every driver must carry the minimum car insurance in River Road, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in River Road, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest River Road, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in River Road, NC. Compare credit history car insurance rates in River Road from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in River Road, North Carolina

Insurance Company Poor Fair Good
Allstate $10,177 $6,564 $5,758
GEICO $3,235 $2,982 $2,772
Liberty Mutual $2,298 $2,298 $2,298
Nationwide $3,091 $3,091 $3,091
Progressive $2,835 $2,438 $2,194
State Farm $4,776 $3,047 $2,363
Travelers $3,549 $3,208 $3,151

Cheapest River Road, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in River Road, NC to rates for a clean record with top companies.

Annual River Road, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,045 $7,151 $13,321 $5,483
GEICO $1,567 $2,351 $5,884 $2,184
Liberty Mutual $1,362 $1,754 $4,322 $1,754
Nationwide $1,806 $2,344 $5,870 $2,344
Progressive $1,158 $1,697 $5,454 $1,647
State Farm $1,832 $2,615 $6,520 $2,615
Travelers $1,914 $2,587 $6,188 $2,520

Cheapest River Road, NC Car Insurance for Teen Drivers

Teen car insurance in River Road, NC can be expensive. Take a look at rates from the top car insurance companies in River Road for teenagers.

Annual Car Insurance Rates for Teen Drivers in River Road, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,648 $13,648
GEICO $4,649 $4,609
Liberty Mutual $3,338 $3,338
Nationwide $4,402 $4,402
Progressive $4,352 $4,352
State Farm $4,369 $4,369
Travelers $4,678 $4,678

Cheapest River Road, NC Car Insurance for Seniors

Take a look at River Road, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in River Road, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,728 $4,728
GEICO $2,546 $2,501
Liberty Mutual $1,996 $1,996
Nationwide $2,654 $2,654
Progressive $1,663 $1,663
State Farm $2,567 $2,567
Travelers $2,804 $2,804

Cheapest River Road, NC Car Insurance Rates After a DUI

A DUI in River Road, NC increases car insurance rates. Compare River Road, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in River Road, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $13,321
GEICO $5,884
Liberty Mutual $4,322
Nationwide $5,870
Progressive $5,454
State Farm $6,520
Travelers $6,188

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest River Road, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in River Road, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in River Road, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,500 $7,500
GEICO $2,996 $2,996
Liberty Mutual $2,298 $2,298
Nationwide $3,091 $3,091
Progressive $2,489 $2,489
State Farm $3,370 $3,421
Travelers $3,302 $3,302

The Best Cheap Car Insurance Companies in River Road, NC

Take a look at a side-by-side comparison of the top car insurance companies in River Road, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in River Road, North Carolina

Insurance Company Average Annual Rates
Allstate $7,500
GEICO $2,996
Liberty Mutual $2,298
Nationwide $3,091
Progressive $2,489
State Farm $3,395
Travelers $3,302

Category Winners: Cheapest Car Insurance in River Road, North Carolina

Find the cheapest car insurance companies in River Road, NC for each category right here.

Best Annual Car Insurance Rates by Company in River Road, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest River Road, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your River Road car insurance rates. Find the cheapest River Road, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in River Road, North Carolina

Insurance Company Low Medium High
Allstate $7,206 $7,472 $7,822
GEICO $2,855 $2,986 $3,148
Liberty Mutual $2,187 $2,284 $2,423
Nationwide $2,962 $3,077 $3,234
Progressive $2,358 $2,475 $2,634
State Farm $3,258 $3,380 $3,548
Travelers $3,163 $3,286 $3,459

What affects car insurance rates in River Road, North Carolina?

What factors can have an impact on River Road, NC car insurance? There are several reasons why River Road car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in River Road, North Carolina.

Commute Time in River Road

The more time you spend in your car the higher the risk of an accident. The average commute length in River Road, NC is 18.2 minutes according to City-Data.

Compare Car Insurance Quotes in River Road, NC

Ready to find affordable River Road, North Carolina car insurance today? Enter your ZIP code for fast, free River Road, NC car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption