Compare Roan Mountain, TN Car Insurance Rates (2021)

Car insurance in Roan Mountain, TN averages $275 a month. Roan Mountain, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Roan Mountain car insurance rates, compare quotes from the top car insurance companies in Roan Mountain, TN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Roan Mountain, TN are $3,299/year
  • The cheapest car insurance company in Roan Mountain for teen drivers is Travelers
  • Average car insurance rates in Roan Mountain, TN after a DUI are $3,848/year

If you need to buy Roan Mountain, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Roan Mountain, TN is right here.

You’ll find Roan Mountain car insurance rates, the cheapest Roan Mountain, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Roan Mountain, Tennessee car insurance rates to Bartlett car insurance rates, Johnson City car insurance rates, and Franklin car insurance rates.

Ready to find affordable Roan Mountain, TN car insurance today? Enter your ZIP code for fast, free Roan Mountain car insurance quotes.

Cheapest Roan Mountain, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Roan Mountain, TN car insurance rates? Every Roan Mountain, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Roan Mountain, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,411 $2,313 $2,175 $2,257 $9,062 $9,869 $2,561 $2,647
Farmers $1,582 $1,610 $1,419 $1,562 $6,552 $6,951 $2,139 $2,266
GEICO $1,807 $1,824 $1,665 $1,665 $5,476 $5,573 $1,835 $1,892
Liberty Mutual $3,595 $129 $2,954 $3,301 $14,421 $16,025 $3,857 $4,116
Nationwide $1,958 $1,971 $1,762 $1,786 $5,364 $6,886 $2,247 $2,428
Progressive $1,744 $1,646 $1,422 $1,486 $7,810 $8,792 $2,100 $2,289
State Farm $1,432 $1,432 $1,293 $1,293 $4,410 $5,503 $1,619 $1,891
Travelers $1,562 $1,642 $1,425 $1,514 $4,340 $5,363 $1,660 $1,746
USAA $1,432 $1,457 $1,291 $1,291 $5,059 $5,809 $1,864 $1,991

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Minimum Car Insurance in Roan Mountain, TN

Every driver must carry the minimum car insurance in Roan Mountain, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Roan Mountain, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Roan Mountain, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Roan Mountain, TN. Compare credit history car insurance rates in Roan Mountain from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Roan Mountain, Tennessee

Insurance Company Poor Fair Good
Allstate $5,299 $4,070 $3,117
Farmers $3,580 $2,801 $2,649
GEICO $3,084 $2,640 $2,428
Liberty Mutual $8,680 $5,312 $4,157
Nationwide $3,653 $2,912 $2,586
Progressive $3,837 $3,307 $3,090
State Farm $3,425 $2,056 $1,598
Travelers $3,057 $2,404 $1,758
USAA $3,663 $2,143 $1,767

Cheapest Roan Mountain, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Roan Mountain, TN to rates for a clean record with top companies.

Annual Roan Mountain, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,484 $4,151 $5,025 $3,988
Farmers $2,567 $3,188 $3,263 $3,022
GEICO $1,977 $2,646 $4,270 $1,977
Liberty Mutual $4,910 $7,065 $6,576 $5,647
Nationwide $2,648 $2,648 $3,945 $2,960
Progressive $3,006 $3,899 $3,201 $3,539
State Farm $2,148 $2,570 $2,359 $2,359
Travelers $1,958 $2,506 $2,760 $2,402
USAA $1,839 $2,747 $3,233 $2,278

Cheapest Roan Mountain, TN Car Insurance for Teen Drivers

Teen car insurance in Roan Mountain, TN can be expensive. Take a look at rates from the top car insurance companies in Roan Mountain for teenagers.

Annual Car Insurance Rates for Teen Drivers in Roan Mountain, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,062 $9,869
Farmers $6,552 $6,951
GEICO $5,476 $5,573
Liberty Mutual $14,421 $16,025
Nationwide $5,364 $6,886
Progressive $7,810 $8,792
State Farm $4,410 $5,503
Travelers $4,340 $5,363
USAA $5,059 $5,809

Cheapest Roan Mountain, TN Car Insurance for Seniors

Take a look at Roan Mountain, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Roan Mountain, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,175 $2,257
Farmers $1,419 $1,562
GEICO $1,665 $1,665
Liberty Mutual $2,954 $3,301
Nationwide $1,762 $1,786
Progressive $1,422 $1,486
State Farm $1,293 $1,293
Travelers $1,425 $1,514
USAA $1,291 $1,291

Cheapest Roan Mountain, TN Car Insurance Rates After a DUI

A DUI in Roan Mountain, TN increases car insurance rates. Compare Roan Mountain, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Roan Mountain, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,025
Farmers $3,263
GEICO $4,270
Liberty Mutual $6,576
Nationwide $3,945
Progressive $3,201
State Farm $2,359
Travelers $2,760
USAA $3,233

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Cheapest Roan Mountain, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Roan Mountain, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Roan Mountain, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,162 $4,162
Farmers $3,010 $3,010
GEICO $2,701 $2,734
Liberty Mutual $6,050 $6,050
Nationwide $3,050 $3,050
Progressive $3,411 $3,411
State Farm $2,304 $2,415
Travelers $2,313 $2,500
USAA $2,454 $2,595

The Best Cheap Car Insurance Companies in Roan Mountain, TN

Take a look at a side-by-side comparison of the top car insurance companies in Roan Mountain, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Roan Mountain, Tennessee

Insurance Company Average Annual Rates
Allstate $4,162
Farmers $3,010
GEICO $2,717
Liberty Mutual $6,050
Nationwide $3,050
Progressive $3,411
State Farm $2,359
Travelers $2,407
USAA $2,524

Category Winners: Cheapest Car Insurance in Roan Mountain, Tennessee

Find the cheapest car insurance companies in Roan Mountain, TN for each category right here.

Best Annual Car Insurance Rates by Company in Roan Mountain, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors USAA
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Roan Mountain, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Roan Mountain car insurance rates. Find the cheapest Roan Mountain, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Roan Mountain, Tennessee

Insurance Company Low Medium High
Allstate $4,017 $4,152 $4,316
Farmers $2,834 $2,994 $3,202
GEICO $2,577 $2,711 $2,863
Liberty Mutual $5,792 $6,047 $6,310
Nationwide $3,065 $2,986 $3,100
Progressive $3,192 $3,411 $3,631
State Farm $2,232 $2,369 $2,477
Travelers $2,267 $2,405 $2,548
USAA $2,450 $2,516 $2,606

What affects car insurance rates in Roan Mountain, Tennessee?

What factors can have an impact on Roan Mountain, TN car insurance? There are several reasons why Roan Mountain car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Roan Mountain, Tennessee.

Commute Time in Roan Mountain

The more time you spend in your car the higher the risk of an accident. The average commute length in Roan Mountain, TN is 25.4 minutes according to City-Data.

Compare Car Insurance Quotes in Roan Mountain, TN

Ready to find affordable Roan Mountain, Tennessee car insurance today? Enter your ZIP code for fast, free Roan Mountain, TN car insurance quotes.

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