Compare Riverside, NJ Car Insurance Rates (2021)

Car insurance in Riverside, NJ averages $419 a month. Riverside, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Riverside car insurance rates, compare quotes from the top car insurance companies in Riverside, NJ.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Riverside, NJ are $5,027/year
  • The cheapest car insurance company in Riverside for teen drivers is GEICO
  • The cheapest car insurance company in Riverside is GEICO

If you need to buy Riverside, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Riverside, NJ is right here.

You’ll find Riverside car insurance rates, the cheapest Riverside, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Riverside, New Jersey car insurance rates to Paterson car insurance rates, Clifton car insurance rates, and Camden car insurance rates.

Ready to find affordable Riverside, NJ car insurance today? Enter your ZIP code for fast, free Riverside car insurance quotes.

Cheapest Riverside, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Riverside, NJ car insurance rates? Every Riverside, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Riverside, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,886 $2,873 $2,802 $2,802 $9,023 $11,016 $3,391 $3,485
Farmers $4,371 $4,411 $4,264 $4,175 $12,759 $14,686 $5,194 $5,281
GEICO $1,919 $1,888 $1,877 $1,877 $3,461 $3,441 $2,205 $2,140
Liberty Mutual $4,441 $4,441 $4,876 $4,876 $11,465 $13,005 $4,876 $5,592
Progressive $1,816 $1,678 $1,644 $1,698 $8,065 $8,769 $2,138 $2,020
State Farm $4,039 $4,039 $3,664 $3,664 $13,251 $17,000 $4,606 $5,144
Travelers $3,043 $2,962 $2,827 $2,859 $6,955 $7,900 $2,962 $2,944

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Minimum Car Insurance in Riverside, NJ

Every driver must carry the minimum car insurance in Riverside, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Riverside, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Riverside, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Riverside, NJ. Compare credit history car insurance rates in Riverside from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Riverside, New Jersey

Insurance Company Poor Fair Good
Allstate $6,652 $4,308 $3,394
Farmers $8,222 $6,409 $6,047
GEICO $3,524 $2,041 $1,488
Liberty Mutual $8,486 $6,292 $5,311
Progressive $3,895 $3,401 $3,140
State Farm $10,015 $6,046 $4,716
Travelers $5,441 $3,995 $2,734

Cheapest Riverside, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Riverside, NJ to rates for a clean record with top companies.

Annual Riverside, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,596 $5,954 $5,221 $4,368
Farmers $5,350 $9,060 $7,380 $5,781
GEICO $1,836 $2,403 $3,329 $1,836
Liberty Mutual $6,431 $7,361 $6,563 $6,431
Progressive $2,984 $4,026 $3,422 $3,481
State Farm $3,770 $6,853 $11,006 $6,073
Travelers $3,117 $4,627 $4,484 $3,999

Cheapest Riverside, NJ Car Insurance for Teen Drivers

Teen car insurance in Riverside, NJ can be expensive. Take a look at rates from the top car insurance companies in Riverside for teenagers.

Annual Car Insurance Rates for Teen Drivers in Riverside, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,023 $11,016
Farmers $12,759 $14,686
GEICO $3,461 $3,441
Liberty Mutual $11,465 $13,005
Progressive $8,065 $8,769
State Farm $13,251 $17,000
Travelers $6,955 $7,900

Cheapest Riverside, NJ Car Insurance for Seniors

Take a look at Riverside, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Riverside, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,802 $2,802
Farmers $4,264 $4,175
GEICO $1,877 $1,877
Liberty Mutual $4,876 $4,876
Progressive $1,644 $1,698
State Farm $3,664 $3,664
Travelers $2,827 $2,859

Cheapest Riverside, NJ Car Insurance Rates After a DUI

A DUI in Riverside, NJ increases car insurance rates. Compare Riverside, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Riverside, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,221
Farmers $7,380
GEICO $3,329
Liberty Mutual $6,563
Progressive $3,422
State Farm $11,006
Travelers $4,484

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Cheapest Riverside, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Riverside, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Riverside, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,776 $4,794
Farmers $6,893 $6,893
GEICO $2,332 $2,370
Liberty Mutual $6,631 $6,761
Progressive $3,479 $3,479
State Farm $6,747 $7,105
Travelers $4,057 $4,057

The Best Cheap Car Insurance Companies in Riverside, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Riverside, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Riverside, New Jersey

Insurance Company Average Annual Rates
Allstate $4,785
Farmers $6,893
GEICO $2,351
Liberty Mutual $6,696
Progressive $3,479
State Farm $6,926
Travelers $4,057

Category Winners: Cheapest Car Insurance in Riverside, New Jersey

Find the cheapest car insurance companies in Riverside, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Riverside, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Riverside, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Riverside car insurance rates. Find the cheapest Riverside, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Riverside, New Jersey

Insurance Company Low Medium High
Allstate $4,432 $4,852 $5,070
Farmers $6,149 $6,851 $7,678
GEICO $2,101 $2,396 $2,556
Liberty Mutual $5,958 $6,907 $7,224
Progressive $3,114 $3,537 $3,785
State Farm $6,424 $7,018 $7,335
Travelers $3,692 $4,056 $4,422

Compare Car Insurance Quotes in Riverside, NJ

Ready to find affordable Riverside, New Jersey car insurance today? Enter your ZIP code for fast, free Riverside, NJ car insurance quotes.

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