Compare Roachdale, IN Car Insurance Rates (2021)

Car insurance in Roachdale, IN averages $270 a month. Roachdale, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Roachdale car insurance rates, compare quotes from the top car insurance companies in Roachdale, IN.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Roachdale, IN are $3,238/year
  • The cheapest car insurance company in Roachdale is USAA
  • The cheapest car insurance company in Roachdale for teen drivers is USAA

If you need to buy Roachdale, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Roachdale, IN is right here.

You’ll find Roachdale car insurance rates, the cheapest Roachdale, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Roachdale, Indiana car insurance rates to Hammond car insurance rates, Carmel car insurance rates, and Evansville car insurance rates.

Ready to find affordable Roachdale, IN car insurance today? Enter your ZIP code for fast, free Roachdale car insurance quotes.

Cheapest Roachdale, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Roachdale, IN car insurance rates? Every Roachdale, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Roachdale, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,416 $2,474 $2,123 $2,320 $7,433 $9,361 $2,455 $2,668
American Family $2,349 $2,349 $2,107 $2,107 $6,331 $9,225 $2,349 $2,920
Farmers $1,473 $1,455 $1,258 $1,412 $7,896 $8,404 $1,944 $2,107
GEICO $1,272 $1,259 $1,188 $1,223 $3,676 $3,421 $1,450 $1,283
Liberty Mutual $3,986 $3,986 $3,662 $3,662 $8,754 $13,230 $3,986 $5,473
Nationwide $1,516 $1,549 $1,332 $1,420 $4,405 $5,706 $1,777 $1,940
Progressive $1,653 $1,568 $1,497 $1,505 $9,757 $11,004 $2,080 $2,131
State Farm $1,566 $1,566 $1,381 $1,381 $4,575 $5,875 $1,724 $1,922
Travelers $1,184 $1,205 $1,108 $1,108 $7,267 $11,485 $1,251 $1,452
USAA $1,092 $1,074 $1,016 $1,023 $3,056 $3,414 $1,475 $1,577

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Roachdale, IN

Every driver must carry the minimum car insurance in Roachdale, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Roachdale, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Roachdale, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Roachdale, IN. Compare credit history car insurance rates in Roachdale from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Roachdale, Indiana

Insurance Company Poor Fair Good
Allstate $4,842 $3,603 $3,273
American Family $5,078 $3,306 $2,769
Farmers $3,785 $3,087 $2,859
GEICO $2,218 $1,846 $1,475
Liberty Mutual $7,780 $5,064 $4,683
Nationwide $2,795 $2,362 $2,210
Progressive $4,301 $3,808 $3,590
State Farm $3,641 $2,171 $1,683
Travelers $3,628 $3,074 $3,071
USAA $2,312 $1,527 $1,309

Cheapest Roachdale, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Roachdale, IN to rates for a clean record with top companies.

Annual Roachdale, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,115 $4,575 $4,225 $3,710
American Family $2,562 $4,085 $5,171 $3,052
Farmers $2,897 $3,390 $3,486 $3,201
GEICO $1,217 $1,915 $2,570 $1,684
Liberty Mutual $4,572 $5,380 $8,386 $5,033
Nationwide $2,117 $2,718 $2,608 $2,379
Progressive $2,921 $5,122 $3,487 $4,068
State Farm $2,443 $2,665 $2,443 $2,443
Travelers $2,768 $3,419 $3,874 $2,969
USAA $1,295 $1,845 $2,118 $1,606

Cheapest Roachdale, IN Car Insurance for Teen Drivers

Teen car insurance in Roachdale, IN can be expensive. Take a look at rates from the top car insurance companies in Roachdale for teenagers.

Annual Car Insurance Rates for Teen Drivers in Roachdale, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,433 $9,361
American Family $6,331 $9,225
Farmers $7,896 $8,404
GEICO $3,676 $3,421
Liberty Mutual $8,754 $13,230
Nationwide $4,405 $5,706
Progressive $9,757 $11,004
State Farm $4,575 $5,875
Travelers $7,267 $11,485
USAA $3,056 $3,414

Cheapest Roachdale, IN Car Insurance for Seniors

Take a look at Roachdale, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Roachdale, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,123 $2,320
American Family $2,107 $2,107
Farmers $1,258 $1,412
GEICO $1,188 $1,223
Liberty Mutual $3,662 $3,662
Nationwide $1,332 $1,420
Progressive $1,497 $1,505
State Farm $1,381 $1,381
Travelers $1,108 $1,108
USAA $1,016 $1,023

Cheapest Roachdale, IN Car Insurance Rates After a DUI

A DUI in Roachdale, IN increases car insurance rates. Compare Roachdale, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Roachdale, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,225
American Family $5,171
Farmers $3,486
GEICO $2,570
Liberty Mutual $8,386
Nationwide $2,608
Progressive $3,487
State Farm $2,443
Travelers $3,874
USAA $2,118

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Roachdale, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Roachdale, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Roachdale, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,906 $3,906
American Family $3,673 $3,762
Farmers $3,244 $3,244
GEICO $1,815 $1,878
Liberty Mutual $5,687 $5,998
Nationwide $2,456 $2,456
Progressive $3,900 $3,900
State Farm $2,428 $2,569
Travelers $3,258 $3,258
USAA $1,693 $1,739

The Best Cheap Car Insurance Companies in Roachdale, IN

Take a look at a side-by-side comparison of the top car insurance companies in Roachdale, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Roachdale, Indiana

Insurance Company Average Annual Rates
Allstate $3,906
American Family $3,717
Farmers $3,244
GEICO $1,847
Liberty Mutual $5,842
Nationwide $2,456
Progressive $3,900
State Farm $2,499
Travelers $3,258
USAA $1,716

Category Winners: Cheapest Car Insurance in Roachdale, Indiana

Find the cheapest car insurance companies in Roachdale, IN for each category right here.

Best Annual Car Insurance Rates by Company in Roachdale, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Roachdale, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Roachdale car insurance rates. Find the cheapest Roachdale, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Roachdale, Indiana

Insurance Company Low Medium High
Allstate $3,722 $3,890 $4,107
American Family $3,702 $3,842 $3,608
Farmers $3,139 $3,238 $3,354
GEICO $1,739 $1,840 $1,960
Liberty Mutual $5,656 $5,828 $6,043
Nationwide $2,498 $2,436 $2,433
Progressive $3,689 $3,840 $4,169
State Farm $2,399 $2,497 $2,600
Travelers $3,198 $3,288 $3,288
USAA $1,656 $1,712 $1,780

What affects car insurance rates in Roachdale, Indiana?

What factors can have an impact on Roachdale, IN car insurance? There are several reasons why Roachdale car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Roachdale, Indiana.

Commute Time in Roachdale

The more time you spend in your car the higher the risk of an accident. The average commute length in Roachdale, IN is 28.9 minutes according to City-Data.

Compare Car Insurance Quotes in Roachdale, IN

Ready to find affordable Roachdale, Indiana car insurance today? Enter your ZIP code for fast, free Roachdale, IN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State