Compare River Rouge, MI Car Insurance Rates (2021)

Car insurance in River Rouge, MI averages $1,617 a month. River Rouge, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap River Rouge car insurance rates, compare quotes from the top car insurance companies in River Rouge, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in River Rouge, MI are $19,406/year
  • Average car insurance rates in River Rouge, MI after a DUI are $30,092/year
  • The cheapest car insurance company in River Rouge is USAA

If you need to buy River Rouge, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in River Rouge, MI is right here.

You’ll find River Rouge car insurance rates, the cheapest River Rouge, MI car insurance companies, and information on Michigan car insurance laws. You can also compare River Rouge, Michigan car insurance rates to Warren car insurance rates, Lansing car insurance rates, and Troy car insurance rates.

Ready to find affordable River Rouge, MI car insurance today? Enter your ZIP code for fast, free River Rouge car insurance quotes.

Cheapest River Rouge, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect River Rouge, MI car insurance rates? Every River Rouge, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in River Rouge, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $21,260 $21,260 $19,847 $19,847 $51,269 $51,269 $22,368 $22,368
Farmers $29,523 $29,523 $27,114 $27,114 $63,070 $63,070 $33,327 $33,327
GEICO $8,303 $8,303 $8,390 $8,390 $21,184 $21,184 $7,883 $7,883
Liberty Mutual $21,919 $21,919 $21,699 $21,699 $51,851 $51,851 $21,919 $21,919
Nationwide $6,890 $6,890 $6,080 $6,080 $18,773 $18,773 $7,590 $7,590
Progressive $4,682 $4,327 $4,084 $4,634 $16,680 $17,583 $5,479 $4,987
State Farm $12,096 $12,096 $11,281 $11,281 $43,129 $43,129 $14,210 $14,210
Travelers $16,072 $16,072 $13,702 $13,702 $49,505 $49,505 $17,504 $17,504
USAA $3,608 $3,370 $3,394 $3,172 $8,867 $8,300 $4,382 $4,140

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Minimum Car Insurance in River Rouge, MI

Every driver must carry the minimum car insurance in River Rouge, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in River Rouge, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest River Rouge, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in River Rouge, MI. Compare credit history car insurance rates in River Rouge from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in River Rouge, Michigan

Insurance Company Poor Fair Good
Allstate $43,834 $24,114 $18,110
Farmers $56,903 $30,002 $27,871
GEICO $14,766 $10,802 $8,751
Liberty Mutual $46,488 $26,802 $14,751
Nationwide $12,409 $9,262 $7,829
Progressive $9,116 $7,570 $6,735
State Farm $32,832 $16,531 $11,174
Travelers $24,800 $24,046 $23,741
USAA $7,398 $4,183 $3,132

Cheapest River Rouge, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in River Rouge, MI to rates for a clean record with top companies.

Annual River Rouge, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $13,860 $18,609 $62,807 $19,468
Farmers $31,965 $41,129 $40,374 $39,567
GEICO $4,059 $8,470 $25,783 $7,448
Liberty Mutual $20,493 $24,742 $45,901 $26,252
Nationwide $8,367 $11,265 $10,232 $9,468
Progressive $6,544 $8,717 $7,836 $8,130
State Farm $12,727 $15,319 $33,462 $19,207
Travelers $16,231 $23,353 $37,955 $19,244
USAA $3,924 $4,936 $6,474 $4,283

Cheapest River Rouge, MI Car Insurance for Teen Drivers

Teen car insurance in River Rouge, MI can be expensive. Take a look at rates from the top car insurance companies in River Rouge for teenagers.

Annual Car Insurance Rates for Teen Drivers in River Rouge, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $51,269 $51,269
Farmers $63,070 $63,070
GEICO $21,184 $21,184
Liberty Mutual $51,851 $51,851
Nationwide $18,773 $18,773
Progressive $16,680 $17,583
State Farm $43,129 $43,129
Travelers $49,505 $49,505
USAA $8,867 $8,300

Cheapest River Rouge, MI Car Insurance for Seniors

Take a look at River Rouge, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in River Rouge, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $19,847 $19,847
Farmers $27,114 $27,114
GEICO $8,390 $8,390
Liberty Mutual $21,699 $21,699
Nationwide $6,080 $6,080
Progressive $4,084 $4,634
State Farm $11,281 $11,281
Travelers $13,702 $13,702
USAA $3,394 $3,172

Cheapest River Rouge, MI Car Insurance Rates After a DUI

A DUI in River Rouge, MI increases car insurance rates. Compare River Rouge, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in River Rouge, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $62,807
Farmers $40,374
GEICO $25,783
Liberty Mutual $45,901
Nationwide $10,232
Progressive $7,836
State Farm $33,462
Travelers $37,955
USAA $6,474

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Cheapest River Rouge, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in River Rouge, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in River Rouge, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $28,686 $28,686
Farmers $38,259 $38,259
GEICO $11,169 $11,711
Liberty Mutual $28,329 $30,364
Nationwide $9,833 $9,833
Progressive $7,807 $7,807
State Farm $19,603 $20,754
Travelers $24,054 $24,337
USAA $4,846 $4,963

The Best Cheap Car Insurance Companies in River Rouge, MI

Take a look at a side-by-side comparison of the top car insurance companies in River Rouge, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in River Rouge, Michigan

Insurance Company Average Annual Rates
Allstate $28,686
Farmers $38,259
GEICO $11,440
Liberty Mutual $29,347
Nationwide $9,833
Progressive $7,807
State Farm $20,179
Travelers $24,196
USAA $4,904

Category Winners: Cheapest Car Insurance in River Rouge, Michigan

Find the cheapest car insurance companies in River Rouge, MI for each category right here.

Best Annual Car Insurance Rates by Company in River Rouge, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest River Rouge, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your River Rouge car insurance rates. Find the cheapest River Rouge, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in River Rouge, Michigan

Insurance Company Low Medium High
Allstate $27,947 $28,753 $29,358
Farmers $37,344 $38,163 $39,269
GEICO $10,793 $11,339 $12,187
Liberty Mutual $28,717 $29,285 $30,039
Nationwide $10,275 $9,671 $9,553
Progressive $7,567 $7,816 $8,038
State Farm $19,014 $20,323 $21,200
Travelers $23,963 $24,227 $24,397
USAA $4,759 $4,918 $5,036

What affects car insurance rates in River Rouge, Michigan?

What factors can have an impact on River Rouge, MI car insurance? There are several reasons why River Rouge car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in River Rouge, Michigan.

Car Theft in River Rouge

High levels of vehicle theft can make car insurance more expensive. River Rouge, MI car theft statistics from the FBI indicate 24 vehicle thefts a year.

Commute Time in River Rouge

The more time you spend in your car the higher the risk of an accident. The average commute length in River Rouge, MI is 26.8 minutes according to City-Data.

Compare Car Insurance Quotes in River Rouge, MI

Ready to find affordable River Rouge, Michigan car insurance today? Enter your ZIP code for fast, free River Rouge, MI car insurance quotes.

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